The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100 1,001 11,904 SH   SOLE   11,904 0 0
ABBVIE INC COM 00287Y109 534 7,342 SH   SOLE   7,342 0 0
ACELRX PHARMACEUTICALS INC COM 00444T100 170 67,000 SH   SOLE   67,000 0 0
AKEBIA THERAPEUTICS INC COM 00972D105 98 20,273 SH   SOLE   20,273 0 0
ALLIANT ENERGY CORP COM 018802108 2,393 48,756 SH   SOLE   48,756 0 0
AMAZON COM INC COM 023135106 542 286 SH   SOLE   286 0 0
AMERISOURCEBERGEN CORP COM 03073E105 1,739 20,398 SH   SOLE   20,398 0 0
AMGEN INC COM 031162100 3,959 21,483 SH   SOLE   21,483 0 0
APPLE INC COM 037833100 5,657 28,576 SH   SOLE   28,576 0 0
BANK AMER CORP COM 060505104 226 7,804 SH   SOLE   7,804 0 0
BANK NEW YORK MELLON CORP COM 064058100 931 21,096 SH   SOLE   21,096 0 0
BOEING CO COM 097023105 1,203 3,304 SH   SOLE   3,304 0 0
CISCO SYS INC COM 17275R102 416 7,610 SH   SOLE   7,610 0 0
CITIZENS FINL GROUP INC COM 174610105 2,656 75,108 SH   SOLE   75,108 0 0
CORNING INC COM 219350105 335 10,070 SH   SOLE   10,070 0 0
CVS HEALTH CORP COM 126650100 4,078 74,848 SH   SOLE   74,848 0 0
GENERAL ELECTRIC CO COM 369604103 109 10,381 SH   SOLE   10,381 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 5,728 97,463 SH   SOLE   97,463 0 0
HOLOGIC INC COM 436440101 235 4,900 SH   SOLE   4,900 0 0
INGERSOLL-RAND PLC SHS G47791101 1,759 13,877 SH   SOLE   13,877 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 550 25,850 SH   SOLE   25,850 0 0
ISHARES TR MSCI EAFE ETF 464287465 1,177 17,909 SH   SOLE   17,909 0 0
ISHARES TR CORE S&P SCP ETF 464287804 539 6,880 SH   SOLE   6,880 0 0
ISHARES TR USA QUALITY FCTR 46432F339 7,869 86,023 SH   SOLE   86,023 0 0
JPMORGAN CHASE & CO COM 46625H100 5,241 46,874 SH   SOLE   46,874 0 0
LOWES COS INC COM 548661107 2,919 28,924 SH   SOLE   28,924 0 0
MICROSOFT CORP COM 594918104 10,455 78,043 SH   SOLE   78,043 0 0
MONDELEZ INTL INC CL A 609207105 3,548 65,832 SH   SOLE   65,832 0 0
NETFLIX INC COM 64110L106 551 1,500 SH   SOLE   1,500 0 0
OLD REP INTL CORP COM 680223104 2,127 95,044 SH   SOLE   95,044 0 0
ORACLE CORP COM 68389X105 2,096 36,787 SH   SOLE   36,787 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467 1,632 23,527 SH   SOLE   23,527 0 0
SCHLUMBERGER LTD COM 806857108 1,265 31,837 SH   SOLE   31,837 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,620 22,970 SH   SOLE   22,970 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,993 28,390 SH   SOLE   28,390 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 4,829 58,036 SH   SOLE   58,036 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 1,888 33,073 SH   SOLE   33,073 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 1,522 21,296 SH   SOLE   21,296 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,868 96,219 SH   SOLE   96,219 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 5,190 92,177 SH   SOLE   92,177 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 6,382 21,781 SH   SOLE   21,781 0 0
SVB FINL GROUP COM 78486Q101 1,292 5,754 SH   SOLE   5,754 0 0
TEXTRON INC COM 883203101 3,062 57,739 SH   SOLE   57,739 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,984 8,130 SH   SOLE   8,130 0 0
VANGUARD GROUP DIV APP ETF 921908844 646 5,613 SH   SOLE   5,613 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 2,780 48,652 SH   SOLE   48,652 0 0
WYNDHAM HOTELS & RESORTS INC COM 98311A105 1,771 31,776 SH   SOLE   31,776 0 0