X0201 4 2003-10-27 0 0000870517 MBNA CORP KRB 0001234558 SPARTIN DAVID W C/O MBNA CORP 1100 N KING ST WILMINGTON DE 19884 0 1 0 0 Secretary of MBNA Corporation Common Stock 2003-10-27 4 M 0 24225 8.7778 A 523919 D Common Stock 2003-10-27 4 S 0 19000 24.914 D 504919 D Common Stock 2003-10-27 4 F 0 5225 24.914 D 499694 D Common Stock 2003-10-28 4 M 0 275775 8.7778 A 775469 D Common Stock 2003-10-28 4 S 0 216290 25 D 559179 D Common Stock 2003-10-28 4 F 0 59485 25 D 499694 D Employee Stock Option (Right to Buy) 8.7778 2003-10-27 4 M 0 24225 0 A 2000-01-01 2007-04-20 Common Stock 24225 386400 D Employee Stock Option (Right to Buy) 8.7778 2003-10-28 4 M 0 275775 0 A 2000-01-01 2007-04-20 Common Stock 275775 110625 D Exercisable in three equal annual installments beginning January 1, 2000 (the year following the year in which the Company achieved $1 billion in net income). David W. Spartin 2003-10-29