Exhibit (j)


                       CONSENT OF INDEPENDENT ACCOUNTANTS

We hereby consent to the incorporation by reference in this Registration
Statement on Form N-1A of our report dated October 12, 2001, relating to the
financial statements and financial highlights which appears in the August 31,
2001 Annual Report to Shareholders of Schwab Short-Term Bond Market Fund
(formerly Schwab Short-Term Bond Market Index Fund) and Schwab Total Bond Market
Fund (formerly Schwab Total Bond Market Index Fund), which is also incorporated
by reference into the Registration Statement. We also consent to the references
to us under the headings "Financial Highlights" and "Independent Accountant" in
such Registration Statement.



PricewaterhouseCoopers LLP
San Francisco, California
May 1, 2002