<DOCUMENT>
<TYPE>EX-99.6
<SEQUENCE>14
<FILENAME>v67887ex99-6.txt
<DESCRIPTION>EXHIBIT 99.6
<TEXT>

<PAGE>   1
                                                                    EXHIBIT 99.6


                          CONSENT OF RALPH K. HOLLIDAY


        Pursuant to Rule 438 of the General Rules and Regulations under the
Securities Act of 1933, I hereby consent to being named in the prospectus/joint
proxy statement included in the Registration Statement on Form S-4 to which this
consent is an exhibit and confirm my consent to serve in such capacity.


                                             /s/ Ralph K. Holliday
                                             ---------------------
                                             Ralph K. Holliday


Date: December 20, 2000
</TEXT>
</DOCUMENT>