Nature of Operations and Summary of Significant Accounting Policies (Tables)

3 Months Ended

Mar. 31, 2025

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Provision for credit losses and off-balance sheet exposures

The following table presents the provision for credit losses on the loan portfolio and off-balance sheet exposures:

	Three Months ended
(Dollars in thousands)	March 31, 2025	March 31, 2024
Provision for credit loss loans	6,154	9,091
Provision for credit loss unfunded	1,660	(842)
Total provision for credit losses	7,814	8,249

The following tables summarize the activity in the ACL:

	Three Months ended March 31, 2025
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	206,041	25,181	138,545	24,400	11,402	6,513
Provision for credit losses	6,154		1,352	1,468	1,722	(77)	1,689
Charge-offs	(3,897)		—	—	(1,536)	—	(2,361)
Recoveries	2,102		62	356	1,056	23	605
Balance at end of period	$	210,400	26,595	140,369	25,642	11,348	6,446

	Three Months ended March 31, 2024
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	192,757	22,325	130,924	21,194	11,766	6,548
Acquisitions	3		—	3	—	—	—
Provision for credit losses	9,091		1,837	4,207	2,293	(764)	1,518
Charge-offs	(4,295)		—	—	(1,932)	(25)	(2,338)
Recoveries	1,223		4	19	539	22	639
Balance at end of period	$	198,779	24,166	135,153	22,094	10,999	6,367