Nature of Operations and Summary of Significant Accounting Policies (Tables)

9 Months Ended

Sep. 30, 2024

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Provision for credit losses and off-balance sheet exposures

The following table presents the provision for credit losses on the loan portfolio and off-balance sheet exposures:

	Three Months ended			Nine Months ended
(Dollars in thousands)	September 30, 2024		September 30, 2023	September 30, 2024	September 30, 2023
Provision for credit loss loans	$	6,981	5,095	21,138	16,609
Provision for credit loss unfunded	1,024		(1,556)	(1,366)	(4,827)
Total provision for credit losses	$	8,005	3,539	19,772	11,782

The following tables summarize the activity in the ACL:

	Three Months ended September 30, 2024
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	200,955	24,653	136,346	22,219	11,261	6,476
Provision for credit losses	6,981		626	2,176	1,947	145	2,087
Charge-offs	(3,976)		—	—	(1,456)	(2)	(2,518)
Recoveries	1,210		10	25	459	54	662
Balance at end of period	$	205,170	25,289	138,547	23,169	11,458	6,707

	Three Months ended September 30, 2023
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	189,385	20,847	129,598	21,797	11,053	6,090
Provision for credit losses	5,095		848	1,415	306	534	1,992
Charge-offs	(3,201)		—	(203)	(654)	—	(2,344)
Recoveries	992		2	42	322	37	589
Balance at end of period	$	192,271	21,697	130,852	21,771	11,624	6,327

	Nine Months ended September 30, 2024
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	192,757	22,325	130,924	21,194	11,766	6,548
Acquisitions	3		—	3	—	—	—
Provision for credit losses	21,138		2,934	7,965	5,321	(409)	5,327
Charge-offs	(12,406)		—	(395)	(4,849)	(27)	(7,135)
Recoveries	3,678		30	50	1,503	128	1,967
Balance at end of period	$	205,170	25,289	138,547	23,169	11,458	6,707

	Nine Months ended September 30, 2023
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	182,283	19,683	125,816	21,454	10,759	4,571
Provision for credit losses	16,609		2,021	5,369	1,845	881	6,493
Charge-offs	(10,284)		(20)	(619)	(2,895)	(102)	(6,648)
Recoveries	3,663		13	286	1,367	86	1,911
Balance at end of period	$	192,271	21,697	130,852	21,771	11,624	6,327