Nature of Operations and Summary of Significant Accounting Policies (Tables)

6 Months Ended

Jun. 30, 2024

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Provision for credit losses

The following table presents the provision for credit losses on the loan portfolio and off-balance sheet exposures:

	Three Months ended			Six Months ended
(Dollars in thousands)	June 30, 2024		June 30, 2023	June 30, 2024	June 30, 2023
Provision for credit loss loans	$	5,066	5,254	14,157	11,514
Provision for credit loss unfunded	(1,548)		(2,481)	(2,390)	(3,271)
Total provision for credit losses	$	3,518	2,773	11,767	8,243

The following tables summarize the activity in the ACL:

	Three Months ended June 30, 2024
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	198,779	24,166	135,153	22,094	10,999	6,367
Provision for credit losses	5,066		471	1,582	1,081	210	1,722
Charge-offs	(4,135)		—	(395)	(1,461)	—	(2,279)
Recoveries	1,245		16	6	505	52	666
Balance at end of period	$	200,955	24,653	136,346	22,219	11,261	6,476

	Three Months ended June 30, 2023
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	186,604	19,974	130,253	21,164	10,570	4,643
Provision for credit losses	5,254		880	(750)	1,660	577	2,887
Charge-offs	(3,790)		(15)	(69)	(1,469)	(98)	(2,139)
Recoveries	1,317		8	164	442	4	699
Balance at end of period	$	189,385	20,847	129,598	21,797	11,053	6,090

	Six Months ended June 30, 2024
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	192,757	22,325	130,924	21,194	11,766	6,548
Acquisitions	3		—	3	—	—	—
Provision for credit losses	14,157		2,308	5,789	3,374	(554)	3,240
Charge-offs	(8,430)		—	(395)	(3,393)	(25)	(4,617)
Recoveries	2,468		20	25	1,044	74	1,305
Balance at end of period	$	200,955	24,653	136,346	22,219	11,261	6,476

	Six Months ended June 30, 2023
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	182,283	19,683	125,816	21,454	10,759	4,571
Provision for credit losses	11,514		1,173	3,954	1,539	347	4,501
Charge-offs	(7,083)		(20)	(416)	(2,241)	(102)	(4,304)
Recoveries	2,671		11	244	1,045	49	1,322
Balance at end of period	$	189,385	20,847	129,598	21,797	11,053	6,090