Nature of Operations and Summary of Significant Accounting Policies (Tables)

9 Months Ended

Sep. 30, 2023

Organization, Consolidation and Presentation of Financial Statements [Abstract]

Provision for credit losses

The following table presents the provision for credit losses on the loan portfolio and off-balance sheet exposures:

	Three Months ended			Nine Months ended
(Dollars in thousands)	September 30, 2023		September 30, 2022	September 30, 2023	September 30, 2022
Provision for credit loss loans	$	5,095	8,382	16,609	11,373
Provision for credit loss unfunded	(1,556)		(41)	(4,827)	2,466
Total provision for credit losses	$	3,539	8,341	11,782	13,839

The following tables summarize the activity in the ACL:

	Three Months ended September 30, 2023
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	189,385	20,847	129,598	21,797	11,053	6,090
Provision for credit losses	5,095		848	1,415	306	534	1,992
Charge-offs	(3,201)		—	(203)	(654)	—	(2,344)
Recoveries	992		2	42	322	37	589
Balance at end of period	$	192,271	21,697	130,852	21,771	11,624	6,327

	Three Months ended September 30, 2022
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	172,963	16,959	121,259	21,079	9,333	4,333
Provision for credit losses	8,382		1,473	3,093	1,785	142	1,889
Charge-offs	(3,865)		(17)	—	(1,502)	—	(2,346)
Recoveries	711		7	47	2	87	568
Balance at end of period	$	178,191	18,422	124,399	21,364	9,562	4,444

	Nine Months ended September 30, 2023
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	182,283	19,683	125,816	21,454	10,759	4,571
Provision for credit losses	16,609		2,021	5,369	1,845	881	6,493
Charge-offs	(10,284)		(20)	(619)	(2,895)	(102)	(6,648)
Recoveries	3,663		13	286	1,367	86	1,911
Balance at end of period	$	192,271	21,697	130,852	21,771	11,624	6,327

	Nine Months ended September 30, 2022
(Dollars in thousands)	Total		Residential Real Estate	Commercial Real Estate	Other Commercial	Home Equity	Other Consumer
Balance at beginning of period	$	172,665	16,458	117,901	24,703	8,566	5,037
Provision for credit losses	11,373		1,910	6,635	(1,763)	742	3,849
Charge-offs	(10,905)		(17)	(1,642)	(3,105)	(45)	(6,096)
Recoveries	5,058		71	1,505	1,529	299	1,654
Balance at end of period	$	178,191	18,422	124,399	21,364	9,562	4,444