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Consolidated Statements of Operations (USD $)
In Thousands, except Share data, unless otherwise specified
12 Months Ended
Dec. 31, 2013
Dec. 31, 2012
Dec. 31, 2011
Interest Income      
Residential real estate loans $ 29,525 $ 30,850 $ 33,060
Commercial loans 127,450 121,425 130,249
Consumer and other loans 32,089 35,096 40,538
Investment securities 74,512 66,386 76,262
Total interest income 263,576 253,757 280,109
Interest Expense      
Deposits 13,870 18,183 25,269
Securities sold under agreements to repurchase 867 1,308 1,353
Federal Home Loan Bank advances 10,610 12,566 12,687
Federal funds purchased and other borrowed funds 206 229 224
Subordinated debentures 3,205 3,428 4,961
Total interest expense 28,758 35,714 44,494
Net Interest Income 234,818 218,043 235,615
Provision for loan losses 6,887 21,525 64,500
Net interest income after provision for loan losses 227,931 196,518 171,115
Non-Interest Income      
Service charges and other fees 49,478 45,343 44,194
Miscellaneous loan fees and charges 4,982 4,363 3,919
Gain on sale of loans 28,517 32,227 21,132
(Loss) gain on sale of investments (299) 0 346
Other income 10,369 9,563 8,608
Total non-interest income 93,047 91,496 78,199
Non-Interest Expense      
Compensation and employee benefits 104,221 95,373 85,691
Occupancy and equipment 24,875 23,837 23,599
Advertising and promotions 6,913 6,413 6,469
Outsourced data processing 4,493 3,324 3,153
Other real estate owned 7,196 18,964 27,255
Regulatory assessments and insurance 6,362 7,313 9,583
Core deposit intangible amortization 2,401 2,110 2,473
Goodwill impairment charge 0 0 40,159
Other expense 38,856 36,087 33,742
Total non-interest expense 195,317 193,421 232,124
Income Before Income Taxes 125,661 94,593 17,190
Federal and state income tax expense (benefit) 30,017 19,077 (281)
Net Income $ 95,644 $ 75,516 $ 17,471
Basic earnings per share $ 1.31 $ 1.05 $ 0.24
Diluted earnings per share $ 1.31 $ 1.05 $ 0.24
Dividends declared per share $ 0.60 $ 0.53 $ 0.52
Average outstanding shares - basic 73,191,713 71,928,570 71,915,073
Average outstanding shares - diluted 73,260,278 71,928,656 71,915,073