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Loans Receivable, Net (Tables)
12 Months Ended
Dec. 31, 2013
Receivables [Abstract]  
Summary of activity in the ALLL on a portfolio class basis
 
Year ended December 31, 2013
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Allowance for loan and lease losses
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
$
130,854

 
15,482

 
74,398

 
21,567

 
10,659

 
8,748

Provision for loan losses
6,887

 
(921
)
 
(3,670
)
 
10,271

 
868

 
339

Charge-offs
(13,643
)
 
(793
)
 
(3,736
)
 
(4,671
)
 
(2,594
)
 
(1,849
)
Recoveries
6,253

 
299

 
3,340

 
1,463

 
366

 
785

Balance at end of period
$
130,351

 
14,067

 
70,332

 
28,630

 
9,299

 
8,023

 
 
Year ended December 31, 2012
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Allowance for loan and lease losses
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
$
137,516

 
17,227

 
76,920

 
20,833

 
13,616

 
8,920

Provision for loan losses
21,525

 
2,879

 
11,012

 
4,690

 
324

 
2,620

Charge-offs
(34,672
)
 
(5,267
)
 
(16,339
)
 
(5,239
)
 
(4,369
)
 
(3,458
)
Recoveries
6,485

 
643

 
2,805

 
1,283

 
1,088

 
666

Balance at end of period
$
130,854

 
15,482

 
74,398

 
21,567

 
10,659

 
8,748



 
Year ended December 31, 2011
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Allowance for loan and lease losses
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
$
137,107

 
20,957

 
76,147

 
19,932

 
13,334

 
6,737

Provision for loan losses
64,500

 
1,455

 
39,563

 
10,709

 
4,450

 
8,323

Charge-offs
(69,366
)
 
(5,671
)
 
(42,042
)
 
(10,386
)
 
(4,644
)
 
(6,623
)
Recoveries
5,275

 
486

 
3,252

 
578

 
476

 
483

Balance at end of period
$
137,516

 
17,227

 
76,920

 
20,833

 
13,616

 
8,920

Summary of Loans and ALLL on a portfolio class basis
 
December 31, 2013
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Allowance for loan and lease losses
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
11,949

 
990

 
3,763

 
6,155

 
265

 
776

Collectively evaluated for impairment
118,402

 
13,077

 
66,569

 
22,475

 
9,034

 
7,247

Total allowance for loan and lease losses
$
130,351

 
14,067

 
70,332

 
28,630

 
9,299

 
8,023

Loans receivable
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
199,680

 
24,070

 
119,526

 
41,504

 
9,039

 
5,541

Collectively evaluated for impairment
3,863,158

 
553,519

 
1,929,721

 
810,532

 
357,426

 
211,960

Total loans receivable
$
4,062,838

 
577,589

 
2,049,247

 
852,036

 
366,465

 
217,501

 
 
December 31, 2012
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Allowance for loan and lease losses
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
15,534

 
1,680

 
7,716

 
3,859

 
870

 
1,409

Collectively evaluated for impairment
115,320

 
13,802

 
66,682

 
17,708

 
9,789

 
7,339

Total allowance for loan and lease losses
$
130,854

 
15,482

 
74,398

 
21,567

 
10,659

 
8,748

Loans receivable
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
201,735

 
25,862

 
125,282

 
33,593

 
11,074

 
5,924

Collectively evaluated for impairment
3,195,690

 
490,605

 
1,530,226

 
589,804

 
392,851

 
192,204

Total loans receivable
$
3,397,425

 
516,467

 
1,655,508

 
623,397

 
403,925

 
198,128

Summary of the impaired loans on a portfolio class basis
 
At or for the Year ended December 31, 2013
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Loans with a specific valuation allowance
 
 
 
 
 
 
 
 
 
 
 
Recorded balance
$
61,503

 
7,233

 
23,917

 
27,015

 
886

 
2,452

Unpaid principal balance
63,406

 
7,394

 
25,331

 
27,238

 
949

 
2,494

Specific valuation allowance
11,949

 
990

 
3,763

 
6,155

 
265

 
776

Average balance
59,823

 
7,237

 
26,105

 
22,460

 
767

 
3,254

Loans without a specific valuation allowance
 
 
 
 
 
 
 
 
 
 
 
Recorded balance
$
138,177

 
16,837

 
95,609

 
14,489

 
8,153

 
3,089

Unpaid principal balance
169,082

 
18,033

 
119,017

 
19,156

 
9,631

 
3,245

Average balance
139,129

 
18,103

 
95,808

 
14,106

 
8,844

 
2,268

Totals
 
 
 
 
 
 
 
 
 
 
 
Recorded balance
$
199,680

 
24,070

 
119,526

 
41,504

 
9,039

 
5,541

Unpaid principal balance
232,488

 
25,427

 
144,348

 
46,394

 
10,580

 
5,739

Specific valuation allowance
11,949

 
990

 
3,763

 
6,155

 
265

 
776

Average balance
198,952

 
25,340

 
121,913

 
36,566

 
9,611

 
5,522


 
At or for the Year ended December 31, 2012
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Loans with a specific valuation allowance
 
 
 
 
 
 
 
 
 
 
 
Recorded balance
$
62,759

 
7,334

 
29,595

 
21,205

 
1,354

 
3,271

Unpaid principal balance
70,261

 
7,459

 
36,887

 
21,278

 
1,362

 
3,275

Specific valuation allowance
15,534

 
1,680

 
7,716

 
3,859

 
870

 
1,409

Average balance
76,656

 
12,797

 
36,164

 
22,665

 
1,390

 
3,640

Loans without a specific valuation allowance
 
 
 
 
 
 
 
 
 
 
 
Recorded balance
$
138,976

 
18,528

 
95,687

 
12,388

 
9,720

 
2,653

Unpaid principal balance
149,412

 
19,613

 
102,798

 
14,318

 
9,965

 
2,718

Average balance
162,505

 
16,034

 
111,554

 
19,733

 
11,993

 
3,191

Totals
 
 
 
 
 
 
 
 
 
 
 
Recorded balance
$
201,735

 
25,862

 
125,282

 
33,593

 
11,074

 
5,924

Unpaid principal balance
219,673

 
27,072

 
139,685

 
35,596

 
11,327

 
5,993

Specific valuation allowance
15,534

 
1,680

 
7,716

 
3,859

 
870

 
1,409

Average balance
239,161

 
28,831

 
147,718

 
42,398

 
13,383

 
6,831

Loan portfolio aging analysis on a portfolio class basis
 
December 31, 2013
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Accruing loans 30-59 days past due
$
25,761

 
10,367

 
7,016

 
3,673

 
2,432

 
2,273

Accruing loans 60-89 days past due
6,355

 
1,055

 
2,709

 
1,421

 
668

 
502

Accruing loans 90 days or more past due
604

 
429

 

 
160

 
5

 
10

Non-accrual loans
81,956

 
10,702

 
51,438

 
10,139

 
7,950

 
1,727

Total past due and non-accrual loans
114,676

 
22,553

 
61,163

 
15,393

 
11,055

 
4,512

Current loans receivable
3,948,162

 
555,036

 
1,988,084

 
836,643

 
355,410

 
212,989

Total loans receivable
$
4,062,838

 
577,589

 
2,049,247

 
852,036

 
366,465

 
217,501

 
 
December 31, 2012
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Accruing loans 30-59 days past due
$
17,454

 
3,897

 
7,424

 
2,020

 
2,872

 
1,241

Accruing loans 60-89 days past due
9,643

 
1,870

 
3,745

 
645

 
2,980

 
403

Accruing loans 90 days or more past due
1,479

 
451

 
594

 
197

 
188

 
49

Non-accrual loans
96,933

 
14,237

 
55,687

 
13,200

 
11,241

 
2,568

Total past due and non-accrual loans
125,509

 
20,455

 
67,450

 
16,062

 
17,281

 
4,261

Current loans receivable
3,271,916

 
496,012

 
1,588,058

 
607,335

 
386,644

 
193,867

Total loans receivable
$
3,397,425

 
516,467

 
1,655,508

 
623,397

 
403,925

 
198,128

Summary of TDRs on a portfolio class basis
 
Year ended December 31, 2013
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Troubled debt restructurings
 
 
 
 
 
 
 
 
 
 
 
Number of loans
63

 
9

 
21

 
23

 
2

 
8

Pre-modification recorded balance
$
29,046

 
1,907

 
20,334

 
6,087

 
147

 
571

Post-modification recorded balance
$
29,359

 
2,293

 
20,334

 
6,087

 
147

 
498

Troubled debt restructurings that subsequently defaulted
 
 
 
 
 
 
 
 
 
 
 
Number of loans
5

 
1

 
1

 
3

 

 

Recorded balance
$
849

 
265

 
79

 
505

 

 







Note 4. Loans Receivable, Net (continued)

 
Year ended December 31, 2012
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Troubled debt restructurings
 
 
 
 
 
 
 
 
 
 
 
Number of loans
198

 
11

 
85

 
75

 
10

 
17

Pre-modification recorded balance
$
90,747

 
2,280

 
57,382

 
28,639

 
1,358

 
1,088

Post-modification recorded balance
$
89,558

 
2,281

 
56,120

 
28,711

 
1,358

 
1,088

Troubled debt restructurings that subsequently defaulted
 
 
 
 
 
 
 
 
 
 
 
Number of loans
14

 

 
4

 
6

 
3

 
1

Recorded balance
$
8,304

 

 
6,192

 
1,753

 
301

 
58



 
Year ended December 31, 2011
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Troubled debt restructurings
 
 
 
 
 
 
 
 
 
 
 
Number of loans
338

 
20

 
120

 
149

 
22

 
27

Pre-modification recorded balance
$
158,295

 
13,500

 
109,593

 
20,446

 
9,198

 
5,558

Post-modification recorded balance
$
155,827

 
13,452

 
107,778

 
20,434

 
9,200

 
4,963

Troubled debt restructurings that subsequently defaulted
 
 
 
 
 
 
 
 
 
 
 
Number of loans
66

 
4

 
29

 
22

 
7

 
4

Recorded balance
$
41,236

 
2,291

 
32,615

 
2,718

 
3,202

 
410