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Loans Receivable, Net (Tables)
12 Months Ended
Dec. 31, 2012
Receivables [Abstract]  
Summary of activity in the ALLL on a portfolio class basis
 
Year ended December 31, 2012
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Allowance for loan and lease losses
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
$
137,516

 
17,227

 
76,920

 
20,833

 
13,616

 
8,920

Provision for loan losses
21,525

 
2,879

 
11,012

 
4,690

 
324

 
2,620

Charge-offs
(34,672
)
 
(5,267
)
 
(16,339
)
 
(5,239
)
 
(4,369
)
 
(3,458
)
Recoveries
6,485

 
643

 
2,805

 
1,283

 
1,088

 
666

Balance at end of period
$
130,854

 
15,482

 
74,398

 
21,567

 
10,659

 
8,748

 
 
Year ended December 31, 2011
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Allowance for loan and lease losses
 
 
 
 
 
 
 
 
 
 
 
Balance at beginning of period
$
137,107

 
20,957

 
76,147

 
19,932

 
13,334

 
6,737

Provision for loan losses
64,500

 
1,455

 
39,563

 
10,709

 
4,450

 
8,323

Charge-offs
(69,366
)
 
(5,671
)
 
(42,042
)
 
(10,386
)
 
(4,644
)
 
(6,623
)
Recoveries
5,275

 
486

 
3,252

 
578

 
476

 
483

Balance at end of period
$
137,516

 
17,227

 
76,920

 
20,833

 
13,616

 
8,920

Summary of Loans and ALLL on a portfolio class basis
 
December 31, 2012
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Allowance for loan and lease losses
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
15,534

 
1,680

 
7,716

 
3,859

 
870

 
1,409

Collectively evaluated for impairment
115,320

 
13,802

 
66,682

 
17,708

 
9,789

 
7,339

Total allowance for loan and lease losses
$
130,854

 
15,482

 
74,398

 
21,567

 
10,659

 
8,748

Loans receivable
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
201,735

 
25,862

 
125,282

 
33,593

 
11,074

 
5,924

Collectively evaluated for impairment
3,195,690

 
490,605

 
1,530,226

 
589,804

 
392,851

 
192,204

Total loans receivable
$
3,397,425

 
516,467

 
1,655,508

 
623,397

 
403,925

 
198,128

 
 
December 31, 2011
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Allowance for loan and lease losses
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
18,828

 
2,659

 
9,756

 
4,233

 
584

 
1,596

Collectively evaluated for impairment
118,688

 
14,568

 
67,164

 
16,600

 
13,032

 
7,324

Total allowance for loan and lease losses
$
137,516

 
17,227

 
76,920

 
20,833

 
13,616

 
8,920

Loans receivable
 
 
 
 
 
 
 
 
 
 
 
Individually evaluated for impairment
$
258,659

 
24,453

 
162,959

 
49,962

 
14,750

 
6,535

Collectively evaluated for impairment
3,207,476

 
492,354

 
1,509,100

 
573,906

 
425,819

 
206,297

Total loans receivable
$
3,466,135

 
516,807

 
1,672,059

 
623,868

 
440,569

 
212,832

Summary of the impaired loans on a portfolio class basis
 
At or for the Year ended December 31, 2012
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Loans with a specific valuation allowance
 
 
 
 
 
 
 
 
 
 
 
Recorded balance
$
62,759

 
7,334

 
29,595

 
21,205

 
1,354

 
3,271

Unpaid principal balance
70,261

 
7,459

 
36,887

 
21,278

 
1,362

 
3,275

Specific valuation allowance
15,534

 
1,680

 
7,716

 
3,859

 
870

 
1,409

Average balance
76,656

 
12,797

 
36,164

 
22,665

 
1,390

 
3,640

Loans without a specific valuation allowance

 
 
 
 
 
 
 
 
 
 
Recorded balance
$
138,976

 
18,528

 
95,687

 
12,388

 
9,720

 
2,653

Unpaid principal balance
149,412

 
19,613

 
102,798

 
14,318

 
9,965

 
2,718

Average balance
162,505

 
16,034

 
111,554

 
19,733

 
11,993

 
3,191

Totals

 
 
 
 
 
 
 
 
 
 
Recorded balance
$
201,735

 
25,862

 
125,282

 
33,593

 
11,074

 
5,924

Unpaid principal balance
219,673

 
27,072

 
139,685

 
35,596

 
11,327

 
5,993

Specific valuation allowance
15,534

 
1,680

 
7,716

 
3,859

 
870

 
1,409

Average balance
239,161

 
28,831

 
147,718

 
42,398

 
13,383

 
6,831

Note 4. Loans Receivable, Net (continued)

 
At or for the Year ended December 31, 2011
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Loans with a specific valuation allowance
 
 
 
 
 
 
 
 
 
 
 
Recorded balance
$
77,717

 
11,111

 
39,971

 
22,087

 
1,219

 
3,329

Unpaid principal balance
85,514

 
11,177

 
47,569

 
22,196

 
1,238

 
3,334

Specific valuation allowance
18,828

 
2,659

 
9,756

 
4,233

 
584

 
1,596

Average balance
66,871

 
10,330

 
38,805

 
13,395

 
1,284

 
3,057

Loans without a specific valuation allowance
 
 
 
 
 
 
 
 
 
 
 
Recorded balance
$
180,942

 
13,342

 
122,988

 
27,875

 
13,531

 
3,206

Unpaid principal balance
208,828

 
14,741

 
139,962

 
35,174

 
15,097

 
3,854

Average balance
168,983

 
14,730

 
123,231

 
19,963

 
8,975

 
2,084

Totals
 
 
 
 
 
 
 
 
 
 
 
Recorded balance
$
258,659

 
24,453

 
162,959

 
49,962

 
14,750

 
6,535

Unpaid principal balance
294,342

 
25,918

 
187,531

 
57,370

 
16,335

 
7,188

Specific valuation allowance
18,828

 
2,659

 
9,756

 
4,233

 
584

 
1,596

Average balance
235,854

 
25,060

 
162,036

 
33,358

 
10,259

 
5,141

Loan portfolio aging analysis on a portfolio class basis
 
December 31, 2012
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Accruing loans 30-59 days past due
$
17,454

 
3,897

 
7,424

 
2,020

 
2,872

 
1,241

Accruing loans 60-89 days past due
9,643

 
1,870

 
3,745

 
645

 
2,980

 
403

Accruing loans 90 days or more past due
1,479

 
451

 
594

 
197

 
188

 
49

Non-accrual loans
96,933

 
14,237

 
55,687

 
13,200

 
11,241

 
2,568

Total past due and non-accrual loans
125,509

 
20,455

 
67,450

 
16,062

 
17,281

 
4,261

Current loans receivable
3,271,916

 
496,012

 
1,588,058

 
607,335

 
386,644

 
193,867

Total loans receivable
$
3,397,425

 
516,467

 
1,655,508

 
623,397

 
403,925

 
198,128

 
 
December 31, 2011
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Accruing loans 30-59 days past due
$
31,386

 
9,038

 
12,683

 
3,279

 
4,092

 
2,294

Accruing loans 60-89 days past due
17,700

 
2,678

 
11,660

 
1,034

 
1,276

 
1,052

Accruing loans 90 days or more past due
1,413

 
59

 
108

 
1,060

 
156

 
30

Non-accrual loans
133,689

 
11,881

 
87,956

 
21,685

 
10,272

 
1,895

Total past due and non-accrual loans
184,188

 
23,656

 
112,407

 
27,058

 
15,796

 
5,271

Current loans receivable
3,281,947

 
493,151

 
1,559,652

 
596,810

 
424,773

 
207,561

Total loans receivable
$
3,466,135

 
516,807

 
1,672,059

 
623,868

 
440,569

 
212,832

Summary of TDRs on a portfolio class basis
 
Year ended December 31, 2012
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Troubled debt restructurings
 
 
 
 
 
 
 
 
 
 
 
Number of loans
198

 
11

 
85

 
75

 
10

 
17

Pre-modification recorded balance
$
90,747

 
2,280

 
57,382

 
28,639

 
1,358

 
1,088

Post-modification recorded balance
$
89,558

 
2,281

 
56,120

 
28,711

 
1,358

 
1,088

Troubled debt restructurings that subsequently defaulted
 
 
 
 
 
 
 
 
 
 
 
Number of loans
14

 

 
4

 
6

 
3

 
1

Recorded balance
$
8,304

 

 
6,192

 
1,753

 
301

 
58


 
Year ended December 31, 2011
(Dollars in thousands)
Total
 
Residential
Real Estate
 
Commercial
Real Estate
 
Other
Commercial
 
Home
Equity
 
Other
Consumer
Troubled debt restructurings
 
 
 
 
 
 
 
 
 
 
 
Number of loans
338

 
20

 
120

 
149

 
22

 
27

Pre-modification recorded balance
$
158,295

 
13,500

 
109,593

 
20,446

 
9,198

 
5,558

Post-modification recorded balance
$
155,827

 
13,452

 
107,778

 
20,434

 
9,200

 
4,963

Troubled debt restructurings that subsequently defaulted
 
 
 
 
 
 
 
 
 
 
 
Number of loans
66

 
4

 
29

 
22

 
7

 
4

Recorded balance
$
41,236

 
2,291

 
32,615

 
2,718

 
3,202

 
410