X0101 EFFECT 33 LIVE 2009-08-20 15:30:00

N-14

0000868307 ECLIPSE FUNDS INC. 333-160659 0000868307 ECLIPSE FUNDS INC. S000010100 MainStay Growth Equity Fund C000028011 Class A 0000787441 MAINSTAY FUNDS S000006892 MainStay Capital Appreciation Fund C000018675 Class A 0000868307 ECLIPSE FUNDS INC. S000010100 MainStay Growth Equity Fund C000028012 Class B 0000787441 MAINSTAY FUNDS S000006892 MainStay Capital Appreciation Fund C000018676 Class B 0000868307 ECLIPSE FUNDS INC. S000010100 MainStay Growth Equity Fund C000028013 Class C 0000787441 MAINSTAY FUNDS S000006892 MainStay Capital Appreciation Fund C000018677 Class C 0000868307 ECLIPSE FUNDS INC. S000010100 MainStay Growth Equity Fund C000028014 Class I 0000787441 MAINSTAY FUNDS S000006892 MainStay Capital Appreciation Fund C000018678 Class I 0000868307 ECLIPSE FUNDS INC. S000010100 MainStay Growth Equity Fund C000060729 Investor Class 0000787441 MAINSTAY FUNDS S000006892 MainStay Capital Appreciation Fund C000060788 INVESTOR CLASS