CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($) $ in Thousands	12 Months Ended
	Dec. 31, 2019	Dec. 31, 2018
Cash flows from operating activities:
Net income	$ 8,374	$ 8,569
Adjustments to reconcile net income to net cash from operating activities:
Depreciation and amortization	1,443	1,312
Amortization of deferred loan fees	(1,911)	(1,835)
Net (amortization) accretion of premiums and discounts	(45)	219
Reversal of provision for loan losses	(500)	(300)
Write-downs and losses on real estate acquired through foreclosure, net of gains	259	61
Gain on sale of mortgage loans	(3,747)	(2,561)
Write off of restricted stock		100
Proceeds from sale of mortgage loans held for sale	173,630	98,224
Originations of loans held for sale	(171,755)	(100,819)
Stock-based compensation	146	218
Increase in cash surrender value of bank-owned life insurance	(152)	(161)
Deferred income taxes	604	2,952
Decrease (increase) in accrued interest receivable	390	(208)
(Increase) decrease in other assets	(32)	132
Increase (decrease) in accrued expenses and other liabilities	86	(186)
Net cash provided by operating activities	6,790	5,717
Cash flows from investing activities:
Redemption of certificates of deposit held for investment	1,240
Loan principal repayments, net of (disbursements)	37,476	(13,440)
Redemption of restricted stock investments, net	1,335	623
Purchases of premises and equipment	(842)	(918)
Activity in securities held to maturity:
Maturities/calls/repayments	12,850	15,263
Activity in available-for-sale securities:
Purchases	(7,958)	(2,000)
Maturities/calls/repayments	7,215
Proceeds from sales of real estate acquired through foreclosure	233	171
Net cash provided by (used in) investing activities	51,549	(301)
Cash flows from financing activities:
Net (decrease) increase in deposits	(118,457)	177,278
Additional long-term borrowings		46,500
Repayments of long-term borrowings	(38,500)	(61,500)
Common stock dividends	(1,789)	(1,511)
Preferred stock dividends		(70)
Exercise of stock options	260	374
Net cash (used in) provided by financing activities	(158,486)	161,071
(Decrease) increase in cash and cash equivalents	(100,147)	166,487
Cash and cash equivalents at beginning of period	188,340	21,853
Cash and cash equivalents at end of period	88,193	188,340
Supplemental Noncash Disclosures:
Interest paid on deposits and borrowed funds	9,354	8,578
Income taxes paid	1,919	103
Real estate acquired in satisfaction of loans	1,342	1,366
Initial recognition of operating lease right-of-use asset	2,684
Initial recognition of operating lease liability	2,684
Transfers of loans held for sale to loan portfolio	$ 648
Common stock issued upon conversion of preferred stock		4
Preferred stock converted to common stock		$ (4)