Note 6 - Deposits

Deposits are summarized as follows as of December 31:


	2019				2018
	(dollars in thousands)
NOW	$	83,612	12.6	%	$	106,508	13.7	%
Money market		162,621	24.6	%		203,351	26.1	%
Savings		61,514	9.3	%		75,692	9.7	%
Certificates of deposit		230,401	34.9	%		247,351	31.7	%
Total interest-bearing deposits		538,148	81.4	%		632,902	81.2	%
Noninterest-bearing deposits		122,901	18.6	%		146,604	18.8	%
Total deposits	$	661,049	100.0	%	$	779,506	100.0	%

Scheduled maturities of certificates of deposit were as follows as of December 31:


	2019		2018
	(dollars in thousands)
One year or less	$	126,156	$	126,980
Greater than one year to two years		57,310		62,040
Greater than two years to three years		34,278		38,140
Greater than three years to four years		5,078		16,942
Greater than four years to five years		7,579		3,249
	$	230,401	$	247,351

Certificates of deposit of $250,000 or more totaled $31.2 million and $46.4 million as of December 31, 2019 and 2018, respectively. We held $2.7 million and $10.2 million in brokered certificates of deposit at December 31, 2019 and 2018, respectively.