CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
ASSETS
Cash and due from banks	$ 3,276	$ 2,880
Federal funds sold and interest-bearing deposits in other banks	109,825	185,460
Cash and cash equivalents	113,101	188,340
Certificates of deposit held for investment	8,780	8,780
Securities available for sale, at fair value	10,992	11,978
Securities held to maturity (fair value of $35,398 and $38,212 at March 31, 2019 and December 31, 2018, respectively)	35,793	38,912
Loans held for sale, at fair value	6,660	9,686
Loans receivable	674,220	682,349
Allowance for loan losses	(8,085)	(8,044)
Loans, net	666,135	674,305
Real estate acquired through foreclosure	1,601	1,537
Restricted stock investments	2,856	3,766
Premises and equipment, net	22,483	22,745
Accrued interest receivable	2,632	2,848
Deferred income taxes	2,159	2,363
Bank owned life insurance	5,264	5,225
Goodwill	1,104	1,104
Other assets	5,483	2,644
Total assets	885,043	974,233
Deposits:
Noninterest bearing	117,811	146,604
Interest-bearing	592,062	632,902
Total deposits	709,873	779,506
Long-term borrowings	48,500	73,500
Subordinated debentures	20,619	20,619
Accrued expenses and other liabilities	5,223	2,155
Total liabilities	784,215	875,780
Stockholders' Equity:
Common stock, $0.01 par value, 20,000,000 shares authorized; 12,775,087 and 12,759,576 shares issued and outstanding at March 31, 2019 and December 31, 2018, respectively	128	128
Additional paid-in capital	65,662	65,538
Retained earnings	35,087	32,860
Accumulated other comprehensive loss	(49)	(73)
Total stockholders' equity	100,828	98,453
Total liabilities and stockholders' equity	$ 885,043	$ 974,233