CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($) $ in Thousands	Sep. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 2,160	$ 2,382
Federal funds sold and interest-bearing deposits in other banks	89,156	19,471
Cash and cash equivalents	91,316	21,853
Certificates of deposit held for investment	8,780	8,780
Securities available for sale, at fair value	11,950	10,119
Securities held to maturity (fair value of $41,866 and $54,004 at September 30, 2018 and December 31, 2017, respectively)	43,108	54,303
Loans held for sale, at fair value	9,023	4,530
Loans receivable	689,712	668,151
Allowance for loan losses	(8,056)	(8,055)
Loans, net	681,656	660,096
Real estate acquired through foreclosure	285	403
Restricted stock investments	3,866	4,489
Premises and equipment, net	22,931	23,139
Accrued interest receivable	2,689	2,640
Deferred income taxes	3,244	5,302
Bank owned life insurance	5,186	5,064
Goodwill	1,104	1,099
Other assets	4,185	2,970
Total assets	889,323	804,787
Deposits:
Noninterest bearing	86,252	72,833
Interest-bearing	607,925	529,395
Total deposits	694,177	602,228
Long-term borrowings	73,500	88,500
Subordinated debentures	20,619	20,619
Accrued expenses and other liabilities	5,148	2,340
Total liabilities	793,444	713,687
Stockholders' Equity:
Preferred stock, $0.01 par value, 1,000,000 shares authorized: Preferred stock series ''A,'' 437,500 shares issued and outstanding and $3,500 liquidation preference at December 31, 2017		4
Common stock, $0.01 par value, 20,000,000 shares authorized; 12,695,801 and 12,233,424 shares issued and outstanding at September 30, 2018 and December 31, 2017, respectively	127	122
Additional paid-in capital	65,216	65,137
Retained earnings	30,642	25,872
Accumulated other comprehensive loss	(106)	(35)
Total stockholders' equity	95,879	91,100
Total liabilities and stockholders' equity	$ 889,323	$ 804,787