CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($) $ in Thousands	Jun. 30, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 2,239	$ 2,382
Federal funds sold and interest-bearing deposits in other banks	19,926	19,471
Cash and cash equivalents	22,165	21,853
Certificates of deposit held for investment	8,780	8,780
Securities available for sale, at fair value	11,975	10,119
Securities held to maturity (fair value of $45,432 and $54,004 at June 30, 2018 and December 31, 2017, respectively)	46,487	54,303
Loans held for sale, at fair value	9,444	4,530
Loans receivable	686,912	668,151
Allowance for loan losses	(8,257)	(8,055)
Loans, net	678,655	660,096
Real estate acquired through foreclosure	295	403
Restricted stock investments	4,227	4,489
Premises and equipment, net	23,059	23,139
Accrued interest receivable	2,604	2,640
Deferred income taxes	3,993	5,302
Bank owned life insurance	5,146	5,064
Goodwill	1,104	1,099
Other assets	2,754	2,970
Total assets	820,688	804,787
Deposits:
Noninterest bearing	90,031	72,833
Interest-bearing	531,584	529,395
Total deposits	621,615	602,228
Short-term borrowings	8,500
Long-term borrowings	73,500	88,500
Subordinated debentures	20,619	20,619
Accrued expenses and other liabilities	2,413	2,340
Total liabilities	726,647	713,687
Stockholders' Equity:
Preferred stock, $0.01 par value, 1,000,000 shares authorized: Preferred stock series ''A,'' 437,500 shares issued and outstanding and $3,500 liquidation preference at December 31, 2017		4
Common stock, $0.01 par value, 20,000,000 shares authorized; 12,694,926 and 12,233,424 shares issued and outstanding at June 30, 2018 and December 31, 2017, respectively	127	122
Additional paid-in capital	65,157	65,137
Retained earnings	28,858	25,872
Accumulated other comprehensive loss	(101)	(35)
Total stockholders' equity	94,041	91,100
Total liabilities and stockholders' equity	$ 820,688	$ 804,787