CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION (Unaudited) - USD ($) $ in Thousands	Mar. 31, 2018	Dec. 31, 2017
ASSETS
Cash and due from banks	$ 2,291	$ 2,382
Federal funds sold and interest-bearing deposits in other banks	16,016	19,471
Cash and cash equivalents	18,307	21,853
Certificates of deposit held for investment	8,780	8,780
Debt securities available for sale, at fair value	12,011	10,119
Securities held to maturity (fair value of $49,026 and $54,004 at March 31, 2018 and December 31, 2017, respectively)	49,911	54,303
Loans held for sale, at fair value	5,803	4,530
Loans receivable	669,912	668,151
Allowance for loan losses	(8,169)	(8,055)
Loans, net	661,743	660,096
Real estate acquired through foreclosure	237	403
Restricted stock investments	4,844	4,489
Premises and equipment, net	23,121	23,139
Accrued interest receivable	2,454	2,640
Deferred income taxes	4,565	5,302
Bank owned life insurance	5,104	5,064
Goodwill	1,104	1,099
Other assets	3,101	2,970
Total assets	801,085	804,787
Deposits:
Noninterest bearing	73,670	72,833
Interest-bearing	516,246	529,395
Total deposits	589,916	602,228
Short-term borrowings	8,000
Long-term borrowings	88,500	88,500
Subordinated debentures	20,619	20,619
Accrued expenses and other liabilities	1,633	2,340
Total liabilities	708,668	713,687
Stockholders' Equity:
Preferred stock, $0.01 par value, 1,000,000 shares authorized: Preferred stock series ''A,'' 437,500 shares issued and outstanding and $3,500 liquidation preference at both March 31, 2018 and December 31, 2017	4	4
Common stock, $0.01 par value, 20,000,000 shares authorized; 12,247,626 and 12,233,424 shares issued and outstanding at March 31, 2018 and December 31, 2017, respectively	122	122
Additional paid-in capital	65,060	65,137
Retained earnings	27,320	25,872
Accumulated other comprehensive loss	(89)	(35)
Total stockholders' equity	92,417	91,100
Total liabilities and stockholders' equity	$ 801,085	$ 804,787