CONSOLIDATED STATEMENTS OF FINANCIAL CONDITION - USD ($) $ in Thousands	Dec. 31, 2017	Dec. 31, 2016
ASSETS
Cash and due from banks	$ 2,382	$ 39,396
Federal funds sold and interest-bearing deposits in other banks	19,471	27,618
Cash and cash equivalents	21,853	67,014
Certificates of deposit held as investment	8,780	100
Securities available for sale, at fair value	10,119	0
Securities held to maturity (fair value of $54,004 and $62,827 at December 31, 2017 and 2016, respectively)	54,303	62,757
Loans held for sale, at fair value at December 31, 2017	4,530	10,307
Loans receivable	668,151	610,278
Allowance for loan losses	(8,055)	(8,969)
Loans, net	660,096	601,309
Real estate acquired through foreclosure	403	973
Restricted stock investments	4,489	5,103
Premises and equipment, net	23,139	24,030
Accrued interest receivable	2,640	2,249
Deferred income taxes	5,302	10,081
Bank owned life insurance	5,064	0
Goodwill	1,099	334
Other assets	2,970	3,228
Total assets	804,787	787,485
Deposits:
Noninterest bearing	72,833	58,145
Interest-bearing	529,395	513,801
Total deposits	602,228	571,946
Long-term borrowings	88,500	103,500
Subordinated debentures	20,619	20,619
Accrued expenses and other liabilities	2,340	3,490
Total liabilities	713,687	699,555
Stockholders' Equity:
Common stock, $0.01 par value, 20,000,000 shares authorized; 12,233,424 and 12,123,179 shares issued and outstanding at December 31, 2017 and 2016, respectively	122	121
Additional paid-in capital	65,137	64,471
Retained earnings	25,872	23,334
Accumulated other comprehensive loss	(35)	0
Total stockholders' equity	91,100	87,930
Total liabilities and stockholders' equity	804,787	787,485
Series A Preferred Stock [Member]
Stockholders' Equity:
Preferred stock, $0.01 par value, 1,000,000 shares authorized: Preferred stock series "A," 437,500 shares issued and outstanding and $3,500 liquidation preference at both September 30, 2017 and December 31, 2016	$ 4	$ 4