CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED) - USD ($)	3 Months Ended		9 Months Ended
	Sep. 30, 2016	Sep. 30, 2015	Sep. 30, 2016	Sep. 30, 2015
Interest Income
Loans, including fees	$ 7,479,000	$ 7,549,000	$ 21,847,000	$ 22,541,000
Securities	280,000	314,000	890,000	788,000
Other	83,000	69,000	251,000	242,000
Total interest income	7,842,000	7,932,000	22,988,000	23,571,000
Interest Expense
Deposits	1,019,000	1,032,000	3,002,000	3,055,000
Borrowings and subordinated debentures	1,106,000	1,252,000	3,493,000	3,673,000
Total interest expense	2,125,000	2,284,000	6,495,000	6,728,000
Net interest income	5,717,000	5,648,000	16,493,000	16,843,000
Provision for loan losses	50,000	0	150,000	200,000
Net interest income after provision for loan losses	5,667,000	5,648,000	16,343,000	16,643,000
Non-interest Income
Mortgage banking activities	861,000	859,000	1,893,000	2,278,000
Real estate commissions	455,000	298,000	1,246,000	896,000
Real estate management fees	214,000	166,000	564,000	491,000
Other	185,000	146,000	1,076,000	1,036,000
Total non-interest income	1,715,000	1,469,000	4,779,000	4,701,000
Non-Interest Expenses
Compensation and related expenses	4,028,000	3,758,000	11,478,000	11,659,000
Occupancy	486,000	377,000	1,387,000	1,255,000
Legal	81,000	70,000	217,000	199,000
Foreclosed real estate, net	41,000	132,000	184,000	119,000
FDIC assessments and regulatory expense	175,000	307,000	469,000	917,000
Professional fees	252,000	179,000	659,000	680,000
Advertising	134,000	88,000	475,000	221,000
Online charges	117,000	233,000	617,000	640,000
Credit report and appraisal fees	148,000	170,000	480,000	646,000
Other	487,000	524,000	1,535,000	1,463,000
Total non-interest expenses	5,949,000	5,838,000	17,501,000	17,799,000
Income before income tax provision/(benefit)	1,433,000	1,279,000	3,621,000	3,545,000
Income tax provision/(benefit)	378,000	52,000	(10,816,000)	88,000
Net income	1,055,000	1,227,000	14,437,000	3,457,000
Amortization of discount on preferred stock	(68,000)	(68,000)	(203,000)	(203,000)
Dividends on preferred stock	(448,000)	(526,000)	(1,370,000)	(1,579,000)
Net income available to common stockholders	$ 539,000	$ 633,000	$ 12,864,000	$ 1,675,000
Basic income per share (in dollars per share)	$ 0.04	$ 0.06	$ 1.14	$ 0.17
Diluted income per share (in dollars per share)	$ 0.04	$ 0.06	$ 1.13	$ 0.17