CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) - USD ($) $ in Thousands	3 Months Ended
	Mar. 31, 2016	Mar. 31, 2015
Cash Flows from Operating Activities
Net Income	$ 907	$ 865
Adjustments to reconcile net income to net cash provided by (used in) operating activities:
Amortization of deferred loan fees	(297)	(297)
Net amortization of premiums and discounts	104	91
Provision for loan losses	0	100
Provision for depreciation	286	280
Provision for foreclosed real estate losses	70	0
Gain on sale of mortgage loans	(692)	(470)
Gain on sale of foreclosed real estate	(57)	(99)
Proceeds from loans sold to others	36,580	29,473
Loans originated for sale	(28,409)	(34,897)
Stock-based compensation expense	48	34
Decrease in accrued interest receivable and other assets	50	1,689
Increase in accrued interest payable and other liabilities	1,438	1,587
Net cash provided by (used in) operating activities	10,028	(1,644)
Cash Flows from Investing Activities
Purchase of investment securities held to maturity	(1,021)	0
Proceeds from maturing investment securities held to maturity	1,000	1,000
Principal collected on mortgage-backed securities held to maturity	1,293	606
Net (increase) decrease in loans	(3,286)	14,466
Proceeds from sale of foreclosed real estate	578	821
Investment in premises and equipment	(60)	(107)
Redemption of FHLB stock	13	353
Net cash (used in) provided by investing activities	(1,483)	17,139
Cash Flows from Financing Activities
Net increase in deposits	962	2,721
Proceeds from exercise of options	0	93
Net cash provided by financing activities	962	2,814
Increase in cash and cash equivalents	9,507	18,309
Cash and cash equivalents at beginning of year	43,591	33,335
Cash and cash equivalents at end of period	53,098	51,644
Cash paid during period for:
Interest	1,962	1,994
Income taxes	0	1
Transfer of loans to foreclosed real estate	$ 584	$ 986