XML 77 R58.htm IDEA: XBRL DOCUMENT v2.4.1.9
Income Taxes (Details) (USD $)
 12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Current [Abstract]    
Federal $ 12,000us-gaap_CurrentFederalTaxExpenseBenefit $ 0us-gaap_CurrentFederalTaxExpenseBenefit
State 19,000us-gaap_CurrentStateAndLocalTaxExpenseBenefit 2,000us-gaap_CurrentStateAndLocalTaxExpenseBenefit
Current, Total income tax provision (benefit) 31,000us-gaap_CurrentIncomeTaxExpenseBenefit 2,000us-gaap_CurrentIncomeTaxExpenseBenefit
Deferred [Abstract]    
Federal 1,029,000us-gaap_DeferredFederalIncomeTaxExpenseBenefit (5,272,000)us-gaap_DeferredFederalIncomeTaxExpenseBenefit
State 251,000us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit (1,323,000)us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit
Deferred, Total income tax provision (benefit) 1,280,000svbi_DeferredIncomeTaxExpenseBenefitBeforeValuationAllowance (6,595,000)svbi_DeferredIncomeTaxExpenseBenefitBeforeValuationAllowance
Valuation allowance (1,280,000)us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance 15,303,000us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
Total income tax provision (benefit) 31,000us-gaap_IncomeTaxExpenseBenefit 8,710,000us-gaap_IncomeTaxExpenseBenefit
Income Tax Expense (Benefit), Amount [Abstract]    
Statutory Federal income tax rate 1,000,000us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate (5,595,000)us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate
State tax net of Federal income tax benefit 178,000us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes (872,000)us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes
Valuation allowance change (1,280,000)us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance 15,303,000us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance
Other adjustments 133,000us-gaap_IncomeTaxReconciliationOtherAdjustments (126,000)us-gaap_IncomeTaxReconciliationOtherAdjustments
Total income tax provision (benefit) 31,000us-gaap_IncomeTaxExpenseBenefit 8,710,000us-gaap_IncomeTaxExpenseBenefit
Percent of Pretax Income [Abstract]    
Statutory Federal income tax rate (in hundredths) 34.00%us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate 34.00%us-gaap_EffectiveIncomeTaxRateReconciliationAtFederalStatutoryIncomeTaxRate
State tax net of Federal income tax benefit (in hundredths) 6.10%us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes 5.30%us-gaap_EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes
Valuation allowance change (in hundredths) (43.50%)us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance (93.00%)us-gaap_EffectiveIncomeTaxRateReconciliationChangeInDeferredTaxAssetsValuationAllowance
Other adjustments (in hundredths) 4.50%us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments 0.80%us-gaap_EffectiveIncomeTaxRateReconciliationOtherAdjustments
Total income tax provision (benefit), Total (in hundredths) 1.10%us-gaap_EffectiveIncomeTaxRateContinuingOperations (52.90%)us-gaap_EffectiveIncomeTaxRateContinuingOperations
Deferred Tax Assets [Abstract]    
Allowance for loan losses 5,648,000us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses 4,737,000us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses
Loan charge-offs 0svbi_DeferredTaxAssetsLoanChargeOffs 1,982,000svbi_DeferredTaxAssetsLoanChargeOffs
Reserve on foreclosed real estate 565,000svbi_DeferredTaxAssetsReserveOnForeclosedRealEstate 1,499,000svbi_DeferredTaxAssetsReserveOnForeclosedRealEstate
Reserve for uncollected interest 263,000svbi_DeferredTaxAssetsReserveForUncollectedInterest 247,000svbi_DeferredTaxAssetsReserveForUncollectedInterest
Reserve for contingent liability 128,000svbi_ReserveForContingentLiability 0svbi_ReserveForContingentLiability
Federal net operating loss carryforwards 8,593,000us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic 7,923,000us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsDomestic
State net operating loss carryforwards 1,606,000us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal 1,499,000us-gaap_DeferredTaxAssetsOperatingLossCarryforwardsStateAndLocal
Charitable contribution carryforwards 319,000us-gaap_DeferredTaxAssetsCharitableContributionCarryforwards 242,000us-gaap_DeferredTaxAssetsCharitableContributionCarryforwards
Other 12,000us-gaap_DeferredTaxAssetsOther 0us-gaap_DeferredTaxAssetsOther
Total deferred tax assets 17,134,000us-gaap_DeferredTaxAssetsGross 18,129,000us-gaap_DeferredTaxAssetsGross
Valuation allowance (14,292,000)us-gaap_DeferredTaxAssetsValuationAllowance (15,572,000)us-gaap_DeferredTaxAssetsValuationAllowance
Total deferred tax assets, net of valuation allowance 2,842,000us-gaap_DeferredTaxAssetsNet 2,557,000us-gaap_DeferredTaxAssetsNet
Deferred Tax Liabilities [Abstract]    
Federal Home Loan Bank stock dividends (84,000)svbi_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends (84,000)svbi_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends
Loan origination costs (627,000)us-gaap_DeferredTaxLiabilitiesDeferredExpenseDeferredFinancingCosts (541,000)us-gaap_DeferredTaxLiabilitiesDeferredExpenseDeferredFinancingCosts
Accelerated depreciation (1,599,000)us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment (1,654,000)us-gaap_DeferredTaxLiabilitiesPropertyPlantAndEquipment
Prepaid expenses (265,000)us-gaap_DeferredTaxLiabilitiesPrepaidExpenses 0us-gaap_DeferredTaxLiabilitiesPrepaidExpenses
Mortgage servicing rights (265,000)us-gaap_DeferredTaxLiabilitiesMortgageServicingRights 0us-gaap_DeferredTaxLiabilitiesMortgageServicingRights
Other (2,000)us-gaap_DeferredTaxLiabilitiesOther (278,000)us-gaap_DeferredTaxLiabilitiesOther
Total deferred tax liabilities (2,842,000)us-gaap_DeferredIncomeTaxLiabilities (2,557,000)us-gaap_DeferredIncomeTaxLiabilities
Net deferred tax assets 0us-gaap_DeferredTaxAssetsLiabilitiesNet 0us-gaap_DeferredTaxAssetsLiabilitiesNet
Federal [Member]    
Operating Loss Carryforwards [Line Items]    
Net operating loss carryforwards 24,552,000us-gaap_OperatingLossCarryforwards
/ us-gaap_IncomeTaxAuthorityAxis
= us-gaap_InternalRevenueServiceIRSMember		  
Expiration date Dec. 31, 2033  
Expiration date description expire in 2033 and 2034  
State [Member]    
Operating Loss Carryforwards [Line Items]    
Net operating loss carryforwards $ 29,954,000us-gaap_OperatingLossCarryforwards
/ us-gaap_IncomeTaxAuthorityAxis
= us-gaap_StateAndLocalJurisdictionMember		  
Expiration date Dec. 31, 2033  
Expiration date description expire at various times from 2023 through 2033