Note 7 – Deposits

Deposits in the Bank as of December 31, 2014 and 2013 consisted of the following:

	December 31, 2014					December 31, 2013
Category	Amount		Percent			Amount		Percent
	(dollars in thousands)

NOW accounts	$	54,827		10.08	%	$	40,067		7.01	%
Money market accounts		39,579		7.28	%		38,619		6.76	%
Passbooks		126,062		23.18	%		164,504		28.79	%
Certificates of deposit		298,489		54.89	%		301,355		52.75	%
Non-interest bearing accounts		24,857		4.57	%		26,704		4.69	%
Total deposits	$	543,814		100.00	%	$	571,249		100.00	%

At December 31, 2014 scheduled maturities of certificates of deposit are as follows:

	Amount
	(dollars in thousands)
One year or less	$	197,603
More than 1 year to 2 years		47,667
More than 2 years to 3 years		37,409
More than 3 years to 4 years		11,027
More than 4 years to 5 years		4,783
	$	298,489

The aggregate amount of jumbo certificates of deposit with a minimum denomination of $100,000 was $139,347,000 and $131,425,000 at December 31, 2014 and 2013, respectively.