CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED) (USD $) In Thousands, except Per Share data, unless otherwise specified	3 Months Ended		9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Interest Income
Loans, including fees	$ 7,654	$ 8,069	$ 22,811	$ 25,110
Securities, taxable	281	156	686	456
Other	65	96	233	243
Total interest income	8,000	8,321	23,730	25,809
Interest Expense
Deposits	968	1,170	2,924	3,634
Long-term/short-term borrowings and subordinated debentures	1,185	1,131	3,474	3,346
Total interest expense	2,153	2,301	6,398	6,980
Net interest income	5,847	6,020	17,332	18,829
Provision for loan losses	250	12,200	431	12,820
Net interest income (loss) after provision for loan losses	5,597	(6,180)	16,901	6,009
Non-interest Income
Mortgage banking activities	306	794	945	3,040
Real estate commissions	229	150	678	358
Real estate management fees	167	175	579	531
Other	543	110	981	590
Total non-interest income	1,245	1,229	3,183	4,519
Non-Interest Expenses
Compensation and related expenses	3,608	3,525	10,850	10,653
Occupancy	421	331	1,272	1,243
Legal	55	212	227	634
Foreclosed real estate, net	52	1,367	(25)	3,556
FDIC assessments and regulatory expense	326	366	1,009	1,051
Professional fees	302	419	757	923
Office supplies	91	170	243	398
Online charges	212	212	729	632
Credit reports and appraisal fees	296	245	737	625
Other	391	574	2,896	1,798
Total non-interest expenses	5,754	7,421	18,695	21,513
Income (loss) before income tax provision	1,088	(12,372)	1,389	(10,985)
Income tax provision	20	8,176	30	8,710
Net income (loss)	1,068	(20,548)	1,359	(19,695)
Amortization of discount on preferred stock	(68)	(68)	(203)	(203)
Dividends on preferred stock	(526)	(292)	(1,545)	(877)
Net income available (loss attributable) to common stockholders	$ 474	$ (20,908)	$ (389)	$ (20,775)
Basic income (loss) per share (in dollars per share)	$ 0.05	$ (2.08)	$ (0.04)	$ (2.06)
Diluted income (loss) per share (in dollars per share)	$ 0.05	$ (2.08)	$ (0.04)	$ (2.06)