Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2014

Regulatory Matters [Abstract]

Bank's actual capital amounts and ratios

The Bank is subject to various regulatory capital requirements administered by the federal banking agencies.  Failure to meet minimum capital requirements can initiate certain mandatory, and possible additional discretionary actions by the regulators that, if undertaken, could have a direct material effect on Bancorp’s consolidated financial statements.  Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Bank must meet specific capital guidelines that involve quantitative measures of the Bank’s assets, liabilities, and certain off-balance sheet items as calculated under regulatory accounting practices.  The Bank’s capital amounts and classifications are also subject to qualitative judgments by the regulators about components, risk weightings, and other factors. The following table presents the Bank’s capital position:

	Actual at September 30 2014			Actual at December 31, 2013			To Be Well Capitalized Under Prompt Corrective Provisions
Tangible (1)		13.7	%		12.9	%		N/A
Tier 1 Capital (2)		19.0	%		18.6	%		6.0	%
Core (1)		13.7	%		12.9	%		5.0	%
Total Capital (2)		20.3	%		19.8	%		10.0	%

(1) To adjusted total assets.

(2) To risk-weighted assets.