CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	6 Months Ended
	Jun. 30, 2013	Jun. 30, 2012
Cash Flows from Operating Activities
Net income	$ 853	$ 1,780
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of deferred loan fees	(441)	(602)
Net amortization of premiums and discounts	97	99
Provision for loan losses	620	465
Provision for depreciation	533	547
Provision for foreclosed real estate losses	1,530	2,373
Gain on sale of loans	(2,428)	(711)
Loss (gain) on sale of foreclosed real estate	50	(703)
Proceeds from loans sold to others	76,315	45,751
Loans originated for sale	(74,571)	(44,763)
Stock-based compensation expense	48	21
Deferred income tax expense	513	1,045
Decrease in accrued interest receivable and other assets	1,146	145
Increase in accrued interest payable and other liabilities	2,157	4,184
Net cash provided by operating activities	6,422	9,631
Cash Flows from Investing Activities
Purchase of investment securities held to maturity	0	(1,045)
Proceeds from maturing investment securities held to maturity	3,000	4,000
Principal collected on mortgage-backed securities held to maturity	80	11
Net decrease in loans	16,494	21,117
Proceeds from sale of foreclosed real estate	2,256	10,670
Investment in foreclosed real estate	(692)	(113)
Investment in premises and equipment	(446)	(163)
Redemption of Federal Home Loan Bank stock	330	329
Net cash provided by investing activities	21,022	34,806
Cash Flows from Financing Activities
Net decrease in deposits	(16,123)	(9,104)
Net cash used in financing activities	(16,123)	(9,759)
Increase in cash and cash equivalents	11,321	34,678
Cash and cash equivalents at beginning of year	93,392	87,390
Cash and cash equivalents at end of period	104,713	122,068
Cash paid during period for:
Interest	4,679	6,910
Income taxes	526	2
Transfer of loans to foreclosed real estate	5,000	8,624
Series A Preferred Stock [Member]
Cash Flows from Financing Activities
Preferred stock dividend paid	0	(70)
Series B Preferred Stock [Member]
Cash Flows from Financing Activities
Preferred stock dividend paid	$ 0	$ (585)