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</LabelSeparator><Level>2</Level><ElementName>us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</ElementName><ElementPrefix>us-gaap_</ElementPrefix><IsBaseElement>true</IsBaseElement><BalanceType>na</BalanceType><PeriodType>duration</PeriodType><IsReportTitle>false</IsReportTitle><IsSegmentTitle>false</IsSegmentTitle><IsCalendarTitle>false</IsCalendarTitle><IsEquityPrevioslyReportedAsRow>false</IsEquityPrevioslyReportedAsRow><IsEquityAdjustmentRow>false</IsEquityAdjustmentRow><IsBeginningBalance>false</IsBeginningBalance><IsEndingBalance>false</IsEndingBalance><IsReverseSign>false</IsReverseSign><PreferredLabelRole>terseLabel</PreferredLabelRole><FootnoteIndexer /><Cells><Cell FlagID="0" ContextID="c20130101to20130630" UnitID=""><Id>1</Id><IsNumeric>false</IsNumeric><IsRatio>false</IsRatio><DisplayZeroAsNone>false</DisplayZeroAsNone><NumericAmount>0</NumericAmount><RoundedNumericAmount>0</RoundedNumericAmount><NonNumbericText>&lt;div style="font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;div style="text-align: justify; text-indent: 0pt; display: block; font-family: Times New Roman; margin-left: 36pt; font-size: 10pt; margin-right: 0pt;"&gt;&lt;div style="text-align: justify; font-family: ''Times New Roman'', Times, serif; font-size: 10pt;"&gt;The following table presents the Bank&amp;#8217;s capital position:&lt;/div&gt;&lt;div&gt;&lt;br /&gt;&lt;/div&gt;&lt;div&gt;&lt;table align="center" border="0" cellpadding="0" cellspacing="0" style="width: 90%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"&gt;&lt;tr&gt;&lt;td valign="bottom" style="padding-bottom: 2px; width: 54%; vertical-align: top;"&gt;&lt;div&gt;&amp;#160;&lt;/div&gt;&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td colspan="2" style="border-bottom: #000000 2px solid; white-space: nowrap; vertical-align: text-bottom;"&gt;&lt;div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;&lt;div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;Actual&lt;/div&gt;at June 30, 2013&lt;/div&gt;&lt;/td&gt;&lt;td nowrap="nowrap" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td colspan="2" style="border-bottom: #000000 2px solid; white-space: nowrap; vertical-align: bottom;"&gt;&lt;div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;&lt;div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;Actual&lt;/div&gt;at December 31, 2012&lt;/div&gt;&lt;/td&gt;&lt;td nowrap="nowrap" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td colspan="2" style="border-bottom: #000000 2px solid; white-space: nowrap; vertical-align: top;"&gt;&lt;div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;&lt;div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;To Be Well Capitalized Under&lt;/div&gt;Prompt Corrective Provisions&lt;/div&gt;&lt;/td&gt;&lt;td nowrap="nowrap" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="width: 54%; vertical-align: top;"&gt;&lt;div style="text-align: right; font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;Tangible (1)&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;14.9&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;14.6&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;N/&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;A&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="width: 54%; vertical-align: top;"&gt;&lt;div style="text-align: right; font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;Tier 1 Capital (2)&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;20.4&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;19.6&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;6.0&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="width: 54%; vertical-align: top;"&gt;&lt;div style="text-align: right; font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;Core (1)&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;14.9&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;14.6&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;5.0&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="width: 54%; vertical-align: top;"&gt;&lt;div style="text-align: right; font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;Total Capital (2)&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;21.7&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;20.8&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&lt;div style="font-family: ''times new roman'', times, serif; font-size: 10pt;"&gt;%&lt;/div&gt;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"&gt;&amp;#160;&lt;/td&gt;&lt;td bgcolor="#ffffff" valign="bottom" style="text-align: right; 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