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font-size: 10pt;">December 31,</div></td><td nowrap="nowrap" valign="bottom" style="text-align: left; padding-bottom: 2px; vertical-align: bottom;">&#160;</td></tr><tr><td valign="bottom" style="padding-bottom: 2px; vertical-align: bottom;"><div>&#160;</div></td><td valign="bottom" style="padding-bottom: 2px; vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="border-bottom: #000000 2px solid; width: 160px; vertical-align: bottom;"><div style="text-align: right; font-family: ''times new roman'', times, serif; font-size: 10pt;">2013</div></td><td nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; padding-bottom: 2px; width: 14px; vertical-align: bottom;">&#160;</td><td valign="bottom" style="border-bottom: #000000 2px solid; padding-bottom: 2px; vertical-align: bottom;">&#160;</td><td colspan="2" valign="bottom" style="border-bottom: #000000 2px solid; vertical-align: bottom;"><div style="text-align: center; font-family: ''times new roman'', times, serif; 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vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt; font-weight: bold;">Residential mortgage, total</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">252,632</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">269,405</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Individually evaluated for impairment</div></td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">44,596</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">46,218</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Collectively evaluated for impairment</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">208,036</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">223,187</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="font-weight: bold;">Construction A&amp;D, total</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">73,239</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">71,523</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Individually evaluated for impairment</div></td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">10,919</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">11,003</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Collectively evaluated for impairment</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">62,320</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">60,520</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="font-weight: bold;">Land, total</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">45,514</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">50,900</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Individually evaluated for impairment</div></td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">9,286</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">8,953</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Collectively evaluated for impairment</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">36,228</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">41,947</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="font-weight: bold;">Lines of credit, total</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; 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vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Individually evaluated for impairment</div></td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">2,088</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; 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width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">29,321</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr style="height: 13px;"><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="font-weight: bold;">Commercial real estate, total</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">234,006</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">222,038</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Individually evaluated for impairment</div></td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">13,956</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">16,433</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Collectively evaluated for impairment</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">220,050</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">205,605</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr style="height: 12px;"><td bgcolor="#cceeff" valign="bottom" style="width: 76%; 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width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">108</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Collectively evaluated for impairment</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">8,591</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">6,012</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="font-weight: bold;">Home equity, total</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">32,806</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">34,609</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Individually evaluated for impairment</div></td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">1,598</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">1,776</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Collectively evaluated for impairment</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">31,208</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">32,833</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="font-weight: bold;">Consumer, total</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; 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vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Individually evaluated for impairment</div></td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">24</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Collectively evaluated for impairment</div></td><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">1,218</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">834</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="font-weight: bold;">Total Loans</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">672,696</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">686,881</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 76%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Individually evaluated for impairment</div></td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9.14%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">82,443</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">86,622</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 76%; 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Construction loans generally involve the disbursement of substantial funds over a short period of time with repayment substantially dependent upon the success of the completed project rather than the ability of the borrower or guarantor to repay principal and interest. If the Bank is forced to foreclose on a project prior to or at completion, due to a default, there can be no assurance that the Bank will be able to recover all of the unpaid balance of the loan as well as related foreclosure and holding costs. In addition, the Bank may be required to fund additional amounts to complete the project and may have to hold the property for an unspecified period of time. Sources of repayment of these loans typically are permanent financing expected to be obtained upon completion or sales of developed property. These loans are closely monitored by onsite inspections and are considered to be of a higher risk than other real estate loans due to their ultimate repayment being sensitive to general economic conditions, availability of long-term financing, interest rate sensitivity, and governmental regulation of real property.</div><div><br /></div><div style="text-align: justify; font-family: ''Times New Roman'', Times, serif; margin-left: 37.4pt; font-size: 10pt;"><font style="font-family: ''Times New Roman'', Times, serif; font-size: 10pt; text-decoration: underline;">Land loans</font> are underwritten based upon the independent appraisal valuations as well as the estimated value associated with the land upon completion of development. These cost and valuation estimates may be inaccurate. 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Repayment of these loans is generally dependent upon the successful operation of the property securing the loan or the principal business conducted on the property securing the loan. Line of credit loans may be adversely affected by conditions in the real estate markets or the economy in general. Management monitors and evaluates line of credit loans based on collateral and risk-rating criteria.</div><div><br /></div><div style="text-align: justify; font-family: ''Times New Roman'', Times, serif; margin-left: 37.4pt; font-size: 10pt;"><font style="font-family: ''Times New Roman'', Times, serif; font-size: 10pt; text-decoration: underline;">Commercial real estate loans</font> are subject to the underwriting standards and processes similar to commercial and industrial loans, in addition to those underwriting standards for real-estate loans. These loans are viewed primarily as cash flow dependent and secondarily as loans secured by real estate. Repayment of these loans is generally dependent upon the successful operation of the property securing the loan or the principal business conducted on the property securing the loan. Commercial real estate loans may be adversely affected by conditions in the real estate markets or the economy in general. Management monitors and evaluates commercial real estate loans based on collateral and risk-rating criteria. The Bank also utilizes third-party experts to provide environmental and market valuations. The nature of commercial real estate loans makes them more difficult to monitor and evaluate.<br /></div><div style="text-align: justify; font-family: ''Times New Roman'', Times, serif; margin-left: 36pt; font-size: 10pt;"><font style="font-family: ''Times New Roman'', Times, serif; font-size: 10pt; text-decoration: underline;">Commercial non-real estate loans</font> are underwritten after evaluating historical and projected profitability and cash flow to determine the borrower's ability to repay their obligation as agreed. Commercial and industrial loans are made primarily based on the identified cash flow of the borrower and secondarily on the underlying collateral supporting the loan facility. 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Loans classified special mention have potential weaknesses that deserve management&#8217;s close attention. If uncorrected, the potential weaknesses may result in deterioration of the repayment prospects. Loans classified substandard have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They include loans that are inadequately protected by the current sound net worth and paying capacity of the obligor or of the collateral pledged, if any. Loans classified doubtful have all the weaknesses inherent in loans classified substandard with the added characteristic that collection or liquidation in full, on the basis of current conditions and facts, is highly improbable. Loans classified as a loss are considered uncollectible and are charged to the allowance for loan losses. 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text-align: right; width: 6%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">110</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; padding-bottom: 2px; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 6%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; padding-bottom: 2px; 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vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 6%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 6%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; 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vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 6%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 6%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 6%; 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vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Commercial non-real estate</div></td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">111</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">3</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 52%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Home equity</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">1,598</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">7</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">2,000</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">9</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Consumer</div></td><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">17</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">1</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">26</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">2</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Total non-accrual loans</div></td><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">37,537</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">99</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">37,495</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">104</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Accruing loans greater than 90 days past due</div></td><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Foreclosed real-estate</div></td><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">13,297</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">11,441</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Total non-performing assets</div></td><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">50,834</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">48,936</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Nonaccrual troubled debt restructures (included above)</div></td><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">5,908</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">35</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">5,635</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">28</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Accruing troubled debt restructures</div></td><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">45,851</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">121</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">56,448</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">119</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Total non-accrual loans to net loans</div></td><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; 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text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">5.8</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">%</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Allowance for loan losses</div></td><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">12,765</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">17,478</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Allowance to total gross loans receivable</div></td><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">2.0</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">%</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">2.6</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">%</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Allowance for loan losses to total non-performing loans, including loans contractually past due 90 days or more</div></td><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">34.0</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">%</div></td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">46.6</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">%</div></td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Total non-accrual and accruing loans greater than 90 days past due to total assets</div></td><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; 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text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">4.4</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">%</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 52%; vertical-align: bottom;"><div style="text-align: left; text-indent: -7.2pt; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Total non-performing assets to total assets</div></td><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; 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text-align: right; width: 9%; vertical-align: bottom;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: bottom;">&#160;</td></tr></table></div><div>&#160;</div><div style="text-align: justify; font-family: ''Times New Roman'', Times, serif; margin-left: 36pt; font-size: 10pt;">The following tables summarize impaired loans at June 30, 2013 and December 31, 2012 (dollars in thousands):</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><tr><td valign="bottom" style="padding-bottom: 2px; vertical-align: top;"><div>&#160;</div></td><td colspan="7" style="border-bottom: #000000 2px solid; vertical-align: bottom;"><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Impaired Loans with</div><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Specific Allowance</div></td><td nowrap="nowrap" valign="bottom" style="text-align: left; 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font-size: 10pt;">24</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; padding-bottom: 2px; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">23</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; padding-bottom: 2px; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 4px; width: 40%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 18pt; 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text-align: left; width: 1%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">91,110</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; padding-bottom: 4px; width: 1%; vertical-align: top;">&#160;</td></tr></table></div><div>&#160;</div><div style="text-align: justify; font-family: ''Times New Roman'', Times, serif; margin-left: 36pt; font-size: 10pt;">The following tables summarize average impaired loans for the six and three month periods ended June 30, 2013 (dollars in thousands):</div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><tr><td valign="bottom" style="padding-bottom: 2px; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">33</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; 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vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; 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text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; 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text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">46,392</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">695</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; 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text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">1,384</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 28%; vertical-align: top;"><div>&#160;</div></td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td valign="bottom" style="padding-bottom: 2px; vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="padding-bottom: 2px; vertical-align: top;">&#160;</td><td colspan="6" valign="bottom" style="border-bottom: #000000 2px solid; 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text-align: left; padding-bottom: 2px; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; padding-bottom: 2px; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" colspan="2" valign="bottom" style="border-bottom: #000000 2px solid; vertical-align: top;"><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Average</div><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Recorded</div><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Investment</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; padding-bottom: 2px; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; padding-bottom: 2px; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" colspan="2" valign="bottom" style="border-bottom: #000000 2px solid; vertical-align: top;"><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Interest</div><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Income</div><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Recognized</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; padding-bottom: 2px; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; padding-bottom: 2px; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" colspan="2" valign="bottom" style="border-bottom: #000000 2px solid; vertical-align: top;"><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Average</div><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Recorded</div><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Investment</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; padding-bottom: 2px; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; padding-bottom: 2px; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" colspan="2" valign="bottom" style="border-bottom: #000000 2px solid; vertical-align: top;"><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Interest</div><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Income</div><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt;">Recognized</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; padding-bottom: 2px; vertical-align: top;">&#160;</td></tr><tr><td valign="bottom" style="width: 28%; 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width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">133</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Home equity</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">2,584</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">16</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">99</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; 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text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">20</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; 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text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">44,228</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">380</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">46,554</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; 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vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">868</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">8,564</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">3,777</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">5,793</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">222,038</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; 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width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">263</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">263</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">111</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">6,120</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Home equity</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">32,301</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">308</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">308</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">2,000</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">34,609</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Consumer</div></td><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">821</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">11</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">11</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">26</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; 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text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">632,216</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">14,120</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; 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width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Lines of credit</div></td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Commercial real estate</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; 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vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; 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width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Home equity</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Consumer</div></td><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 4px; width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 18pt; font-size: 10pt;">Total loans</div></td><td bgcolor="#cceeff" valign="bottom" style="padding-bottom: 4px; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">144</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">1</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">1,134</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; 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width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">15</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">$</div></td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">6,748</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; 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vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Land</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">704</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">3</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; 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width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Home equity</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Consumer</div></td><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; 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vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Commercial real estate</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; 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vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; 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text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; 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width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">6,484</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">18</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 4px double; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="border-bottom: #000000 4px double; 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width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">25</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr></table></div><div><br /></div><div><table cellpadding="0" cellspacing="0" style="width: 100%; font-family: 'Times New Roman', Times, serif; font-size: 10pt;"><tr><td valign="bottom" style="padding-bottom: 2px; vertical-align: top;"><div>&#160;</div></td><td valign="bottom" style="padding-bottom: 2px; vertical-align: top;">&#160;</td><td colspan="22" valign="bottom" style="border-bottom: #000000 2px solid; vertical-align: top;"><div style="text-align: center; font-family: ''times new roman'', times, serif; font-size: 10pt; margin-right: 7.2pt;">Three months ended June 30, 2012</div></td><td nowrap="nowrap" valign="bottom" style="text-align: left; padding-bottom: 2px; vertical-align: top;">&#160;</td></tr><tr><td valign="bottom" style="padding-bottom: 2px; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; 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width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">1</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">527</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">3</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">703</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">4</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Lines of credit</div></td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Commercial real estate</div></td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#cceeff" valign="bottom" style="width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td></tr><tr><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 28%; vertical-align: top;"><div style="text-align: left; font-family: ''times new roman'', times, serif; margin-left: 7.2pt; font-size: 10pt;">Consumer</div></td><td bgcolor="#ffffff" valign="bottom" style="padding-bottom: 2px; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; 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width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">1</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">100</div></td><td bgcolor="#cceeff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#cceeff" valign="bottom" style="text-align: left; 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text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; font-size: 10pt;">-</div></td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="border-bottom: #000000 2px solid; text-align: right; width: 9%; vertical-align: top;"><div style="font-family: ''times new roman'', times, serif; 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vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; width: 9%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" nowrap="nowrap" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: left; width: 1%; vertical-align: top;">&#160;</td><td bgcolor="#ffffff" valign="bottom" style="text-align: right; 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These guarantees are issued primarily to support performance arrangements, limited to real estate transactions. The majority of these standby letters of credit expire within the next twelve months. The credit risk involved in issuing letters of credit is essentially the same as that involved in extending other loan commitments. The Bank requires collateral supporting these letters of credit as deemed necessary. Management believes that the proceeds obtained through a liquidation of such collateral would be sufficient to cover the maximum potential amount of future payments required under the corresponding guarantees. 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The Bank evaluates each customer's credit worthiness on a case-by-case basis.</div><div><br /></div><div style="text-align: justify; font-family: ''Times New Roman'', Times, serif; font-size: 10pt;">Unadvanced construction commitments are loan commitments made to borrowers for both residential and commercial projects that are either in process or are expected to begin construction shortly.</div><div><br /></div><div style="text-align: justify; font-family: ''Times New Roman'', Times, serif; font-size: 10pt;">Mortgage loan commitments not reflected in the accompanying statements of financial condition at June 30, 2013 included $13,111,000 at a fixed range of 2.875% to 4.875% and $0 at floating rates and at December 31, 2012 included $13,601,000 at a fixed interest rate range of 2.75% to 4.875% and $0 at floating interest rates.</div><div><br /></div><div style="text-align: justify; font-family: ''Times New Roman'', Times, serif; font-size: 10pt;">Lines of credit are loan commitments to individuals and companies as long as there is no violation of any condition established in the contract. Lines of credit have a fixed expiration date. The Bank evaluates each customer's credit worthiness on a case-by-case basis.</div><div><br /></div><div style="text-align: justify; font-family: ''Times New Roman'', Times, serif; font-size: 10pt;">The Bank has entered into several agreements to sell mortgage loans to third parties. The loans sold under these agreements for the six months ended June 30, 2013 and year ended December 31, 2012 were $74,571,000 and $105,674,000, respectively. These agreements contain limited provisions that require the Bank to repurchase a loan if the loan becomes delinquent within the terms specified by the agreement. The credit risk involved in these financial instruments is essentially the same as that involved in extending loan facilities to customers.</div><div style="text-align: justify; font-family: ''Times New Roman'', Times, serif; margin-left: 36pt; font-size: 10pt;">&#160;</div><div style="text-align: justify; font-family: ''Times New Roman'', Times, serif; font-size: 10pt;">No amount was recognized in the consolidated statement of financial condition at June 30, 2013 and December 31, 2012 as a liability for credit loss related to these loans. The Bank had to repurchase one loan under these agreements in 2012.<br /></div></div></div></div></div>falsefalsefalsenonnum:textBlockItemTypenaThe entire disclosure for claims held for amounts due a entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. 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Reference 6: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Article 9 Reference 7: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 235 -SubTopic 10 -Section S99 -Paragraph 1 -Subparagraph (SX 210.4-08.(k)) -URI http://asc.fasb.org/extlink&oid=6881521&loc=d3e23780-122690 Reference 8: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 08 -Paragraph k -Article 4 Reference 9: http://www.xbrl.org/2003/role/presentationRef -Publisher FASB -Name Accounting Standards Codification -Topic 310 -SubTopic 10 -Section 50 -Paragraph 11 -URI http://asc.fasb.org/extlink&oid=7512638&loc=d3e5162-111524 false0Loans ReceivablefalseLoans ReceivableUnKnownUnKnownUnKnownUnKnowntruefalsefalseSheethttp://severnbank.com/role/LoansReceivable12