CONSOLIDATED STATEMENTS OF CASH FLOWS (UNAUDITED) (USD $) In Thousands, unless otherwise specified	9 Months Ended
	Sep. 30, 2012	Sep. 30, 2011
Cash Flows from Operating Activities
Net income	$ 2,127	$ 152
Adjustments to reconcile net income to net cash provided by operating activities:
Amortization of deferred loan fees	(783)	(1,038)
Net amortization of premiums and discounts	146	124
Provision for loan losses	465	4,471
Provision for depreciation	816	936
Gain on sale of loans	(1,232)	(300)
(Gain) loss on sale of foreclosed real estate	(678)	619
Provision for foreclosed real estate	2,819	3,151
Proceeds from loans sold to others	15,360	24,649
Loans originated for sale	(16,794)	(25,921)
Stock-based compensation expense	32	50
Deferred income tax expense (benefit)	1,533	(317)
Decrease in accrued interest receivable and other assets	1,561	1,312
Increase in accrued interest payable and other liabilities	2,911	414
Net cash provided by operating activities	8,283	8,302
Cash Flows from Investing Activities
Purchase of investment securities held to maturity	(1,045)	(19,447)
Proceeds from maturing investment securities held to maturity	5,000	6,000
Principal collected on mortgage-backed securities held to maturity	16	309
Net decrease in loans	17,458	50,731
Proceeds from sale of foreclosed real estate	15,171	12,134
Investment in foreclosed real estate	(243)	(504)
Investment in premises and equipment	(185)	(98)
Redemption of FHLB Stock	423	552
Net cash provided by investing activities	36,595	49,677
Cash Flows from Financing Activities
Net decrease in deposits	(42,985)	(36,059)
Net cash used in financing activities	(43,932)	(37,146)
Increase in cash and cash equivalents	946	20,833
Cash and cash equivalents at beginning of year	87,390	70,955
Cash and cash equivalents at end of period	88,336	91,788
Cash paid during year for:
Interest	9,907	11,952
Income taxes	2	476
Transfer of loans to foreclosed real estate	10,938	13,603
Series A Preferred Stock [Member]
Cash Flows from Financing Activities
Preferred stock dividend paid	(70)	(210)
Series B Preferred Stock [Member]
Cash Flows from Financing Activities
Preferred stock dividend paid	(293)	(877)
Preferred stock dividend declared and not paid	$ (584)	$ 0