-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 R4caxHBzWX6JktN8qLWz3D1adh8ZijwFetGNPILobSnbKHnyaMDA9Ce6T9Mt32TN
 wepoc72+Q+eIRfvsGmH22w==

<SEC-DOCUMENT>0000000000-05-033315.txt : 20060403
<SEC-HEADER>0000000000-05-033315.hdr.sgml : 20060403
<ACCEPTANCE-DATETIME>20050629153439
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-05-033315
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20050629

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			SEVERN BANCORP INC
		CENTRAL INDEX KEY:			0000868271
		STANDARD INDUSTRIAL CLASSIFICATION:	NATIONAL COMMERCIAL BANKS [6021]
		IRS NUMBER:				521726127
		STATE OF INCORPORATION:			MD
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		1919A WEST ST
		CITY:			ANNAPOLIS
		STATE:			MD
		ZIP:			21404
		BUSINESS PHONE:		3012684554

	MAIL ADDRESS:	
		STREET 1:		1919A WEST STREET
		CITY:			ANNAPOLIS
		STATE:			MD
		ZIP:			21401
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.txt
<TEXT>


June 29, 2005


Mail Stop 4561

By U.S. Mail and facsimile to (410) 841-6296

Mr. Alan J. Hyatt
President, Chairman, and Chief Executive Officer
Severn Bancorp, Inc.
1919A West Street,
Annapolis, Maryland 21401

Re:	Severn Bancorp, Inc.
	Form 10-K for the fiscal year ended December 31, 2005
	Filed March 21, 2005
	File Number: 000-49731

Dear Mr. Hyatt:


	We have completed our review of your Form 10-K and related
filings and have no further comments at this time.

								Sincerely,


						John P. Nolan
      Accounting Branch Chief


</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----