The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ATLANTIC AMERN CORP COM 048209100   30,600 18,000 SH   SOLE   0 0 18,000
APPLE INC COM 037833100   3,973,862 17,055 SH   SOLE   0 0 17,055
ABBVIE INC COM 00287Y109   3,476,466 17,604 SH   SOLE   0 0 17,604
ABBOTT LABS COM 002824100   539,837 4,735 SH   SOLE   0 0 4,735
AFLAC INC COM 001055102   785,957 7,030 SH   SOLE   0 0 7,030
FEDERAL AGRIC MTG CORP CL C 313148306   811,564 4,330 SH   SOLE   0 0 4,330
ALBEMARLE CORP COM 012653101   229,602 2,424 SH   SOLE   0 0 2,424
ALLSTATE CORP COM 020002101   678,236 3,576 SH   SOLE   0 0 3,576
ADVANCED MICRO DEVICES INC COM 007903107   4,494,808 27,394 SH   SOLE   0 0 27,394
AMGEN INC COM 031162100   296,433 920 SH   SOLE   0 0 920
AMAZON COM INC COM 023135106   550,605 2,955 SH   SOLE   0 0 2,955
AVADEL PHARMACEUTICALS PLC COM SHS G29687103   1,299,369 99,075 SH   SOLE   0 0 99,075
BROADCOM INC COM 11135F101   912,525 5,290 SH   SOLE   0 0 5,290
AMERICAN EXPRESS CO COM 025816109   2,313,075 8,529 SH   SOLE   0 0 8,529
ASTRAZENECA PLC SPONSORED ADR 046353108   1,226,303 15,740 SH   SOLE   0 0 15,740
BOEING CO COM 097023105   1,304,074 8,577 SH   SOLE   0 0 8,577
BANK AMERICA CORP COM 060505104   1,861,373 46,910 SH   SOLE   0 0 46,910
BEL FUSE INC CL B 077347300   4,221,333 53,768 SH   SOLE   0 0 53,768
B & G FOODS INC NEW COM 05508R106   472,169 53,172 SH   SOLE   0 0 53,172
BIOGEN INC COM 09062X103   200,043 1,032 SH   SOLE   0 0 1,032
BRISTOL-MYERS SQUIBB CO COM 110122108   402,127 7,772 SH   SOLE   0 0 7,772
BP PLC SPONSORED ADR 055622104   1,180,699 37,614 SH   SOLE   0 0 37,614
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   455,657 990 SH   SOLE   0 0 990
BLACKROCK CR ALLOCATION INCO COM 092508100   152,280 13,500 SH   SOLE   0 0 13,500
BLACKSTONE INC COM 09260D107   1,741,069 11,370 SH   SOLE   0 0 11,370
CITIGROUP INC COM NEW 172967424   485,295 7,752 SH   SOLE   0 0 7,752
CARDINAL HEALTH INC COM 14149Y108   323,271 2,925 SH   SOLE   0 0 2,925
CATERPILLAR INC COM 149123101   3,035,012 7,760 SH   SOLE   0 0 7,760
CORECARD CORPORATION COM 45816D100   4,460,127 307,171 SH   SOLE   0 0 307,171
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   208,728 8,523 SH   SOLE   0 0 8,523
CLOROX CO DEL COM 189054109   729,293 4,477 SH   SOLE   0 0 4,477
CONOCOPHILLIPS COM 20825C104   1,404,729 13,343 SH   SOLE   0 0 13,343
COSTCO WHSL CORP NEW COM 22160K105   2,101,052 2,370 SH   SOLE   0 0 2,370
CAMPBELL SOUP CO COM 134429109   251,204 5,135 SH   SOLE   0 0 5,135
CISCO SYS INC COM 17275R102   1,654,975 31,097 SH   SOLE   0 0 31,097
CSX CORP COM 126408103   600,923 17,403 SH   SOLE   0 0 17,403
CVS HEALTH CORP COM 126650100   674,134 10,721 SH   SOLE   0 0 10,721
CHEVRON CORP NEW COM 166764100   4,340,814 29,475 SH   SOLE   0 0 29,475
DUPONT DE NEMOURS INC COM 26614N102   450,718 5,058 SH   SOLE   0 0 5,058
DISNEY WALT CO COM 254687106   1,358,636 14,125 SH   SOLE   0 0 14,125
DOW INC COM 260557103   688,891 12,610 SH   SOLE   0 0 12,610
DUKE ENERGY CORP NEW COM NEW 26441C204   339,514 2,945 SH   SOLE   0 0 2,945
DEVON ENERGY CORP NEW COM 25179M103   522,471 13,356 SH   SOLE   0 0 13,356
ISHARES TR SELECT DIVID ETF 464287168   309,040 2,288 SH   SOLE   0 0 2,288
EQUIFAX INC COM 294429105   26,006,022 88,498 SH   SOLE   0 0 88,498
ENBRIDGE INC COM 29250N105   208,695 5,139 SH   SOLE   0 0 5,139
EATON CORP PLC SHS G29183103   281,054 848 SH   SOLE   0 0 848
FORD MTR CO COM 345370860   1,057,814 100,172 SH   SOLE   0 0 100,172
FREEPORT-MCMORAN INC CL B 35671D857   775,253 15,581 SH   SOLE   0 0 15,581
FEDEX CORP COM 31428X106   232,881 851 SH   SOLE   0 0 851
FISERV INC COM 337738108   273,427 1,522 SH   SOLE   0 0 1,522
FIDELITY NATL INFORMATION SV COM 31620M106   5,641,946 67,367 SH   SOLE   0 0 67,367
FIFTH THIRD BANCORP COM 316773100   465,885 10,875 SH   SOLE   0 0 10,875
FLOWERS FOODS INC COM 343498101   268,189 11,625 SH   SOLE   0 0 11,625
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   826,059 13,311 SH   SOLE   0 0 13,311
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   63,500 10,000 SH   SOLE   0 0 10,000
GENERAL DYNAMICS CORP COM 369550108   377,750 1,250 SH   SOLE   0 0 1,250
GE AEROSPACE COM NEW 369604301   2,210,546 11,761 SH   SOLE   0 0 11,761
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   214,448 2,285 SH   SOLE   0 0 2,285
GE VERNOVA INC COM 36828A101   625,211 2,452 SH   SOLE   0 0 2,452
GILEAD SCIENCES INC COM 375558103   1,547,993 18,464 SH   SOLE   0 0 18,464
GENERAL MLS INC COM 370334104   673,464 9,119 SH   SOLE   0 0 9,119
GENWORTH FINL INC COM SHS 37247D106   137,000 20,000 SH   SOLE   0 0 20,000
GOLDMAN SACHS GROUP INC COM 38141G104   251,516 508 SH   SOLE   0 0 508
HALLIBURTON CO COM 406216101   333,204 11,470 SH   SOLE   0 0 11,470
HUNTINGTON BANCSHARES INC COM 446150104   352,800 24,000 SH   SOLE   0 0 24,000
HOME DEPOT INC COM 437076102   5,784,696 14,276 SH   SOLE   0 0 14,276
HONEYWELL INTL INC COM 438516106   375,334 1,816 SH   SOLE   0 0 1,816
HEWLETT PACKARD ENTERPRISE C COM 42824C109   594,380 29,051 SH   SOLE   0 0 29,051
HP INC COM 40434L105   385,531 10,748 SH   SOLE   0 0 10,748
INTERNATIONAL BUSINESS MACHS COM 459200101   1,846,820 8,354 SH   SOLE   0 0 8,354
INTEL CORP COM 458140100   754,308 32,153 SH   SOLE   0 0 32,153
INTERNATIONAL PAPER CO COM 460146103   582,145 11,917 SH   SOLE   0 0 11,917
INGERSOLL RAND INC COM 45687V106   380,566 3,877 SH   SOLE   0 0 3,877
ILLINOIS TOOL WKS INC COM 452308109   1,598,627 6,100 SH   SOLE   0 0 6,100
INVESCO LTD SHS G491BT108   181,522 10,337 SH   SOLE   0 0 10,337
ISHARES TR RUSSELL 2000 ETF 464287655   5,207,257 23,574 SH   SOLE   0 0 23,574
JOHNSON & JOHNSON COM 478160104   1,484,415 9,160 SH   SOLE   0 0 9,160
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   365,168 45,250 SH   SOLE   0 0 45,250
JPMORGAN CHASE & CO. COM 46625H100   5,798,848 27,501 SH   SOLE   0 0 27,501
KEYCORP COM 493267108   282,900 16,952 SH   SOLE   0 0 16,952
KRAFT HEINZ CO COM 500754106   1,183,337 33,704 SH   SOLE   0 0 33,704
KIMBERLY-CLARK CORP COM 494368103   520,760 3,660 SH   SOLE   0 0 3,660
KINDER MORGAN INC DEL COM 49456B101   501,222 22,690 SH   SOLE   0 0 22,690
COCA COLA CO COM 191216100   2,612,658 36,358 SH   SOLE   0 0 36,358
AMER SOFTWARE INC CL A 029683109   1,780,210 159,089 SH   SOLE   0 0 159,089
LINDE PLC SHS G54950103   784,526 1,645 SH   SOLE   0 0 1,645
ELI LILLY & CO COM 532457108   6,732,759 7,600 SH   SOLE   0 0 7,600
LOCKHEED MARTIN CORP COM 539830109   2,170,810 3,714 SH   SOLE   0 0 3,714
LOWES COS INC COM 548661107   473,988 1,750 SH   SOLE   0 0 1,750
LUMEN TECHNOLOGIES INC COM 550241103   375,235 52,850 SH   SOLE   0 0 52,850
LAMB WESTON HLDGS INC COM 513272104   266,988 4,124 SH   SOLE   0 0 4,124
MCDONALDS CORP COM 580135101   2,144,446 7,042 SH   SOLE   0 0 7,042
MCKESSON CORP COM 58155Q103   1,262,886 2,554 SH   SOLE   0 0 2,554
MONDELEZ INTL INC CL A 609207105   1,395,037 18,936 SH   SOLE   0 0 18,936
3M CO COM 88579Y101   725,877 5,310 SH   SOLE   0 0 5,310
ALTRIA GROUP INC COM 02209S103   1,868,625 36,611 SH   SOLE   0 0 36,611
MOSAIC CO NEW COM 61945C103   241,095 8,905 SH   SOLE   0 0 8,905
MP MATERIALS CORP COM CL A 553368101   277,988 15,750 SH   SOLE   0 0 15,750
MARATHON PETE CORP COM 56585A102   327,449 2,010 SH   SOLE   0 0 2,010
MERCK & CO INC COM 58933Y105   2,108,059 18,563 SH   SOLE   0 0 18,563
MICROSOFT CORP COM 594918104   6,505,776 15,119 SH   SOLE   0 0 15,119
NUVEEN AMT FREE QLTY MUN INC COM 670657105   228,685 19,105 SH   SOLE   0 0 19,105
NETFLIX INC COM 64110L106   719,909 1,015 SH   SOLE   0 0 1,015
NOKIA CORP SPONSORED ADR 654902204   640,201 146,499 SH   SOLE   0 0 146,499
NUVEEN MUN VALUE FD INC COM 670928100   110,495 12,250 SH   SOLE   0 0 12,250
NVIDIA CORPORATION COM 67066G104   275,062 2,265 SH   SOLE   0 0 2,265
NEWELL BRANDS INC COM 651229106   396,110 51,577 SH   SOLE   0 0 51,577
THE ODP CORP COM 88337F105   1,118,332 37,591 SH   SOLE   0 0 37,591
ONEOK INC NEW COM 682680103   2,424,194 26,601 SH   SOLE   0 0 26,601
ORACLE CORP COM 68389X105   826,440 4,850 SH   SOLE   0 0 4,850
OCCIDENTAL PETE CORP COM 674599105   1,310,296 25,423 SH   SOLE   0 0 25,423
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162   268,431 9,032 SH   SOLE   0 0 9,032
PAYSIGN INC COM 70451A104   36,700 10,000 SH   SOLE   0 0 10,000
PREMIER FINANCIAL CORP COM 74052F108   959,487 40,864 SH   SOLE   0 0 40,864
PFIZER INC COM 717081103   2,542,259 87,846 SH   SOLE   0 0 87,846
PROCTER AND GAMBLE CO COM 742718109   1,198,890 6,922 SH   SOLE   0 0 6,922
SPROTT PHYSICAL GOLD TR UNIT 85207H104   203,800 10,000 SH   SOLE   0 0 10,000
PHILIP MORRIS INTL INC COM 718172109   1,934,388 15,934 SH   SOLE   0 0 15,934
PRIMO WATER CORPORATION COM 74167P108   398,066 15,765 SH   SOLE   0 0 15,765
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   350,263 33,518 SH   SOLE   0 0 33,518
PHILLIPS 66 COM 718546104   368,323 2,802 SH   SOLE   0 0 2,802
INVESCO QQQ TR UNIT SER 1 46090E103   2,147,463 4,400 SH   SOLE   0 0 4,400
REGIONS FINANCIAL CORP NEW COM 7591EP100   1,196,166 51,272 SH   SOLE   0 0 51,272
REINSURANCE GRP OF AMERICA I COM NEW 759351604   383,969 1,762 SH   SOLE   0 0 1,762
TRANSOCEAN LTD REGISTERED SHS H8817H100   102,952 24,224 SH   SOLE   0 0 24,224
RTX CORPORATION COM 75513E101   1,355,028 11,184 SH   SOLE   0 0 11,184
SUNRUN INC COM 86771W105   325,983 18,050 SH   SOLE   0 0 18,050
SCHWAB CHARLES CORP COM 808513105   300,449 4,636 SH   SOLE   0 0 4,636
SHELL PLC SPON ADS 780259305   295,126 4,475 SH   SOLE   0 0 4,475
SHOPIFY INC CL A 82509L107   252,441 3,150 SH   SOLE   0 0 3,150
SYNOVUS FINL CORP COM NEW 87161C501   1,026,146 23,075 SH   SOLE   0 0 23,075
SOUTHERN CO COM 842587107   270,720 3,002 SH   SOLE   0 0 3,002
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,519,234 2,648 SH   SOLE   0 0 2,648
CONSTELLATION BRANDS INC CL A 21036P108   385,877 1,497 SH   SOLE   0 0 1,497
SMURFIT WESTROCK PLC SHS G8267P108   424,290 8,585 SH   SOLE   0 0 8,585
AT&T INC COM 00206R102   1,198,083 54,458 SH   SOLE   0 0 54,458
TARGET CORP COM 87612E106   1,756,520 11,270 SH   SOLE   0 0 11,270
TRAVELERS COMPANIES INC COM 89417E109   1,056,115 4,511 SH   SOLE   0 0 4,511
TRANE TECHNOLOGIES PLC SHS G8994E103   1,720,130 4,425 SH   SOLE   0 0 4,425
TEXAS INSTRS INC COM 882508104   325,348 1,575 SH   SOLE   0 0 1,575
UNITEDHEALTH GROUP INC COM 91324P102   449,619 769 SH   SOLE   0 0 769
UNUM GROUP COM 91529Y106   369,028 6,208 SH   SOLE   0 0 6,208
UNITED PARCEL SERVICE INC CL B 911312106   986,693 7,237 SH   SOLE   0 0 7,237
UNITED RENTALS INC COM 911363109   310,127 383 SH   SOLE   0 0 383
USIO INC COM 917313108   27,200 20,000 SH   SOLE   0 0 20,000
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   346,504 1,749 SH   SOLE   0 0 1,749
VANGUARD INDEX FDS MID CAP ETF 922908629   227,923 864 SH   SOLE   0 0 864
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,344,068 2,547 SH   SOLE   0 0 2,547
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   363,830 1,494 SH   SOLE   0 0 1,494
VANGUARD WORLD FD UTILITIES ETF 92204A876   205,277 1,179 SH   SOLE   0 0 1,179
VERTIV HOLDINGS CO COM CL A 92537N108   211,416 2,125 SH   SOLE   0 0 2,125
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,076,652 7,334 SH   SOLE   0 0 7,334
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,849,021 14,423 SH   SOLE   0 0 14,423
VERIZON COMMUNICATIONS INC COM 92343V104   840,122 18,707 SH   SOLE   0 0 18,707
WARNER BROS DISCOVERY INC COM SER A 934423104   128,700 15,600 SH   SOLE   0 0 15,600
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103   265,206 6,932 SH   SOLE   0 0 6,932
WELLS FARGO CO NEW COM 949746101   1,107,982 19,614 SH   SOLE   0 0 19,614
WILLIAMS COS INC COM 969457100   410,408 8,990 SH   SOLE   0 0 8,990
WALMART INC COM 931142103   791,996 9,808 SH   SOLE   0 0 9,808
SELECT SECTOR SPDR TR ENERGY 81369Y506   776,046 8,839 SH   SOLE   0 0 8,839
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   3,620,632 79,890 SH   SOLE   0 0 79,890
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   205,442 910 SH   SOLE   0 0 910
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   514,301 3,339 SH   SOLE   0 0 3,339
EXXON MOBIL CORP COM 30231G102   1,657,871 14,143 SH   SOLE   0 0 14,143
ZOETIS INC CL A 98978V103   394,487 2,019 SH   SOLE   0 0 2,019