The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   253,842 2,322 SH   SOLE   0 0 2,322
ABBVIE INC COM 00287Y109   659,482 4,256 SH   SOLE   0 0 4,256
ACHIEVE LIFE SCIENCES INC COM 004468500   78,692 19,100 SH   SOLE   0 0 19,100
ADVANCED MICRO DEVICES INC COM 007903107   378,402 2,567 SH   SOLE   0 0 2,567
AGNC INVT CORP COM 00123Q104   119,194 12,150 SH   SOLE   0 0 12,150
ALPHABET INC CAP STK CL C 02079K107   299,265 2,124 SH   SOLE   0 0 2,124
ALPHABET INC CAP STK CL A 02079K305   429,547 3,075 SH   SOLE   0 0 3,075
ALTRIA GROUP INC COM 02209S103   232,359 5,760 SH   SOLE   0 0 5,760
AMAZON COM INC COM 023135106   1,443,097 9,498 SH   SOLE   0 0 9,498
AMERICAN LITHIUM CORP COM NEW 027259209   33,605 30,550 SH   SOLE   0 0 30,550
AMGEN INC COM 031162100   1,036,296 3,598 SH   SOLE   0 0 3,598
APPLE INC COM 037833100   13,951,335 72,463 SH   SOLE   0 0 72,463
AT&T INC COM 00206R102   296,825 17,689 SH   SOLE   0 0 17,689
BERKLEY W R CORP COM 084423102   2,466,239 34,873 SH   SOLE   0 0 34,873
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   477,212 1,338 SH   SOLE   0 0 1,338
BROADCOM INC COM 11135F101   296,923 266 SH   SOLE   0 0 266
CAMBRIA ETF TR SHSHLD YIELD ETF 132061201   22,304,611 330,096 SH   SOLE   0 0 330,096
CARDINAL HEALTH INC COM 14149Y108   465,075 4,614 SH   SOLE   0 0 4,614
CATERPILLAR INC COM 149123101   1,432,817 4,846 SH   SOLE   0 0 4,846
CHEVRON CORP NEW COM 166764100   242,372 1,625 SH   SOLE   0 0 1,625
CISCO SYS INC COM 17275R102   354,312 7,013 SH   SOLE   0 0 7,013
CORNING INC COM 219350105   1,646,502 54,072 SH   SOLE   0 0 54,072
COSTCO WHSL CORP NEW COM 22160K105   4,739,763 7,181 SH   SOLE   0 0 7,181
DISNEY WALT CO COM 254687106   360,585 3,994 SH   SOLE   0 0 3,994
DOCUSIGN INC COM 256163106   440,822 7,415 SH   SOLE   0 0 7,415
EDISON INTL COM 281020107   545,703 7,633 SH   SOLE   0 0 7,633
ELI LILLY & CO COM 532457108   262,897 451 SH   SOLE   0 0 451
EXXON MOBIL CORP COM 30231G102   641,827 6,420 SH   SOLE   0 0 6,420
FIRST TR EXCH TRADED FD III CALIF MUN INCM 33739P863   1,054,100 21,120 SH   SOLE   0 0 21,120
FIRST TR EXCHANGE TRADED FD NASDQ CLN EDGE 33737A108   4,343,476 41,481 SH   SOLE   0 0 41,481
FIRST TR EXCHANGE-TRADED FD LARGE CP US EQ 33738R761   3,549,247 102,911 SH   SOLE   0 0 102,911
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   33,874,370 567,790 SH   SOLE   0 0 567,790
FIRST TR MORNINGSTAR DIVID L SHS 336917109   3,250,334 90,589 SH   SOLE   0 0 90,589
FORD MTR CO DEL COM 345370860   356,018 29,206 SH   SOLE   0 0 29,206
GALERA THERAPEUTICS INC COM 36338D108   3,199 22,000 SH   SOLE   0 0 22,000
GILEAD SCIENCES INC COM 375558103   260,205 3,212 SH   SOLE   0 0 3,212
GLOBAL X FDS S&P 500 COVERED 37954Y475   487,355 12,357 SH   SOLE   0 0 12,357
HCA HEALTHCARE INC COM 40412C101   905,154 3,344 SH   SOLE   0 0 3,344
INTERNATIONAL BUSINESS MACHS COM 459200101   749,550 4,583 SH   SOLE   0 0 4,583
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783   23,409,930 1,203,286 SH   SOLE   0 0 1,203,286
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791   694,839 36,002 SH   SOLE   0 0 36,002
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   49,647,902 314,625 SH   SOLE   0 0 314,625
INVESCO QQQ TR UNIT SER 1 46090E103   840,493 2,052 SH   SOLE   0 0 2,052
INVESCO SR INCOME TR COM 46131H107   1,165,803 284,342 SH   SOLE   0 0 284,342
ISHARES TR RUSSELL 3000 ETF 464287689   1,436,041 5,246 SH   SOLE   0 0 5,246
ISHARES TR U.S. MED DVC ETF 464288810   5,036,200 93,315 SH   SOLE   0 0 93,315
ISHARES TR RUS 1000 VAL ETF 464287598   236,143 1,429 SH   SOLE   0 0 1,429
JOHNSON & JOHNSON COM 478160104   469,490 2,995 SH   SOLE   0 0 2,995
JPMORGAN CHASE & CO COM 46625H100   277,093 1,629 SH   SOLE   0 0 1,629
KIMBERLY-CLARK CORP COM 494368103   392,721 3,232 SH   SOLE   0 0 3,232
KRAFT HEINZ CO COM 500754106   202,022 5,463 SH   SOLE   0 0 5,463
LINDE PLC SHS G54950103   2,239,154 5,452 SH   SOLE   0 0 5,452
MARKEL GROUP INC COM 570535104   350,716 247 SH   SOLE   0 0 247
MARRIOTT INTL INC NEW CL A 571903202   437,151 1,938 SH   SOLE   0 0 1,938
MASTERCARD INCORPORATED CL A 57636Q104   310,926 729 SH   SOLE   0 0 729
MCDONALDS CORP COM 580135101   324,971 1,096 SH   SOLE   0 0 1,096
MERCK & CO INC COM 58933Y105   373,067 3,422 SH   SOLE   0 0 3,422
META PLATFORMS INC CL A 30303M102   3,977,809 11,238 SH   SOLE   0 0 11,238
MICROSOFT CORP COM 594918104   2,783,701 7,403 SH   SOLE   0 0 7,403
MOHAWK INDS INC COM 608190104   891,756 8,616 SH   SOLE   0 0 8,616
MORGAN STANLEY COM NEW 617446448   280,776 3,011 SH   SOLE   0 0 3,011
NVIDIA CORPORATION COM 67066G104   7,731,646 15,613 SH   SOLE   0 0 15,613
ORACLE CORP COM 68389X105   239,010 2,267 SH   SOLE   0 0 2,267
PALANTIR TECHNOLOGIES INC CL A 69608A108   1,184,971 69,014 SH   SOLE   0 0 69,014
PFIZER INC COM 717081103   404,442 14,048 SH   SOLE   0 0 14,048
PIONEER NAT RES CO COM 723787107   281,775 1,253 SH   SOLE   0 0 1,253
PROSHARES TR ULTRASHRT S&P500 74347G416   24,417,103 816,080 SH   SOLE   0 0 816,080
PROSHARES TR PSHS ULDOW30 NEW 74347G374   1,252,217 36,895 SH   SOLE   0 0 36,895
PRUDENTIAL FINL INC COM 744320102   283,524 2,734 SH   SOLE   0 0 2,734
RBB FD INC US TRSRY 6 MNTH 74933W460   897,861 17,968 SH   SOLE   0 0 17,968
RBB FD INC US TREAS 3 MNTH 74933W452   2,120,098 42,521 SH   SOLE   0 0 42,521
SCHWAB CHARLES CORP COM 808513105   258,466 3,757 SH   SOLE   0 0 3,757
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   25,242,799 447,567 SH   SOLE   0 0 447,567
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   272,296 3,577 SH   SOLE   0 0 3,577
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,166,236 31,554 SH   SOLE   0 0 31,554
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   21,855,418 290,168 SH   SOLE   0 0 290,168
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   43,395,624 779,515 SH   SOLE   0 0 779,515
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   1,299,272 27,869 SH   SOLE   0 0 27,869
SEMPRA COM 816851109   338,913 4,535 SH   SOLE   0 0 4,535
SIMON PPTY GROUP INC NEW COM 828806109   294,990 2,068 SH   SOLE   0 0 2,068
SOFI TECHNOLOGIES INC COM 83406F102   233,388 23,456 SH   SOLE   0 0 23,456
SPDR GOLD TR GOLD SHS 78463V107   474,867 2,484 SH   SOLE   0 0 2,484
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,825,504 3,841 SH   SOLE   0 0 3,841
STANLEY BLACK & DECKER INC COM 854502101   2,067,066 21,071 SH   SOLE   0 0 21,071
STARBUCKS CORP COM 855244109   2,489,908 25,934 SH   SOLE   0 0 25,934
TESLA INC COM 88160R101   1,131,081 4,552 SH   SOLE   0 0 4,552
THE CIGNA GROUP COM 125523100   643,818 2,150 SH   SOLE   0 0 2,150
UNITEDHEALTH GROUP INC COM 91324P102   234,288 445 SH   SOLE   0 0 445
VANGUARD INDEX FDS TOTAL STK MKT 922908769   585,518 2,468 SH   SOLE   0 0 2,468
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   3,194,322 31,049 SH   SOLE   0 0 31,049
VANGUARD WORLD FD MEGA GRWTH IND 921910816   307,520 1,185 SH   SOLE   0 0 1,185
VERIZON COMMUNICATIONS INC COM 92343V104   1,350,038 35,810 SH   SOLE   0 0 35,810
VISA INC COM CL A 92826C839   3,471,489 13,334 SH   SOLE   0 0 13,334
WISDOMTREE TR JAPN HEDGE EQT 97717W851   6,456,557 73,387 SH   SOLE   0 0 73,387