Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2014

Regulated Operations [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations

Bancorp’s actual and required capital amounts and ratios as of September 30, 2014 and December 31, 2013 are presented in the following table (dollars in thousands): 

	Actual				Regulatory minimum to be "adequately capitalized"				Regulatory minimum to be "well capitalized"
	Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
September 30, 2014
Tier 1 leverage (to average assets)	$	163,920	7.5	%	$	88,005	4.0	%	$	110,007	5.0	%
Tier 1 capital (to risk-weighted assets)	163,920		9.7		67,385		4.0		101,078		6.0
Total capital (to risk-weighted assets)	184,991		11.0		134,771		8.0		168,464		10.0
December 31, 2013
Tier 1 leverage (to average assets)	$	142,937	10.5	%	$	54,527	4.0	%	$	68,159	5.0	%
Tier 1 capital (to risk-weighted assets)	142,937		13.0		44,021		4.0		66,031		6.0
Total capital (to risk-weighted assets)	156,787		14.3		88,041		8.0		110,052		10.0

The Bank’s actual and required capital amounts and ratios are presented in the following table (dollars in thousands):

	Actual				Regulatory minimum to be "adequately capitalized"				Regulatory minimum to be "well capitalized"
	Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
September 30, 2014
Tier 1 leverage (to average assets)	$	159,292	7.3	%	$	87,828	4.0	%	$	109,785	5.0	%
Tier 1 capital (to risk-weighted assets)	159,292		9.5		67,137		4.0		100,705		6.0
Total capital (to risk-weighted assets)	180,286		10.7		134,274		8.0		167,842		10.0
December 31, 2013
Tier 1 leverage (to average assets)	$	142,964	10.5	%	$	54,529	4.0	%	$	68,162	5.0	%
Tier 1 capital (to risk-weighted assets)	142,964		13.0		43,939		4.0		65,909		6.0
Total capital (to risk-weighted assets)	156,788		14.3		87,879		8.0		109,848		10.0