Consolidated Balance Sheets (USD $) In Thousands, unless otherwise specified	Dec. 31, 2013	Dec. 31, 2012
ASSETS
Cash and due from banks	$ 33,300	$ 31,354
Interest bearing deposits	48,527	81,651
Federal funds sold	22	23
Total cash and cash equivalents	81,849	113,028
Investment securities available-for-sale	194,481	257,544
Investment securities held-to-maturity, estimated fair value of $1,342 ($1,863 in 2012)	1,320	1,813
Federal Home Loan Bank (FHLB) stock	9,913	10,285
Loans held for sale	10,359	2,329
Loans, net	973,618	829,057
Premises and equipment, net	32,953	34,239
Bank-owned life insurance (BOLI)	36,567	35,705
Other real estate owned (OREO), net	3,144	6,552
Deferred tax asset (DTA), net	50,068	0
Other assets	11,947	10,865
Total assets	1,406,219	1,301,417
LIABILITIES & STOCKHOLDERS' EQUITY
Demand	431,079	410,258
Interest bearing demand	544,668	496,674
Savings	50,258	40,030
Time	141,315	129,272
Total deposits	1,167,320	1,076,234
FHLB borrowings	27,000	60,000
Other liabilities	23,184	24,408
Total liabilities	1,217,504	1,160,642
Stockholders' equity:
Preferred stock, no par value; 5,000,000 shares authorized; none issued or outstanding	0	0
Common stock, no par value; 100,000,000 shares authorized; 47,592,061 issued and outstanding (47,326,306 in 2012)	330,839	330,024
Accumulated deficit	(142,088)	(192,933)
Accumulated other comprehensive income	(36)	3,684
Total stockholders' equity	188,715	140,775
Total liabilities and stockholders' equity	$ 1,406,219	$ 1,301,417