Regulatory Matters (Tables)

6 Months Ended

Jun. 30, 2013

Regulated Operations [Abstract]

Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]

Bancorp’s actual and required capital amounts and ratios as of June 30, 2013 and December 31, 2012 are presented in the following table (dollars in thousands): 

	Actual				Regulatory minimum to be "adequately capitalized"				Regulatory minimum to be "well capitalized" under prompt corrective action provisions
	Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
June 30, 2013
Tier 1 leverage (to average assets)	$	138,963	10.9	%	$	51,051	4.0	%	$	127,628	10.0	%	(1)
Tier 1 capital (to risk-weighted assets)	138,963		13.4		41,576		4.0		62,365		6.0
Total capital (to risk-weighted assets)	152,086		14.6		83,153		8.0		103,941		10.0
December 31, 2012
Tier 1 leverage (to average assets)	$	136,960	10.4	%	$	52,470	4.0	%	$	131,174	10.0	%	(1)
Tier 1 capital (to risk-weighted assets)	136,960		14.1		38,811		4.0		58,216		6.0
Total capital (to risk-weighted assets)	149,296		15.4		77,621		8.0		97,027		10.0

 (1) Pursuant to the Written Agreement, in order to be deemed "well capitalized", Bancorp must maintain a Tier 1 leverage ratio of at least 10.00% The Written Agreement was terminated effective July 8, 2013

The Bank’s actual and required capital amounts and ratios are presented in the following table (dollars in thousands):

	Actual				Regulatory minimum to be "adequately capitalized"				Regulatory minimum to be "well capitalized" under prompt corrective action provisions
	Capital Amount		Ratio		Capital Amount		Ratio		Capital Amount		Ratio
June 30, 2013
Tier 1 leverage (to average assets)	$	139,363	10.9	%	$	51,125	4.0	%	$	127,813	10.0	%	(2)
Tier 1 capital (to risk-weighted assets)	139,363		13.4		41,759		4.0		62,638		6.0
Total capital (to risk-weighted assets)	152,542		14.6		83,518		8.0		104,397		10.0
December 31, 2012
Tier 1 leverage (to average assets)	$	136,658	10.4	%	$	52,457	4.0	%	$	131,142	10.0	%	(1)
Tier 1 capital (to risk-weighted assets)	136,658		14.1		38,803		4.0		58,205		6.0
Total capital (to risk-weighted assets)	148,991		15.4		77,607		8.0		97,008		10.0

 (1) Pursuant to the MOU, in order to be deemed "well capitalized", the Bank must maintain a Tier 1 leverage ratio of at least 10.00%

 (2) Pursuant to the Order, in order to be deemed "well capitalized", the Bank must maintain a Tier 1 leverage ratio of at least 10.00%. The Order was terminated effective March 7, 2013.