Financial information for the Company’s reportable segments for the three and nine months ended or at December 31, 2015 and 2014 is summarized in the following tables:

					Valuation
	United				adjustments and			Consolidated
	States		Canada		reclassifications			Total
	(U.S. dollars in millions)
Three months ended December 31, 2015
Revenues:
Direct financing leases	$	-	$	16	$	-		$	16
Retail		260		37		-			297
Dealer		27		3		-			30
Operating leases		1,262		136		-			1,398
Total revenues		1,549		192		-			1,741
Depreciation on operating leases		1,007		112		-			1,119
Interest expense		131		17		-			148
Realized losses on derivatives and foreign currency denominated debt		4		7		(11	)		-
Net revenues		407		56		11			474
Gain on disposition of lease vehicles		3		1		-			4
Other income		25		1		-			26
Total net revenues		435		58		11			504
Expenses:
General and administrative expenses		85		13		-			98
Provision for credit losses		39		4		-			43
Early termination loss on operating leases		-		1		-			1
Loss on lease residual values		-		4		-			4
Loss on derivative instruments		-		-		65			65
Gain on foreign currency revaluation of debt		-		-		(71	)		(71	)
Income before income taxes	$	311	$	36	$	17		$	364
Nine months ended December 31, 2015
Revenues:
Direct financing leases	$	-	$	59	$	-		$	59
Retail		789		110		-			899
Dealer		80		10		-			90
Operating leases		3,705		354		-			4,059
Total revenues		4,574		533		-			5,107
Depreciation on operating leases		2,946		290		-			3,236
Interest expense		376		55		-			431
Realized losses on derivatives and foreign currency denominated debt		10		21		(31	)		-
Net revenues		1,242		167		31			1,440
Gain on disposition of lease vehicles		30		4		-			34
Other income		72		2		-			74
Total net revenues		1,344		173		31			1,548
Expenses:
General and administrative expenses		263		38		-			301
Provision for credit losses		97		12		-			109
Early termination loss on operating leases		27		3		-			30
Loss on lease residual values		-		7		-			7
Loss on derivative instruments		-		-		62			62
Gain on foreign currency revaluation of debt		-		-		(36	)		(36	)
Income before income taxes	$	957	$	113	$	5		$	1,075
December 31, 2015
Total finance receivables	$	31,182	$	4,543	$	-		$	35,725
Total operating lease assets		24,591		2,629		-			27,220
Total assets		58,212		7,259		-			65,471

						Valuation
	United					adjustments and			Consolidated
	States			Canada		reclassifications			Total
	(U.S. dollars in millions)
Three months ended December 31, 2014
Revenues:
Direct financing leases	$	-		$	34	$	-		$	34
Retail		281			41		-			322
Dealer		26			3		-			29
Operating leases		1,165			68		-			1,233
Total revenues		1,472			146		-			1,618
Depreciation on operating leases		929			57		-			986
Interest expense		117			25		-			142
Realized losses on derivatives and foreign currency denominated debt		3			5		(8	)		-
Net revenues		423			59		8			490
Gain/(Loss) on disposition of lease vehicles		(2	)		2		-			-
Other income		25			1		-			26
Total net revenues		446			62		8			516
Expenses:
General and administrative expenses		87			12		-			99
Provision for credit losses		30			4		-			34
Early termination loss on operating leases		10			1		-			11
Loss on lease residual values		-			2		-			2
Loss on derivative instruments		-			-		61			61
Loss on foreign currency revaluation of debt		-			-		(71	)		(71	)
Income before income taxes	$	319		$	43	$	18		$	380
Nine months ended December 31, 2014
Revenues:
Direct financing leases	$	-		$	109	$	-		$	109
Retail		859			126		-			985
Dealer		77			11		-			88
Operating leases		3,409			166		-			3,575
Total revenues		4,345			412		-			4,757
Depreciation on operating leases		2,695			137		-			2,832
Interest expense		365			73		-			438
Realized (gains)/losses on derivatives and foreign currency denominated debt		(3	)		17		(14	)		-
Net revenues		1,288			185		14			1,487
Gain on disposition of lease vehicles		31			7		-			38
Other income		72			2		-			74
Total net revenues		1,391			194		14			1,599
Expenses:
General and administrative expenses		258			40		-			298
Provision for credit losses		76			9		-			85
Early termination loss on operating leases		27			2		-			29
Loss on lease residual values		-			4		-			4
Loss on derivative instruments		-			-		193			193
Loss on foreign currency revaluation of debt		-			-		(250	)		(250	)
Income before income taxes	$	1,030		$	139	$	71		$	1,240
December 31, 2014
Total finance receivables	$	34,086		$	6,117	$	-		$	40,203
Total operating lease assets		22,421			1,496		-			23,917
Total assets		58,278			7,703		-			65,981