SCHEDULE III

THE TRAVELERS COMPANIES, INC. AND SUBSIDIARIES

Supplementary Insurance Information (1)

2011-2013

(in millions)

Segment	Deferred Acquisition Costs		Claims and Claim Adjustment Expense Reserves		Unearned Premiums		Earned Premiums		Net Investment Income (2)		Claims and Claim Adjustment Expenses		Amortization of Deferred Acquisition Costs		Other Operating Expenses (3)		Net Written Premiums
2013
Business and International Insurance	$	1,046	$	43,181	$	7,170	$	13,332	$	2,087	$	8,285	$	2,158	$	2,369	$	13,512
Bond & Specialty Insurance	213		3,921		1,264		1,981		260		695		378		388		2,030
Personal Insurance	545		3,763		3,416		7,324		369		4,327		1,285		980		7,225

Total—Reportable Segments	1,804		50,865		11,850		22,637		2,716		13,307		3,821		3,737		22,767
Other	—		30		—		—		—		—		—		381		—

Consolidated	$	1,804	$	50,895	$	11,850	$	22,637	$	2,716	$	13,307	$	3,821	$	4,118	$	22,767

2012
Business and International Insurance	$	959	$	41,979	$	6,438	$	12,779	$	2,205	$	8,383	$	2,100	$	2,304	$	12,929
Bond & Specialty Insurance	209		4,064		1,254		1,957		280		788		373		383		1,924
Personal Insurance	624		4,845		3,549		7,621		404		5,505		1,437		900		7,594

Total—Reportable Segments	1,792		50,888		11,241		22,357		2,889		14,676		3,910		3,587		22,447
Other	—		34		—		—		—		—		—		401		—

Consolidated	$	1,792	$	50,922	$	11,241	$	22,357	$	2,889	$	14,676	$	3,910	$	3,988	$	22,447

2011
Business and International Insurance	$	939	$	42,683	$	6,228	$	12,545	$	2,173	$	9,151	$	2,055	$	2,223	$	12,489
Bond & Specialty Insurance	209		4,303		1,297		1,956		282		783		363		369		1,953
Personal Insurance	638		4,367		3,577		7,589		424		6,342		1,458		908		7,745

Total—Reportable Segments	1,786		51,353		11,102		22,090		2,879		16,276		3,876		3,500		22,187
Other	—		39		—		—		—		—		—		442		—

Consolidated	$	1,786	$	51,392	$	11,102	$	22,090	$	2,879	$	16,276	$	3,876	$	3,942	$	22,187

(1) See note 1, Nature of Operations, of notes to the Company’s consolidated financial statements for discussion of the realignment of reportable business segments made pursuant to a realignment of the Company’s management team, effective July 1, 2014.

(2) See note 2 of notes to the Company’s consolidated financial statements for discussion of the method used to allocate net investment income and invested assets to the identified segments.

(3) Expense allocations are determined in accordance with prescribed statutory accounting practices. These practices make a reasonable allocation of all expenses to those product lines with which they are associated.