-----BEGIN PRIVACY-ENHANCED MESSAGE-----
Proc-Type: 2001,MIC-CLEAR
Originator-Name: webmaster@www.sec.gov
Originator-Key-Asymmetric:
 MFgwCgYEVQgBAQICAf8DSgAwRwJAW2sNKK9AVtBzYZmr6aGjlWyK3XmZv3dTINen
 TWSM7vrzLADbmYQaionwg5sDW3P6oaM5D3tdezXMm7z1T+B+twIDAQAB
MIC-Info: RSA-MD5,RSA,
 J+XpSsam8sQnkOy6es8vU5sBMJ/Hj1NhUldnTD7gSSFcNCuts53MObRZTBX+lgX5
 DxXuiWdQt3llZqgZvkIGgA==

<SEC-DOCUMENT>0000000000-06-050422.txt : 20061211
<SEC-HEADER>0000000000-06-050422.hdr.sgml : 20061211
<ACCEPTANCE-DATETIME>20061018141230
<PRIVATE-TO-PUBLIC>
ACCESSION NUMBER:		0000000000-06-050422
CONFORMED SUBMISSION TYPE:	UPLOAD
PUBLIC DOCUMENT COUNT:		1
FILED AS OF DATE:		20061018

FILED FOR:		

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			ST PAUL TRAVELERS COMPANIES INC
		CENTRAL INDEX KEY:			0000086312
		STANDARD INDUSTRIAL CLASSIFICATION:	FIRE, MARINE & CASUALTY INSURANCE [6331]
		IRS NUMBER:				410518860
		STATE OF INCORPORATION:			MN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		UPLOAD

	BUSINESS ADDRESS:	
		STREET 1:		385 WASHINGTON ST
		CITY:			SAINT PAUL
		STATE:			MN
		ZIP:			55102
		BUSINESS PHONE:		6123107911

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ST PAUL FIRE & MARINE INSURANCE CO/MD
		DATE OF NAME CHANGE:	19990219

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ST PAUL COMPANIES INC/MN/
		DATE OF NAME CHANGE:	19990219

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	ST PAUL COMPANIES INC /MN/
		DATE OF NAME CHANGE:	19920703
PUBLIC REFERENCE ACCESSION NUMBER:		0001104659-06-012299
</SEC-HEADER>
<DOCUMENT>
<TYPE>LETTER
<SEQUENCE>1
<FILENAME>filename1.pdf
<TEXT>
<PDF>
begin 644 filename1.pdf
M)5!$1BTQ+C0-)>+CS],-"C8@,"!O8FH@/#PO3&EN96%R:7IE9"`Q+TP@,3`Q
M-#8O3R`X+T4@-C`S,2].(#$O5"`Y.3@P+T@@6R`U-38@,38R73X^#65N9&]B
M:@T@("`@("`@("`@("`@("`@("`@("`@#0IX<F5F#0HV(#$S#0HP,#`P,#`P
M,#$V(#`P,#`P(&X-"C`P,#`P,#`W,3@@,#`P,#`@;@T*,#`P,#`P,#<Y-"`P
M,#`P,"!N#0HP,#`P,#`P.3(P(#`P,#`P(&X-"C`P,#`P,#$P-#`@,#`P,#`@
M;@T*,#`P,#`P,30W.2`P,#`P,"!N#0HP,#`P,#`R,S0T(#`P,#`P(&X-"C`P
M,#`P,#(S-S@@,#`P,#`@;@T*,#`P,#`P,C<Y-B`P,#`P,"!N#0HP,#`P,#`U
M-#8U(#`P,#`P(&X-"C`P,#`P,#4W,#<@,#`P,#`@;@T*,#`P,#`P-3DU-2`P
M,#`P,"!N#0HP,#`P,#`P-34V(#`P,#`P(&X-"G1R86EL97(-"CP\+U-I>F4@
M,3DO4')E=B`Y.3<P+U)O;W0@-R`P(%(O26YF;R`U(#`@4B])1%L\1$,S1CDT
M-S4Y,$$R149"1D4U-#<R1C$Y034Q1D-%-$0^/#4X-38Y-D5"-S,R,3DS-$-"
M,S$V-S!!0C<S,S9$03DP/ET^/@T*<W1A<G1X<F5F#0HP#0HE)45/1@T*("`@
M("`@("`@("`@("`@("`-"C$X(#`@;V)J/#PO3&5N9W1H(#<Y+T9I;'1E<B]&
M;&%T941E8V]D92])(#DV+TP@.#`O4R`S.3X^<W1R96%M#0IXVF)@8.!B8&"J
M8``"D5(&5,`$Q"P,'`<8%9`$N:"8@4&)@8?U0)ADL#T#8\.2#1=X$[3`PHP,
M#&)OH;HM@)B5@4&U!"+.<`<@P`"T:@GZ#0IE;F1S=')E86T-96YD;V)J#3<@
M,"!O8FH\/"]-971A9&%T82`T(#`@4B]086=E<R`S(#`@4B]4>7!E+T-A=&%L
M;V<O4&%G94QA8F5L<R`Q(#`@4CX^#65N9&]B:@TX(#`@;V)J/#PO0W)O<$)O
M>%LP(#`@-C$R(#<Y,ETO4&%R96YT(#,@,"!2+T-O;G1E;G1S(#$Q(#`@4B]2
M;W1A=&4@,"]-961I84)O>%LP(#`@-C$R(#<Y,ETO4F5S;W5R8V5S(#D@,"!2
M+U1Y<&4O4&%G93X^#65N9&]B:@TY(#`@;V)J/#PO0V]L;W)3<&%C93P\+T-S
M-B`Q,B`P(%(^/B]&;VYT/#PO5%0R(#$P(#`@4B]45#0@,3,@,"!2/CXO4')O
M8U-E=%LO4$1&+U1E>'1=+T5X=$=3=&%T93P\+T=3,2`Q-R`P(%(^/CX^#65N
M9&]B:@TQ,"`P(&]B:CP\+U-U8G1Y<&4O5')U951Y<&4O1F]N=$1E<V-R:7!T
M;W(@,34@,"!2+TQA<W1#:&%R(#$R,2]7:61T:'-;,C4P(#`@,"`P(#`@,"`P
M(#`@,"`P(#`@,"`R-3`@,S,S(#(U,"`P(#4P,"`U,#`@-3`P(#4P,"`P(#4P
M,"`U,#`@,"`U,#`@,"`R-S@@,"`P(#`@,"`P(#`@-S(R(#8V-R`V-C<@-S(R
M(#8Q,2`U-38@,"`P(#,S,R`S.#D@-S(R(#`@.#@Y(#`@-S(R(#4U-B`P(#`@
M-34V(#8Q,2`W,C(@-S(R(#DT-"`P(#`@,"`P(#`@,"`P(#`@,"`T-#0@-3`P
M(#0T-"`U,#`@-#0T(#,S,R`U,#`@-3`P(#(W."`P(#4P,"`R-S@@-S<X(#4P
M,"`U,#`@-3`P(#`@,S,S(#,X.2`R-S@@-3`P(#4P,"`W,C(@-3`P(#4P,%TO
M0F%S949O;G0O5&EM97-.97=2;VUA;E!3350O1FER<W1#:&%R(#,R+T5N8V]D
M:6YG+U=I;D%N<VE%;F-O9&EN9R]4>7!E+T9O;G0^/@UE;F1O8FH-,3$@,"!O
M8FH\/"],96YG=&@@-SDV+T9I;'1E<B]&;&%T941E8V]D93X^<W1R96%M#0I(
MB;142W.;,!"^\ROVB#I!D<#BD5OS<*?)I.G4:C.=3`^4"$-K0P9PTOS[KB0#
M-G':7AH?6"G:;[_]]G'\;L%AV3JGTCF6T@<.,G>X#PQ_^$D81+,934*0:X?!
MTO%I$`F0&1[DD^,"$/D#;2\`>:[O,KS;7G'*A;ZU%_+-/QF,,L8BC>/UYI-S
MYWXI4YBG65NN24R%6ZX4I-4]?*8+"M=IN0+R35X:_Y&;N5]T]0.$C#/X)Q;_
M^>\FZ^KOJ@$>'X'/6&@"'Y^U(62ME1S:K!HY:<5?ERD890JL3-<-A<OT&5"5
M.0FU4`3+D+AMH77C;DKP>>)6HUS:F8\XW"AW5I0JAXM?*MMTY:."FSPO,Z2]
M&UR,3L(&EX5"N2E\3#<KD$WZJ%:J:>&,1$BD)MX,/YI&X#X0AG9:E:J%]Q41
M>,CH/J>9J2-:/K?H02S@EB34MTG$F%-9+;NZPIB-4MU?4NJ)'<%U656JK;L4
MZR$$9_Z0UDY;F[I(.;/S8)LY-"VN(?T!'4?$L/ND3@"E]@5_589Z_=!GG%%#
M=F?@$BH"+'\_0P=9>/;5,%>3'N!;H9"''PFMT+QNUL"9=P5YW<"\;+-T!5]5
MVL!%=:_N89!LKX>V_NZYRM1:-VN`!0I<;CI6'!BTT66NY_)#30'9>)S%23P\
M'Y+Q=R4-QD2F%;M#`LA4=S0RQ_Z-L'%3W<[<K4YZ_;;2O!RAB(8(_IJB`XFE
MX]F7DVTUE7F'76*0;A446%K(L*PKU:&:]::!1CV6Z@GJ')[U42-Q01/>,]EO
M'K9M'ETG$KNZ5,0+L7!79KD9_*J&?--T!=8!0^EGJNI:*ZO'8X.]1Y6/RY-O
MEV?:05?@.HC<LH4.5RCVD:O,#-)#B_/%MO&IW?EWPX)<$"PXQV$LT9A%R+DB
MI@4R?8[QK'JC,88YBP#/J][CV7H<V<\^D3\LZ9=D+C5BLDMFK3&U`1;\K?[X
M^*+K7_RT_YC2;WNHVIZK";DQZ``Y9#P86]_-'L00>1IRV8?`CW!/#6PO6MI#
M3M4M=IR8>V:=BDE.@^2Y,0Y*?"&=WP(,`%49S,\*#0IE;F1S=')E86T-96YD
M;V)J#3$R(#`@;V)J6R])0T-"87-E9"`Q-"`P(%)=#65N9&]B:@TQ,R`P(&]B
M:CP\+U-U8G1Y<&4O5')U951Y<&4O1F]N=$1E<V-R:7!T;W(@,38@,"!2+TQA
M<W1#:&%R(#$Q."]7:61T:'-;,C4P(#`@,"`P(#`@,"`P(#`@,"`P(#`@,"`R
M-3`@,S,S(#(U,"`P(#4P,"`U,#`@-3`P(#4P,"`P(#4P,"`P(#`@-3`P(#4P
M,"`S,S,@,"`P(#`@,"`P(#`@,"`P(#<R,B`W,C(@-C8W(#8Q,2`P(#`@,S@Y
M(#`@-S<X(#`@,"`W,C(@,"`V,3$@,"`W,C(@-34V(#8V-R`P(#`@,"`P(#<R
M,B`P(#`@,"`P(#`@,"`P(#4P,"`U-38@-#0T(#4U-B`T-#0@,S,S(#`@-34V
M(#(W."`P(#`@,C<X(#@S,R`U-38@-3`P(#4U-B`P(#0T-"`S.#D@,S,S(#4U
M-B`U,#!=+T)A<V5&;VYT+U1I;65S3F5W4F]M86Y04RU";VQD350O1FER<W1#
M:&%R(#,R+T5N8V]D:6YG+U=I;D%N<VE%;F-O9&EN9R]4>7!E+T9O;G0^/@UE
M;F1O8FH-,30@,"!O8FH\/"],96YG=&@@,C4W-2]&:6QT97(O1FQA=&5$96-O
M9&4O3B`S+T%L=&5R;F%T92]$979I8V521T(^/G-T<F5A;0T*2(F<EGE44W<6
MQW]OR9Z0E;##8PU;@+`&D#5L89$=!%$(20@!$D)(V`5!1`44142$JI4RUFUT
M1D]%G2ZN8ZT.UGWJT@/U,.KH.+06UXZ=%SA'G4YGIM/O'^_W.?=W[^_=W[WW
MG?,`H">EJK75,`L`C=:@STJ,Q185%&*D"0`#"B`"$0`R>:TN+3LA!^"2QDNP
M6MP)_(N>7@>0:;TB3,K`,/#_B2W7Z0T`0!DX!RB4M7*<.W&NJC?H3/89G'FE
ME2:&41/K\01QMC2Q:IZ]YWSF.=K$"HU6@;,I9YU"HS#Q:9Q7UQF5.".I.'?5
MJ97U.%_%V:7*J%'C_-P4JU'*:@%`Z2:[02DOQ]D/9[H^)TN"\P(`R'35.USZ
M#AN4#0;3I235ND:]6E5NP-SE'I@H-%2,)2GKJY0&@S!#)J^4Z168I%JCDVD;
M`9B_\YPXIMIB>)&#1:'!P4)_']$[A?JOF[]0IM[.TY/,N9Y!_`MO;3_G5ST*
M@'@6K\WZM[;2+0",KP3`\N9;F\O[`##QOAV^^,Y]^*9Y*3<8=&&^OO7U]3YJ
MI=S'5-`W^I\.OT#OO,_'=-R;\F!QRC*9L<J`F>HFKZZJ-NJQ6IU,KL2$/QWB
M7QWX\WEX9RG+E'JE%H_(PZ=,K57A[=8JU`9UM193:_]3$W]EV$\T/]>XN&.O
M`:_8![`N\@#RMPL`Y=(`4K0-WX'>]"V5D@<R\#7?X=[\W,\)^O=3X3[3HU:M
MFHN39.5@<J.^;G[/]%D"`J`")N`!*V`/G($[$`)_$`+"032(!\D@'>2``K`4
MR$$YT``]J`<MH!UT@1ZP'FP"PV`[&`.[P7YP$(R#C\$)\$=P'GP)KH%;8!),
M@X=@!CP%KR`((D$,B`M900Z0*^0%^4-B*!**AU*A+*@`*H%4D!8R0BW0"J@'
MZH>&H1W0;NCWT%'H!'0.N@1]!4U!#Z#OH)<P`M-A'FP'N\&^L!B.@5/@''@)
MK()KX":X$UX'#\&C\#[X,'P"/@]?@R?AA_`L`A`:PD<<$2$B1B1(.E*(E"%Z
MI!7I1@:1460_<@PYBUQ!)I%'R`N4B')1#!6BX6@2FHO*T1JT%>U%A]%=Z&'T
M-'H%G4)GT-<$!L&6X$4((T@)BP@J0CVABS!(V$GXB'"&<(TP37A*)!+Y1`$Q
MA)A$+"!6$)N)O<2MQ`/$X\1+Q+O$61*)9$7R(D60TDDRDH'41=I"VD?ZC'29
M-$UZ3J:1'<C^Y`1R(5E+[B`/DO>0/R5?)M\COZ*P**Z4,$HZ14%II/11QBC'
M*!<ITY175#950(V@YE`KJ.W4(>I^ZAGJ;>H3&HWF1`NE9=+4M.6T(=KO:)_3
MIF@OZ!RZ)UU"+Z(;Z>OH']*/T[^B/V$P&&Z,:$8AP\!8Q]C-.,7XFO'<C&OF
M8R8U4YBUF8V8'3:[;/:826&Z,F.82YE-S$'F(>9%YB,6A>7&DK!DK%;6".LH
MZP9KELUEB]CI;`V[E[V'?8Y]GT/BN''B.0I.)^<#SBG.72["=>9*N'+N"NX8
M]PQWFD?D"7A27@6OA_=;W@1OQIQC'FB>9]Y@/F+^B?DD'^&[\:7\*GX?_R#_
M.O^EA9U%C(728HW%?HO+%L\L;2RC+966W98'+*]9OK3"K.*M*JTV6(U;W;%&
MK3VM,ZWKK;=9G[%^9,.S";>1VW3;'+2Y:0O;>MIFV3;;?F![P7;6SMXNT4YG
MM\7NE-TC>[Y]M'V%_8#]I_8/'+@.D0YJAP&'SQS^BIEC,5@5-H2=QF8<;1V3
M'(V..QPG'%\Y"9QRG3J<#CC=<:8ZBYW+G`><3SK/N#BXI+FTN.QUN>E*<16[
MEKMN=CWK^LQ-X);OMLIMW.V^P%(@%30)]@INNS/<H]QKW$?=KWH0/<0>E1Y;
M/;[TA#V#/,L]1SPO>L%>P5YJKZU>E[P)WJ'>6N]1[QM"NC!&6"?<*YSRX?ND
M^G3XC/L\]G7Q+?3=X'O6][5?D%^5WYC?+1%'E"SJ$!T3?>?OZ2_W'_&_&L`(
M2`AH"S@2\&V@5Z`R<%O@GX.X06E!JX).!OTC."18'[P_^$&(2TA)R'LA-\0\
M<8:X5_QY*"$T-K0M]./0%V'!88:P@V%_#Q>&5X;O";^_0+!`N6!LP=T(IPA9
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M>>\7:T5KA];^N*YLW41?<-^V]<3UVO77-T1MV-7/[F_JO[LQ;>/A`6R@>^#[
M3<6;S@T&#F[?3-ULW#PYE/I/`*0!6_Z8N)DDF9"9_)IHFM6;0INOG!R<B9SW
MG62=TIY`GJZ?'9^+G_J@::#8H4>AMJ(FHI:C!J-VH^:D5J3'I3BEJ:8:IHNF
M_:=NI^"H4JC$J3>IJ:H<JH^K`JMUJ^FL7*S0K42MN*XMKJ&O%J^+L`"P=;#J
ML6"QUK)+LL*S.+.NM"6TG+43M8JV`;9YMO"W:+?@N%FXT;E*N<*Z.[JUNRZ[
MI[PAO)N]%;V/O@J^A+[_OWJ_]<!PP.S!9\'CPE_"V\-8P]3$4<3.Q4O%R,9&
MQL/'0<>_R#W(O,DZR;G*.,JWRS;+MLPUS+7--<VUSC;.ML\WS[C0.="ZT3S1
MOM(_TL'31-/&U$G4R]5.U='65=;8UUS7X-ADV.C9;-GQVG;:^]N`W`7<BMT0
MW9;>'-ZBWRG?K^`VX+WA1.',XE/BV^-CX^OD<^3\Y83F#>:6YQ_GJ>@RZ+SI
M1NG0ZEOJY>MPZ_OLANT1[9SN*.ZT[T#OS/!8\.7Q<O'_\HSS&?.G]#3TPO50
M]=[V;?;[]XKX&?BH^3CYQ_I7^N?[=_P'_)C]*?VZ_DO^W/]M__\"#`#WA//[
M"@T*96YD<W1R96%M#65N9&]B:@TQ-2`P(&]B:CP\+U-T96U6(#@R+T9O;G1.
M86UE+U1I;65S3F5W4F]M86Y04TU4+T9O;G13=')E=&-H+TYO<FUA;"]&;VYT
M5V5I9VAT(#0P,"]&;&%G<R`S-"]$97-C96YT("TR,38O1F]N=$)";WA;+34V
M."`M,S`W(#(P,#`@,3`P-UTO07-C96YT(#@Y,2]&;VYT1F%M:6QY*%1I;65S
M($YE=R!2;VUA;BDO0V%P2&5I9VAT(#8U-B]82&5I9VAT("TU-#8O5'EP92]&
M;VYT1&5S8W)I<'1O<B])=&%L:6-!;F=L92`P/CX-96YD;V)J#3$V(#`@;V)J
M/#PO4W1E;58@,3,V+T9O;G1.86UE+U1I;65S3F5W4F]M86Y04RU";VQD350O
M1F]N=%-T<F5T8V@O3F]R;6%L+T9O;G1796EG:'0@-S`P+T9L86=S(#,T+T1E
M<V-E;G0@+3(Q-B]&;VYT0D)O>%LM-34X("TS,#<@,C`P,"`Q,#(V72]!<V-E
M;G0@.#DQ+T9O;G1&86UI;'DH5&EM97,@3F5W(%)O;6%N*2]#87!(96EG:'0@
M-C4V+UA(96EG:'0@+34T-B]4>7!E+T9O;G1$97-C<FEP=&]R+TET86QI8T%N
M9VQE(#`^/@UE;F1O8FH-,3<@,"!O8FH\/"]/4$T@,2]/4"!F86QS92]O<"!F
M86QS92]4>7!E+T5X=$=3=&%T92]302!F86QS92]332`P+C`R/CX-96YD;V)J
M#3$@,"!O8FH\/"].=6US6S`@,B`P(%)=/CX-96YD;V)J#3(@,"!O8FH\/"]3
M+T0^/@UE;F1O8FH-,R`P(&]B:CP\+T-O=6YT(#$O5'EP92]086=E<R]+:61S
M6S@@,"!273X^#65N9&]B:@TT(#`@;V)J/#PO4W5B='EP92]834PO3&5N9W1H
M(#,U,S<O5'EP92]-971A9&%T83X^<W1R96%M#0H\/WAP86-K970@8F5G:6X]
M(N^[OR(@:60](E<U33!-<$-E:&E(>G)E4WI.5&-Z:V,Y9"(_/@H\>#IX;7!M
M971A('AM;&YS.G@](F%D;V)E.FYS.FUE=&$O(B!X.GAM<'1K/2(S+C$M-S`Q
M(CX*("`@/')D9CI21$8@>&UL;G,Z<F1F/2)H='1P.B\O=W=W+G<S+F]R9R\Q
M.3DY+S`R+S(R+7)D9BUS>6YT87@M;G,C(CX*("`@("`@/')D9CI$97-C<FEP
M=&EO;B!R9&8Z86)O=70](B(*("`@("`@("`@("`@>&UL;G,Z<&1F/2)H='1P
M.B\O;G,N861O8F4N8V]M+W!D9B\Q+C,O(CX*("`@("`@("`@/'!D9CI0<F]D
M=6-E<CY!8W)O8F%T($1I<W1I;&QE<B`W+C`@*%=I;F1O=W,I/"]P9&8Z4')O
M9'5C97(^"B`@("`@(#PO<F1F.D1E<V-R:7!T:6]N/@H@("`@("`\<F1F.D1E
M<V-R:7!T:6]N(')D9CIA8F]U=#TB(@H@("`@("`@("`@("!X;6QN<SIX87`]
M(FAT='`Z+R]N<RYA9&]B92YC;VTO>&%P+S$N,"\B/@H@("`@("`@("`\>&%P
M.D-R96%T;W)4;V]L/E!38W)I<'0U+F1L;"!697)S:6]N(#4N,BXR/"]X87`Z
M0W)E871O<E1O;VP^"B`@("`@("`@(#QX87`Z36]D:69Y1&%T93XR,#`V+3$P
M+3$X5#$T.C$R.C$Q+3`T.C`P/"]X87`Z36]D:69Y1&%T93X*("`@("`@("`@
M/'AA<#I#<F5A=&5$871E/C(P,#8M,3`M,3A4,30Z,3(Z,3$M,#0Z,#`\+WAA
M<#I#<F5A=&5$871E/@H@("`@("`\+W)D9CI$97-C<FEP=&EO;CX*("`@("`@
M/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*("`@("`@("`@("`@>&UL
M;G,Z9&,](FAT='`Z+R]P=7)L+F]R9R]D8R]E;&5M96YT<R\Q+C$O(CX*("`@
M("`@("`@/&1C.F9O<FUA=#YA<'!L:6-A=&EO;B]P9&8\+V1C.F9O<FUA=#X*
M("`@("`@("`@/&1C.G1I=&QE/@H@("`@("`@("`@("`\<F1F.D%L=#X*("`@
M("`@("`@("`@("`@/')D9CIL:2!X;6PZ;&%N9STB>"UD969A=6QT(CY-:6-R
M;W-O9G0@5V]R9"`M(%-05$Y&0RYD;V,\+W)D9CIL:3X*("`@("`@("`@("`@
M/"]R9&8Z06QT/@H@("`@("`@("`\+V1C.G1I=&QE/@H@("`@("`@("`\9&,Z
M8W)E871O<CX*("`@("`@("`@("`@/')D9CI397$^"B`@("`@("`@("`@("`@
M(#QR9&8Z;&D^:6=N871I/"]R9&8Z;&D^"B`@("`@("`@("`@(#PO<F1F.E-E
M<3X*("`@("`@("`@/"]D8SIC<F5A=&]R/@H@("`@("`\+W)D9CI$97-C<FEP
M=&EO;CX*("`@("`@/')D9CI$97-C<FEP=&EO;B!R9&8Z86)O=70](B(*("`@
M("`@("`@("`@>&UL;G,Z>&%P34T](FAT='`Z+R]N<RYA9&]B92YC;VTO>&%P
M+S$N,"]M;2\B/@H@("`@("`@("`\>&%P34TZ1&]C=6UE;G1)1#YU=6ED.C5D
M,68X-#8S+6(Q9F$M-#(T8BTX.6-A+30R,F$S.#<S,3-F-#PO>&%P34TZ1&]C
M=6UE;G1)1#X*("`@("`@("`@/'AA<$U-.DEN<W1A;F-E240^=75I9#HV.30Y
M-S`W.2TV,35A+30X8V0M.#4X,2TU830S.&-D.3EC868\+WAA<$U-.DEN<W1A
M;F-E240^"B`@("`@(#PO<F1F.D1E<V-R:7!T:6]N/@H@("`\+W)D9CI21$8^
M"CPO>#IX;7!M971A/@H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@(`H@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@"B`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@(`H@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@"B`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@("`@
M("`@("`@("`*("`@("`@("`@("`@("`@("`@("`@("`@("`@"CP_>'!A8VME
M="!E;F0](G<B/SX-"F5N9'-T<F5A;0UE;F1O8FH--2`P(&]B:CP\+T-R96%T
M:6]N1&%T92A$.C(P,#8Q,#$X,30Q,C$Q+3`T)S`P)RDO075T:&]R*&EG;F%T
M:2DO0W)E871O<BA04V-R:7!T-2YD;&P@5F5R<VEO;B`U+C(N,BDO4')O9'5C
M97(H06-R;V)A="!$:7-T:6QL97(@-RXP(%PH5VEN9&]W<UPI*2]-;V1$871E
M*$0Z,C`P-C$P,3@Q-#$R,3$M,#0G,#`G*2]4:71L92A-:6-R;W-O9G0@5V]R
M9"`M(%-05$Y&0RYD;V,I/CX-96YD;V)J#7AR968-"C`@-@T*,#`P,#`P,#`P
M,"`V-34S-2!F#0HP,#`P,#`V,#,Q(#`P,#`P(&X-"C`P,#`P,#8P-C0@,#`P
M,#`@;@T*,#`P,#`P-C`X-R`P,#`P,"!N#0HP,#`P,#`V,3,W(#`P,#`P(&X-
M"C`P,#`P,#DW-3`@,#`P,#`@;@T*=')A:6QE<@T*/#PO4VEZ92`V/CX-"G-T
587)T>')E9@T*,3$V#0HE)45/1@T*
`
end
</PDF>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
-----END PRIVACY-ENHANCED MESSAGE-----