Loans (Tables)

9 Months Ended

Sep. 30, 2018

Loans And Leases Receivable Disclosure [Abstract]

Loan Portfolio

	Principal Amount Outstanding		Net Deferred Loan (Fees) Costs			Loans, Net
September 30, 2018
Commercial business	$	537,160	$	782		$	537,942
Commercial mortgage		907,107		(2,096	)		905,011
Residential real estate loans		498,883		8,715			507,598
Residential real estate lines		108,227		2,977			111,204
Consumer indirect		878,316		31,118			909,434
Other consumer		16,975		167			17,142
Total	$	2,946,668	$	41,663			2,988,331
Allowance for loan losses							(33,955	)
Total loans, net						$	2,954,376
December 31, 2017
Commercial business	$	449,763	$	563		$	450,326
Commercial mortgage		810,851		(1,943	)		808,908
Residential real estate loans		457,761		7,522			465,283
Residential real estate lines		113,422		2,887			116,309
Consumer indirect		845,682		30,888			876,570
Other consumer		17,443		178			17,621
Total	$	2,694,922	$	40,095			2,735,017
Allowance for loan losses							(34,672	)
Total loans, net						$	2,700,345

Recorded Investment By Loan Class In Current And Nonaccrual Loans

	30-59 Days Past Due		60-89 Days Past Due		Greater Than 90 Days		Total Past Due		Nonaccrual		Current		Total Loans
September 30, 2018
Commercial business	$	364	$	—	$	—	$	364	$	2,203	$	534,593	$	537,160
Commercial mortgage		916		—		—		916		1,900		904,291		907,107
Residential real estate loans		871		55		—		926		2,057		495,900		498,883
Residential real estate lines		185		—		—		185		297		107,745		108,227
Consumer indirect		2,327		544		—		2,871		1,385		874,060		878,316
Other consumer		118		6		8		132		—		16,843		16,975
Total loans, gross	$	4,781	$	605	$	8	$	5,394	$	7,842	$	2,933,432	$	2,946,668
December 31, 2017
Commercial business	$	64	$	36	$	—	$	100	$	5,344	$	444,319	$	449,763
Commercial mortgage		56		375		—		431		2,623		807,797		810,851
Residential real estate loans		1,908		56		—		1,964		2,252		453,545		457,761
Residential real estate lines		349		—		—		349		404		112,669		113,422
Consumer indirect		2,806		672		—		3,478		1,895		840,309		845,682
Other consumer		174		15		11		200		2		17,241		17,443
Total loans, gross	$	5,357	$	1,154	$	11	$	6,522	$	12,520	$	2,675,880	$	2,694,922

Summary Of Impaired Loans

	Recorded Investment (1)		Unpaid Principal Balance (1)		Related Allowance		Average Recorded Investment		Interest Income Recognized
September 30, 2018
With no related allowance recorded:
Commercial business	$	1,155	$	2,090	$	—	$	1,307	$	—
Commercial mortgage		525		525		—		568		—
		1,680		2,615		—		1,875		—
With an allowance recorded:
Commercial business		1,183		1,183		431		2,931		—
Commercial mortgage		1,838		1,838		460		2,132		—
		3,021		3,021		891		5,063		—
	$	4,701	$	5,636	$	891	$	6,938	$	—
December 31, 2017
With no related allowance recorded:
Commercial business	$	1,635	$	2,370	$	—	$	853	$	—
Commercial mortgage		584		584		—		621		—
		2,219		2,954		—		1,474		—
With an allowance recorded:
Commercial business		3,853		3,853		2,056		4,468		—
Commercial mortgage		2,528		2,528		115		1,516		—
		6,381		6,381		2,171		5,984		—
	$	8,600	$	9,335	$	2,171	$	7,458	$	—

(1) Difference between recorded investment and unpaid principal balance represents partial charge-offs.

Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification

	Commercial Business		Commercial Mortgage
September 30, 2018
Uncriticized	$	505,865	$	889,608
Special mention		21,141		10,221
Substandard		10,154		7,278
Doubtful		—		—
Total	$	537,160	$	907,107
December 31, 2017
Uncriticized	$	429,692	$	791,127
Special mention		7,120		12,185
Substandard		12,951		7,539
Doubtful		—		—
Total	$	449,763	$	810,851

Retail Loan Portfolio Categorized By Payment Status

	Residential Real Estate Loans		Residential Real Estate Lines		Consumer Indirect		Other Consumer
September 30, 2018
Performing	$	496,826	$	107,930	$	876,931	$	16,967
Non-performing		2,057		297		1,385		8
Total	$	498,883	$	108,227	$	878,316	$	16,975
December 31, 2017
Performing	$	455,509	$	113,018	$	843,787	$	17,430
Non-performing		2,252		404		1,895		13
Total	$	457,761	$	113,422	$	845,682	$	17,443

Changes In The Allowance For Loan Losses

	Commercial Business		Commercial Mortgage		Residential Real Estate Loans		Residential Real Estate Lines		Consumer Indirect		Other Consumer		Total
September 30, 2018
Loans:
Ending balance	$	537,160	$	907,107	$	498,883	$	108,227	$	878,316	$	16,975	$	2,946,668
Evaluated for impairment:
Individually	$	2,338	$	2,363	$	—	$	—	$	—	$	—	$	4,701
Collectively	$	534,822	$	904,744	$	498,883	$	108,227	$	878,316	$	16,975	$	2,941,967
Allowance for loan losses:
Ending balance	$	14,231	$	5,422	$	1,305	$	212	$	12,355	$	430	$	33,955
Evaluated for impairment:
Individually	$	431	$	460	$	—	$	—	$	—	$	—	$	891
Collectively	$	13,800	$	4,962	$	1,305	$	212	$	12,355	$	430	$	33,064
September 30, 2017
Loans:
Ending balance	$	418,873	$	759,898	$	438,936	$	114,747	$	827,154	$	17,460	$	2,577,068
Evaluated for impairment:
Individually	$	7,126	$	2,459	$	—	$	—	$	—	$	—	$	9,585
Collectively	$	411,747	$	757,439	$	438,936	$	114,747	$	827,154	$	17,460	$	2,567,483
Allowance for loan losses:
Ending balance	$	15,749	$	3,727	$	1,161	$	157	$	13,217	$	336	$	34,347
Evaluated for impairment:
Individually	$	2,658	$	171	$	—	$	—	$	—	$	—	$	2,829
Collectively	$	13,091	$	3,556	$	1,161	$	157	$	13,217	$	336	$	31,518

	Commercial Business			Commercial Mortgage			Residential Real Estate Loans			Residential Real Estate Lines			Consumer Indirect			Other Consumer			Total
Three months ended September 30, 2018
Beginning balance	$	14,242		$	5,371		$	1,255		$	248		$	12,520		$	319		$	33,955
Charge-offs		(672	)		(113	)		(24	)		(23	)		(2,474	)		(301	)		(3,607	)
Recoveries		241			3			8			2			1,228			64			1,546
Provision (credit)		420			161			66			(15	)		1,081			348			2,061
Ending balance	$	14,231		$	5,422		$	1,305		$	212		$	12,355		$	430		$	33,955
Nine months ended September 30, 2018
Beginning balance	$	15,668		$	3,696		$	1,322		$	180		$	13,415		$	391		$	34,672
Charge-offs		(1,113	)		(117	)		(53	)		(124	)		(8,089	)		(969	)		(10,465	)
Recoveries		438			11			140			17			3,862			230			4,698
Provision (credit)		(762	)		1,832			(104	)		139			3,167			778			5,050
Ending balance	$	14,231		$	5,422		$	1,305		$	212		$	12,355		$	430		$	33,955

	Commercial Business			Commercial Mortgage			Residential Real Estate Loans			Residential Real Estate Lines			Consumer Indirect			Other Consumer			Total
Three months ended September 30, 2017
Beginning balance	$	14,622		$	3,906		$	1,247		$	232		$	12,833		$	319		$	33,159
Charge-offs		(130	)		—			(198	)		(21	)		(2,330	)		(230	)		(2,909	)
Recoveries		86			5			37			2			1,086			79			1,295
Provision (credit)		1,171			(184	)		75			(56	)		1,628			168			2,802
Ending balance	$	15,749		$	3,727		$	1,161		$	157		$	13,217		$	336		$	34,347
Nine months ended September 30, 2017
Beginning balance	$	7,225		$	10,315		$	1,478		$	303		$	11,311		$	302		$	30,934
Charge-offs		(1,908	)		(10	)		(298	)		(64	)		(7,343	)		(620	)		(10,243	)
Recoveries		332			257			85			58			3,259			250			4,241
Provision (credit)		10,100			(6,835	)		(104	)		(140	)		5,990			404			9,415
Ending balance	$	15,749		$	3,727		$	1,161		$	157		$	13,217		$	336		$	34,347