Loans (Tables)

12 Months Ended

Dec. 31, 2015

Loans [Abstract]

Loan Portfolio

		Principal		Net Deferred
		Amount		Loan (Fees)
		Outstanding		Costs			Loans, Net
2015
Commercial business	$	313,475	$	283		$	313,758
Commercial mortgage		567,481		(1,380	)		566,101
Residential mortgage		98,302		7			98,309
Home equity		402,487		7,625			410,112
Consumer indirect		652,494		24,446			676,940
Other consumer		18,361		181			18,542
Total	$	2,052,600	$	31,162			2,083,762
Allowance for loan losses							(27,085	)
Total loans, net						$	2,056,677
2014
Commercial business	$	267,377	$	32		$	267,409
Commercial mortgage		476,407		(1,315	)		475,092
Residential mortgage		100,241		(140	)		100,101
Home equity		379,774		6,841			386,615
Consumer indirect		636,357		25,316			661,673
Other consumer		20,915		197			21,112
Total	$	1,881,071	$	30,931			1,912,002
Allowance for loan losses							(27,637	)
Total loans, net						$	1,884,365

Recorded Investment By Loan Class In Current And Nonaccrual Loans

		30-59 Days		60-89 Days		Greater Than		Total Past
		Past Due		Past Due		90 Days		Due		Nonaccrual		Current		Total Loans
2015
Commercial business	$	321	$	612	$	-	$	933	$	3,922	$	308,620	$	313,475
Commercial mortgage		68		146		-		214		947		566,320		567,481
Residential mortgage		203		-		-		203		1,325		96,774		98,302
Home equity		719		429		-		1,148		758		400,581		402,487
Consumer indirect		1,975		286		-		2,261		1,467		648,766		652,494
Other consumer		98		13		8		119		13		18,229		18,361
Total loans, gross	$	3,384	$	1,486	$	8	$	4,878	$	8,432	$	2,039,290	$	2,052,600
2014
Commercial business	$	28	$	-	$	-	$	28	$	4,288	$	263,061	$	267,377
Commercial mortgage		83		-		-		83		3,020		473,304		476,407
Residential mortgage		321		-		-		321		1,194		98,726		100,241
Home equity		799		67		-		866		463		378,445		379,774
Consumer indirect		2,429		402		-		2,831		1,169		632,357		636,357
Other consumer		148		48		8		204		11		20,700		20,915
Total loans, gross	$	3,808	$	517	$	8	$	4,333	$	10,145	$	1,866,593	$	1,881,071

Information Related To Loans Modified In A TDR

			Pre-		Post-
			Modification Modification
			Outstanding	Outstanding
	Number of		Recorded		Recorded
	Contracts		Investment		Investment
2015
Commercial business	2	$	1,342	$	1,342
Commercial mortgage	1		682		330
Total	3	$	2,024	$	1,672
2014
Commercial business	1	$	1,381	$	1,381
Commercial mortgage	-		-		-
Total	1	$	1,381	$	1,381

Summary Of Impaired Loans

				Unpaid				Average		Interest
		Recorded		Principal		Related		Recorded		Income
		Investment(1)		Balance(1)		Allowance		Investment		Recognized
2015
With no related allowance recorded:
Commercial business	$	1,441	$	1,810	$	-	$	1,352	$	-
Commercial mortgage		937		1,285		-		1,013		-
		2,378		3,095		-		2,365		-
With an allowance recorded:
Commercial business		2,481		2,481		996		1,946		-
Commercial mortgage		10		10		10		449		-
		2,491		2,491		1,006		2,395		-
	$	4,869	$	5,586	$	1,006	$	4,760	$	-
2014
With no related allowance recorded:
Commercial business	$	1,408	$	1,741	$	-	$	1,431	$	-
Commercial mortgage		781		920		-		1,014		-
		2,189		2,661		-		2,445		-
With an allowance recorded:
Commercial business		2,880		2,880		1,556		1,998		-
Commercial mortgage		2,239		2,239		911		1,560		-
		5,119		5,119		2,467		3,558		-
	$	7,308	$	7,780	$	2,467	$	6,003	$	-

(1) Difference between recorded investment and unpaid principal balance represents partial charge-offs.

Commercial Loan Portfolio Categorized By Internally Assigned Asset Classification

		Commercial Commercial
		Business		Mortgage
2015
Uncriticized	$	298,413	$	551,603
Special mention		4,916		9,015
Substandard		10,146		6,863
Doubtful		-		-
Total	$	313,475	$	567,481
2014
Uncriticized	$	250,961	$	460,880
Special mention		5,530		5,411
Substandard		10,886		10,116
Doubtful		-		-
Total	$	267,377	$	476,407

Retail Loan Portfolio Categorized By Payment Status

		Residential		Home		Consumer		Other
		Mortgage		Equity		Indirect		Consumer
2015
Performing	$	96,977	$	401,729	$	651,027	$	18,340
Non-performing		1,325		758		1,467		21
Total	$	98,302	$	402,487	$	652,494	$	18,361
2014
Performing	$	99,047	$	379,311	$	635,188	$	20,896
Non-performing		1,194		463		1,169		19
Total	$	100,241	$	379,774	$	636,357	$	20,915

Changes In The Allowance For Loan Losses

		Commercial			Commercial			Residential			Home			Consumer			Other
		Business			Mortgage			Mortgage			Equity			Indirect			Consumer			Total
2015
Allowance for loan losses:
Beginning balance	$	5,621		$	8,122		$	570		$	1,485		$	11,383		$	456		$	27,637
Charge-offs		(1,433	)		(895	)		(175	)		(421	)		(9,156	)		(878	)		(12,958	)
Recoveries		212			146			82			63			4,200			322			5,025
Provision (credit)		1,140			1,654			(13	)		101			4,031			468			7,381
Ending balance	$	5,540		$	9,027		$	464		$	1,228		$	10,458		$	368		$	27,085
Evaluated for impairment:
Individually	$	996		$	10		$	-		$	-		$	-		$	-		$	1,006
Collectively	$	4,544		$	9,017		$	464		$	1,228		$	10,458		$	368		$	26,079
Loans:
Ending balance	$	313,475		$	567,481		$	98,302		$	402,487		$	652,494		$	18,361		$	2,052,600
Evaluated for impairment:
Individually	$	3,922		$	947		$	-		$	-		$	-		$	-		$	4,869
Collectively	$	309,553		$	566,534		$	98,302		$	402,487		$	652,494		$	18,361		$	2,047,731
2014
Allowance for loan losses:
Beginning balance	$	4,273		$	7,743		$	676		$	1,367		$	12,230		$	447		$	26,736
Charge-offs		(204	)		(304	)		(190	)		(340	)		(10,004	)		(972	)		(12,014	)
Recoveries		201			143			39			56			4,321			366			5,126
Provision		1,351			540			45			402			4,836			615			7,789
Ending balance	$	5,621		$	8,122		$	570		$	1,485		$	11,383		$	456		$	27,637
Evaluated for impairment:
Individually	$	1,556		$	911		$	-		$	-		$	-		$	-		$	2,467
Collectively	$	4,065		$	7,211		$	570		$	1,485		$	11,383		$	456		$	25,170
Loans:
Ending balance	$	267,377		$	476,407		$	100,241		$	379,774		$	636,357		$	20,915		$	1,881,071
Evaluated for impairment:
Individually	$	4,288		$	3,020		$	-		$	-		$	-		$	-		$	7,308
Collectively	$	263,089		$	473,387		$	100,241		$	379,774		$	636,357		$	20,915		$	1,873,763

		Commercial			Commercial			Residential			Home			Consumer			Other
		Business			Mortgage			Mortgage			Equity			Indirect			Consumer			Total
2013
Allowance for loan losses:
Beginning balance	$	4,884		$	6,581		$	740		$	1,282		$	10,715		$	512		$	24,714
Charge-offs		(1,070	)		(553	)		(411	)		(391	)		(8,125	)		(928	)		(11,478	)
Recoveries		349			319			54			157			3,161			381			4,421
Provision		110			1,396			293			319			6,479			482			9,079
Ending balance	$	4,273		$	7,743		$	676		$	1,367		$	12,230		$	447		$	26,736
Evaluated for impairment:
Individually	$	201		$	1,057		$	-		$	-		$	-		$	-		$	1,258
Collectively	$	4,072		$	6,686		$	676		$	1,367		$	12,230		$	447		$	25,478
Loans:
Ending balance	$	265,751		$	470,312		$	113,101		$	320,658		$	609,390		$	22,893		$	1,802,105
Evaluated for impairment:
Individually	$	3,474		$	9,663		$	-		$	-		$	-		$	-		$	13,137
Collectively	$	262,277		$	460,649		$	113,101		$	320,658		$	609,390		$	22,893		$	1,788,968