The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1/100 BERKSHIRE HTWY CLA 100 S COM 084990175 380 200 SH   SOLE   200 0 0
3M CO COM 88579Y101 1,299 9,072 SH   SOLE   9,072 0 0
ABBOTT LABORATORIES COM 002824100 471 11,505 SH   SOLE   11,505 0 0
ABBOTT LABORATORIES COM 002824100 33 800 SH   DFND   0 800 0
ABBOTT LABORATORIES COM 002824100 59 1,450 SH   OTR   0 0 1,450
ABBVIE INC COM 00287Y109 654 11,590 SH   SOLE   11,590 0 0
ABBVIE INC COM 00287Y109 45 800 SH   DFND   0 800 0
ABBVIE INC COM 00287Y109 82 1,450 SH   OTR   0 0 1,450
ACCENTURE PLC COM G1151C101 9,268 114,645 SH   SOLE   114,395 250 0
ACCENTURE PLC COM G1151C101 105 1,300 SH   DFND   0 1,300 0
ACCENTURE PLC COM G1151C101 404 5,000 SH   OTR   5,000 0 0
AETNA INC NEW COM 00817y108 649 8,000 SH   SOLE   8,000 0 0
ALTRIA GROUP INC COM 02209S103 522 12,458 SH   SOLE   12,458 0 0
ALTRIA GROUP INC COM 02209S103 94 2,250 SH   OTR   0 0 2,250
AMBEV S.A. AMERICAN DEPOSITARY COM 02319v103 1,027 145,825 SH   SOLE   145,825 0 0
AMBEV S.A. AMERICAN DEPOSITARY COM 02319v103 9 1,300 SH   DFND   0 1,300 0
AMERICAN EXPRESS COMPANY COM 025816109 119 1,250 SH   SOLE   1,250 0 0
AMERICAN EXPRESS COMPANY COM 025816109 285 3,000 SH   OTR   0 0 3,000
AMERICAN LIBERTY PETRO COM 027158104 0 20,000 SH   SOLE   20,000 0 0
AMETEK INC NEW COM 031100100 327 6,250 SH   SOLE   6,250 0 0
APPLE INC COM 037833100 9,538 102,635 SH   SOLE   98,785 3,850 0
APPLE INC COM 037833100 5,233 56,315 SH   DFND   0 56,315 0
APPLE INC COM 037833100 452 4,865 SH   OTR   1,925 0 2,940
AVERY DENNISON CORP COM 053611109 246 4,800 SH   SOLE   4,800 0 0
BAIDU INC ADR F SPONSORED ADR COM 056752108 1,116 5,975 SH   SOLE   5,775 200 0
BAIDU INC ADR F SPONSORED ADR COM 056752108 9 50 SH   DFND   0 50 0
BAIDU INC ADR F SPONSORED ADR COM 056752108 75 400 SH   OTR   400 0 0
BANK OF AMERICA CORP COM 060505104 2,776 180,635 SH   SOLE   180,060 575 0
BANK OF AMERICA CORP COM 060505104 20 1,300 SH   DFND   0 1,300 0
BANK OF AMERICA CORP COM 060505104 77 5,000 SH   OTR   5,000 0 0
BERKSHIRE HATHAWAY INC CL B COM 084670702 3,251 25,684 SH   SOLE   25,684 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 696 14,350 SH   SOLE   14,350 0 0
BUCKEYE PARTNERS UTS L P UNIT COM 118230101 233 2,800 SH   SOLE   2,800 0 0
CATERPILLAR INC COM 149123101 703 6,465 SH   SOLE   6,465 0 0
CENTENE CORP COM 15135B101 3,419 45,213 SH   SOLE   45,213 0 0
CENTENE CORP COM 15135B101 30 400 SH   DFND   0 400 0
CENTENE CORP COM 15135B101 197 2,600 SH   OTR   2,600 0 0
CHECK POINT SOFTWARE TECH LTD COM M22465104 4,808 71,733 SH   SOLE   71,733 0 0
CHECK POINT SOFTWARE TECH LTD COM M22465104 34 500 SH   DFND   0 500 0
CHECK POINT SOFTWARE TECH LTD COM M22465104 101 1,500 SH   OTR   1,500 0 0
CHEVRON CORPORATION COM 166764100 907 6,945 SH   SOLE   6,945 0 0
COACH INC COM 189754104 1,388 40,605 SH   SOLE   40,605 0 0
COACH INC COM 189754104 79 2,300 SH   OTR   2,300 0 0
COCA COLA CO COM 191216100 527 12,450 SH   SOLE   12,450 0 0
COCA COLA CO COM 191216100 51 1,200 SH   OTR   1,200 0 0
COLGATE PALMOLIVE CO COM 194162103 215 3,150 SH   SOLE   3,150 0 0
COLGATE PALMOLIVE CO COM 194162103 109 1,600 SH   OTR   0 0 1,600
COPA HOLDINGS SA CL A COM P31076105 4,753 33,337 SH   SOLE   33,272 65 0
COPA HOLDINGS SA CL A COM P31076105 21 145 SH   DFND   0 145 0
COPA HOLDINGS SA CL A COM P31076105 143 1,000 SH   OTR   1,000 0 0
CORNING INC COM 219350105 8,117 369,784 SH   SOLE   368,284 1,500 0
CORNING INC COM 219350105 71 3,250 SH   DFND   0 3,250 0
CORNING INC COM 219350105 165 7,500 SH   OTR   7,500 0 0
COVIDIEN PLC COM G2554F113 30 335 SH   SOLE   335 0 0
COVIDIEN PLC COM G2554F113 171 1,900 SH   OTR   1,200 0 700
CSX CORP COM 126408103 3,261 105,850 SH   SOLE   104,850 1,000 0
CSX CORP COM 126408103 15 500 SH   OTR   500 0 0
CVS CAREMARK CORP COM 126650100 2,544 33,753 SH   SOLE   33,753 0 0
CVS CAREMARK CORP COM 126650100 344 4,570 SH   DFND   0 4,570 0
CVS CAREMARK CORP COM 126650100 124 1,650 SH   OTR   1,650 0 0
DANAHER CORP DEL COM 235851102 4,162 52,860 SH   SOLE   52,760 100 0
DANAHER CORP DEL COM 235851102 142 1,800 SH   OTR   1,800 0 0
DISCOVER FINANCIAL SERVICES COM 254709108 175 2,816 SH   SOLE   2,816 0 0
DISCOVER FINANCIAL SERVICES COM 254709108 161 2,600 SH   OTR   0 0 2,600
DISCOVERY COMMUN SER A SERIES COM 25470f104 4,088 55,037 SH   SOLE   54,912 125 0
DISCOVERY COMMUN SER A SERIES COM 25470f104 20 275 SH   DFND   0 275 0
DISCOVERY COMMUN SER A SERIES COM 25470f104 156 2,100 SH   OTR   2,100 0 0
DOVER CORP COM 260003108 5,309 58,368 SH   SOLE   58,268 100 0
DOVER CORP COM 260003108 45 500 SH   DFND   0 500 0
DOVER CORP COM 260003108 427 4,700 SH   OTR   2,000 0 2,700
DSW INC CL A COM 23334L102 2,853 102,094 SH   SOLE   101,894 200 0
DSW INC CL A COM 23334L102 21 750 SH   DFND   0 750 0
DSW INC CL A COM 23334L102 84 3,000 SH   OTR   3,000 0 0
EBAY INC COM 278642103 237 4,735 SH   SOLE   4,735 0 0
EMC CORP COM 268648102 3,887 147,580 SH   SOLE   147,280 300 0
EMC CORP COM 268648102 30 1,125 SH   DFND   0 1,125 0
EMC CORP COM 268648102 119 4,500 SH   OTR   0 0 4,500
EMERSON ELECTRIC CO. COM 291011104 372 5,600 SH   SOLE   5,600 0 0
EXPRESS SCRIPTS HOLDING CO COM 30219G108 8,203 118,315 SH   SOLE   118,315 0 0
EXPRESS SCRIPTS HOLDING CO COM 30219G108 57 825 SH   DFND   0 825 0
EXPRESS SCRIPTS HOLDING CO COM 30219G108 191 2,750 SH   OTR   2,750 0 0
EXXON MOBIL CORP COM 30231G102 8,008 79,536 SH   SOLE   79,436 100 0
EXXON MOBIL CORP COM 30231G102 101 1,000 SH   DFND   0 1,000 0
EXXON MOBIL CORP COM 30231G102 403 3,999 SH   OTR   3,999 0 0
F5 NETWORKS INC COM 315616102 2,034 18,248 SH   SOLE   18,028 220 0
FORTINET INC COM 34959e109 1,728 68,760 SH   SOLE   68,310 450 0
FORTINET INC COM 34959e109 126 5,000 SH   OTR   5,000 0 0
GALLAGHER ARTHUR J AND CO COM 363576109 6,232 133,737 SH   SOLE   133,312 425 0
GALLAGHER ARTHUR J AND CO COM 363576109 43 925 SH   DFND   0 925 0
GALLAGHER ARTHUR J AND CO COM 363576109 144 3,100 SH   OTR   3,100 0 0
GENERAL ELECTRIC CO COM 369604103 195 7,402 SH   SOLE   7,402 0 0
GENERAL ELECTRIC CO COM 369604103 16 600 SH   OTR   600 0 0
GOOGLE INC CLASS A COM 38259P508 3,474 5,942 SH   SOLE   5,942 0 0
GOOGLE INC CLASS A COM 38259P508 61 105 SH   DFND   0 105 0
GOOGLE INC CLASS A COM 38259P508 234 400 SH   OTR   400 0 0
GOOGLE INC CLASS C COM 38259P706 3,418 5,942 SH   SOLE   5,942 0 0
GOOGLE INC CLASS C COM 38259P706 60 105 SH   DFND   0 105 0
GOOGLE INC CLASS C COM 38259P706 230 400 SH   OTR   400 0 0
GRAHAM-FIELD HEALTH PRODS INC COM 384632105 0 10,500 SH   OTR   10,500 0 0
HALLIBURTON CO COM 406216101 4,678 65,885 SH   SOLE   65,685 200 0
HALLIBURTON CO COM 406216101 34 475 SH   DFND   0 475 0
HOME DEPOT INC COM 437076102 294 3,637 SH   SOLE   3,637 0 0
HOME DEPOT INC COM 437076102 121 1,500 SH   OTR   0 0 1,500
HUBBELL INC CLASS B COM 443510201 627 5,089 SH   SOLE   5,089 0 0
IBM CORP COM 459200101 3,085 17,018 SH   SOLE   17,018 0 0
IBM CORP COM 459200101 100 550 SH   OTR   0 0 550
INTEL CORP COM 458140100 439 14,210 SH   SOLE   14,210 0 0
INTEL CORP COM 458140100 108 3,500 SH   OTR   1,000 0 2,500
J P MORGAN CHASE AND CO COM 46625H100 138 2,400 SH   SOLE   2,400 0 0
J P MORGAN CHASE AND CO COM 46625H100 75 1,300 SH   OTR   0 0 1,300
JOHNSON AND JOHNSON CO COM 478160104 3,233 30,902 SH   SOLE   30,902 0 0
JOHNSON AND JOHNSON CO COM 478160104 561 5,359 SH   OTR   2,459 0 2,900
JONES LANG LASALLE INC COM 48020Q107 4,671 36,957 SH   SOLE   36,857 100 0
JONES LANG LASALLE INC COM 48020Q107 28 225 SH   DFND   0 225 0
JONES LANG LASALLE INC COM 48020Q107 120 950 SH   OTR   950 0 0
KINDER MORGAN INC COM 49456B101 4,245 117,071 SH   SOLE   116,771 300 0
KINDER MORGAN INC COM 49456B101 31 850 SH   DFND   0 850 0
KNOWLES CORP COM 49926D109 816 26,553 SH   SOLE   26,503 50 0
KNOWLES CORP COM 49926D109 8 250 SH   DFND   0 250 0
KNOWLES CORP COM 49926D109 72 2,350 SH   OTR   1,000 0 1,350
KRAFT FOODS GROUP INC COM 50076Q106 894 14,914 SH   SOLE   14,914 0 0
KRAFT FOODS GROUP INC COM 50076Q106 36 600 SH   DFND   0 600 0
KRAFT FOODS GROUP INC COM 50076Q106 71 1,176 SH   OTR   0 0 1,176
LABORATORY CORP AMER HLDGS COM COM 50540R409 269 2,625 SH   SOLE   2,625 0 0
LABORATORY CORP AMER HLDGS COM COM 50540R409 51 500 SH   DFND   0 500 0
M AND T BANK CORP COM 55261F104 813 6,550 SH   SOLE   6,550 0 0
MAGICJACK VOCALTEC LTD F COM m6787e101 302 20,000 SH   SOLE   20,000 0 0
MCDONALDS CORP COM 580135101 347 3,440 SH   SOLE   3,440 0 0
MCDONALDS CORP COM 580135101 86 850 SH   OTR   850 0 0
MEAD JOHNSON NUTRITION CO-A COM 582839106 294 3,155 SH   SOLE   3,155 0 0
MEAD JOHNSON NUTRITION CO-A COM 582839106 30 325 SH   OTR   0 0 325
MERCK AND CO INC COM 58933Y105 548 9,470 SH   SOLE   9,470 0 0
MERCK AND CO INC COM 58933Y105 84 1,449 SH   OTR   0 0 1,449
MONDELEZ INTERNATIONAL INC COM 609207105 3,737 99,359 SH   SOLE   99,059 300 0
MONDELEZ INTERNATIONAL INC COM 609207105 24 650 SH   DFND   0 650 0
MONDELEZ INTERNATIONAL INC COM 609207105 219 5,830 SH   OTR   2,300 0 3,530
MORGAN STANLEY COM 617446448 775 23,959 SH   SOLE   23,959 0 0
NIKE INC CLASS B COM 654106103 3,224 41,570 SH   SOLE   41,420 150 0
NIKE INC CLASS B COM 654106103 23 300 SH   DFND   0 300 0
NIKE INC CLASS B COM 654106103 78 1,000 SH   OTR   1,000 0 0
P P G INDUSTRIES INC COM 693506107 841 4,000 SH   SOLE   4,000 0 0
PAYCHEX INC COM 704326107 801 19,275 SH   SOLE   19,275 0 0
PAYCHEX INC COM 704326107 208 5,000 SH   OTR   5,000 0 0
PEPSICO INCORPORATED COM 713448108 132 1,475 SH   SOLE   1,475 0 0
PEPSICO INCORPORATED COM 713448108 214 2,400 SH   OTR   700 0 1,700
PFIZER INCORPORATED COM 717081103 551 18,555 SH   SOLE   18,555 0 0
PFIZER INCORPORATED COM 717081103 95 3,200 SH   OTR   400 0 2,800
PHILIP MORRIS INTERNATIONAL IN COM 718172109 1,052 12,478 SH   SOLE   12,478 0 0
PHILIP MORRIS INTERNATIONAL IN COM 718172109 135 1,600 SH   OTR   0 0 1,600
PIER 1 IMPORTS INC. COM 720279108 2,164 140,460 SH   SOLE   139,960 500 0
PIER 1 IMPORTS INC. COM 720279108 17 1,100 SH   DFND   0 1,100 0
PIER 1 IMPORTS INC. COM 720279108 39 2,500 SH   OTR   2,500 0 0
PINNACLE FOODS INC COM 72348P104 4,722 143,540 SH   SOLE   143,190 350 0
PINNACLE FOODS INC COM 72348P104 27 825 SH   DFND   0 825 0
PINNACLE FOODS INC COM 72348P104 109 3,300 SH   OTR   3,300 0 0
PNC FINL SVCS GROUP INC COM 693475105 3,484 39,127 SH   SOLE   39,002 125 0
PNC FINL SVCS GROUP INC COM 693475105 24 275 SH   DFND   0 275 0
PNC FINL SVCS GROUP INC COM 693475105 169 1,900 SH   OTR   1,200 0 700
PORTFOLIO RECOVERY ASSOCIATES COM 73640Q105 7,115 119,520 SH   SOLE   119,145 375 0
PORTFOLIO RECOVERY ASSOCIATES COM 73640Q105 48 800 SH   DFND   0 800 0
PORTFOLIO RECOVERY ASSOCIATES COM 73640Q105 149 2,500 SH   OTR   2,500 0 0
PROCTER AND GAMBLE CO COM 742718109 3,691 46,961 SH   SOLE   46,961 0 0
PROCTER AND GAMBLE CO COM 742718109 47 600 SH   DFND   0 600 0
PROCTER AND GAMBLE CO COM 742718109 475 6,050 SH   OTR   4,700 0 1,350
PUB SVC ENT GROUP INC COM 744573106 309 7,578 SH   SOLE   7,578 0 0
PVH CORP COM 693656100 5,603 48,055 SH   SOLE   48,055 0 0
PVH CORP COM 693656100 67 575 SH   DFND   0 575 0
PVH CORP COM 693656100 181 1,550 SH   OTR   1,550 0 0
QUALCOMM INC COM 747525103 10,581 133,597 SH   SOLE   133,347 250 0
QUALCOMM INC COM 747525103 83 1,050 SH   DFND   0 1,050 0
QUALCOMM INC COM 747525103 428 5,400 SH   OTR   4,400 0 1,000
ROYAL DUTCH PLC ADR COM 780259206 1,274 15,470 SH   SOLE   15,470 0 0
SCHLUMBERGER LTD COM 806857108 8,308 70,439 SH   SOLE   70,339 100 0
SCHLUMBERGER LTD COM 806857108 70 595 SH   DFND   0 595 0
SCHLUMBERGER LTD COM 806857108 295 2,500 SH   OTR   2,500 0 0
STARWOOD HOTELS AND RESORTS COM 85590A401 4,021 49,758 SH   SOLE   49,758 0 0
STARWOOD HOTELS AND RESORTS COM 85590A401 34 425 SH   DFND   0 425 0
STARWOOD HOTELS AND RESORTS COM 85590A401 202 2,500 SH   OTR   2,500 0 0
STATE STREET CORP COM 857477103 923 13,719 SH   SOLE   13,719 0 0
STATE STREET CORP COM 857477103 67 1,000 SH   DFND   0 1,000 0
STATE STREET CORP COM 857477103 108 1,610 SH   OTR   710 0 900
TARGET CORPORATION COM 87612e106 361 6,228 SH   SOLE   6,228 0 0
THE WENDY'S CO. COM 95058W100 2,361 276,750 SH   SOLE   275,650 1,100 0
THE WENDY'S CO. COM 95058W100 19 2,200 SH   DFND   0 2,200 0
THE WENDY'S CO. COM 95058W100 51 6,000 SH   OTR   6,000 0 0
TRANSOCEAN INC NEW F COM h8817h100 1,261 28,010 SH   SOLE   27,910 100 0
TWITTER INC. COM 90184L102 262 6,398 SH   SOLE   6,398 0 0
UNITED CONTL HLDGS INC COM 910047109 2,805 68,300 SH   SOLE   68,075 225 0
UNITED CONTL HLDGS INC COM 910047109 19 465 SH   DFND   0 465 0
UNITED CONTL HLDGS INC COM 910047109 62 1,500 SH   OTR   1,500 0 0
UNITEDHEALTH GROUP INC COM 91324P102 4,277 52,317 SH   SOLE   52,317 0 0
UNITEDHEALTH GROUP INC COM 91324P102 35 425 SH   DFND   0 425 0
UNITEDHEALTH GROUP INC COM 91324P102 102 1,250 SH   OTR   1,250 0 0
VANTIV INC COM 92210H105 3,064 91,135 SH   SOLE   90,785 350 0
VANTIV INC COM 92210H105 101 3,000 SH   OTR   3,000 0 0
VERIZON COMMUNICATIONS COM 92343V104 5,863 119,831 SH   SOLE   119,731 100 0
VERIZON COMMUNICATIONS COM 92343V104 55 1,125 SH   DFND   0 1,125 0
VERIZON COMMUNICATIONS COM 92343V104 315 6,430 SH   OTR   4,930 0 1,500
WALGREEN COMPANY COM 931422109 222 3,000 SH   SOLE   3,000 0 0
WALT DISNEY COMPANY COM 254687106 192 2,245 SH   SOLE   2,245 0 0
WALT DISNEY COMPANY COM 254687106 206 2,400 SH   OTR   0 0 2,400
WELLS FARGO AND CO NEW COM 949746101 2,653 50,475 SH   SOLE   50,475 0 0
WELLS FARGO AND CO NEW COM 949746101 58 1,100 SH   DFND   0 1,100 0
WELLS FARGO AND CO NEW COM 949746101 105 2,000 SH   OTR   0 0 2,000
WESTERN UNION COMPANY COM 959802109 173 10,000 SH   SOLE   10,000 0 0
WHOLE FOODS MARKET INC COM 966837106 1,635 42,320 SH   SOLE   42,120 200 0
WHOLE FOODS MARKET INC COM 966837106 16 425 SH   DFND   0 425 0
ZOETIS INC. COM 98978V103 3,168 98,185 SH   SOLE   97,860 325 0
ZOETIS INC. COM 98978V103 35 1,075 SH   DFND   0 1,075 0
ZOETIS INC. COM 98978V103 65 2,000 SH   OTR   2,000 0 0
EGSHARES EMERGING MARKETS CONS ETF 268461779 3,901 140,663 SH   SOLE   140,338 325 0
EGSHARES EMERGING MARKETS CONS ETF 268461779 57 2,050 SH   DFND   1,300 750 0
EGSHARES EMERGING MARKETS CONS ETF 268461779 61 2,200 SH   OTR   2,200 0 0
ENERGY SELECT SECTOR ETF ETF 81369Y506 2,640 26,375 SH   SOLE   26,175 200 0
ISHARES MSCI EMERGING MARKET I ETF 464287234 1,105 25,570 SH   SOLE   25,570 0 0
ISHARES RUSSELL VALUE MIDCAP V ETF 464287473 414 5,700 SH   SOLE   5,700 0 0
ISHARES TR DJ US HEALTHCR ETF 464287762 487 3,800 SH   SOLE   3,800 0 0
ISHARES TR MSCI EAFE FD MSCI E ETF 464287465 2,055 30,061 SH   SOLE   29,811 250 0
ISHARES TR MSCI EAFE FD MSCI E ETF 464287465 38 550 SH   DFND   550 0 0
ISHARES TR NASDQ BIO INDX ETF 464287556 209 814 SH   SOLE   814 0 0
ISHARES TR RUSSELL 1000 GROWTH ETF 464287614 186 2,041 SH   SOLE   2,041 0 0
ISHARES TR RUSSELL 1000 GROWTH ETF 464287614 16 175 SH   DFND   175 0 0
ISHARES TR S&P 100 ETF S & P 1 ETF 464287101 238 2,750 SH   SOLE   2,750 0 0
MARKET VECTORS AGRIBUSINESS ET ETF 57060U605 1,738 31,598 SH   SOLE   31,598 0 0
MATERIALS SELECT SECTOR SPDR F ETF 81369Y100 248 5,000 SH   OTR   0 0 5,000
POWERSHARES QQQ TRUST UNIT SER ETF 73935A104 4,773 50,827 SH   SOLE   50,627 200 0
SECTOR SPDR CONSUMER FD SHARES ETF 81369y407 2,711 40,616 SH   SOLE   40,616 0 0
SECTOR SPDR INDL SELECT SHARES ETF 81369y704 2,070 38,300 SH   SOLE   38,300 0 0
SECTOR SPDR INDL SELECT SHARES ETF 81369y704 741 13,700 SH   OTR   0 0 13,700
SPDR S & P INTL DIVIDEND ETF 78463x772 231 4,504 SH   SOLE   4,504 0 0
SPDR S & P INTL DIVIDEND ETF 78463x772 38 750 SH   DFND   750 0 0
SPDR S & P INTL DIVIDEND ETF 78463x772 15 300 SH   OTR   300 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103 12,487 63,801 SH   SOLE   63,801 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103 14 70 SH   DFND   70 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 863 11,273 SH   SOLE   10,723 550 0
SPDR S&P DIVIDEND ETF ETF 78464A763 13 175 SH   DFND   175 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763 15 200 SH   OTR   200 0 0
SPDR S&P EMERGING MKTS EMERGIN ETF 78463x533 193 4,808 SH   SOLE   4,408 400 0
SPDR S&P EMERGING MKTS EMERGIN ETF 78463x533 34 850 SH   DFND   850 0 0
SPDR S&P EMERGING MKTS EMERGIN ETF 78463x533 8 200 SH   OTR   200 0 0
SPDR S&P HOMEBUILDERS ETF ETF 78464A888 1,047 31,975 SH   SOLE   31,975 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 3,356 12,879 SH   SOLE   12,879 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107 18 70 SH   DFND   70 0 0
SPDR S&P REGIONAL BKING ETF 78464a698 262 6,500 SH   SOLE   6,500 0 0
VANGUARD CNSMR DSCRTNARY ETF 92204a108 377 3,450 SH   SOLE   3,450 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 5,069 117,530 SH   SOLE   117,180 350 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 71 1,650 SH   DFND   950 700 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 116 2,700 SH   OTR   2,700 0 0
VANGUARD INDEX FDS MID CAP ETF ETF 922908629 1,163 9,800 SH   SOLE   9,600 200 0
VANGUARD INDUSTRIALS ETF 92204a603 2,192 21,025 SH   SOLE   21,025 0 0
VANGUARD INFO TECHNOLOGY ETF 92204a702 893 9,221 SH   SOLE   9,221 0 0
VANGUARD SMALL-CAP ETF ETF 922908751 1,385 11,826 SH   SOLE   11,626 200 0
VANGUARD SMALL-CAP ETF ETF 922908751 18 150 SH   DFND   150 0 0
VANGUARD SMALL-CAP ETF ETF 922908751 23 200 SH   OTR   200 0 0
WISDOMTREE TRUST EMERGING SMAL ETF 97717w281 1,466 30,550 SH   SOLE   30,550 0 0