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Condensed Consolidated Balance Sheets - USD ($)
$ in Millions
Jun. 30, 2025
Dec. 31, 2024
Investments:    
Company-Owned Life Insurance $ 557.1 $ 539.2
Loans to Policyholders 278.6 280.7
Other Investments 272.8 217.1
Receivables from Policyholders 1,050.3  
Deferred Policy Acquisition Costs 659.8 630.0
Total Assets 12,601.1 12,630.4
Insurance Reserves:    
Policyholder Obligations 641.3 637.7
Total Liabilities 9,655.6 9,846.1
Kemper Corporation Shareholders’ Equity:    
Common Stock, $0.10 Par Value, 100,000,000 Shares Authorized; 63,576,249 Shares Issued and Outstanding at June 30, 2025 and 63,840,442 Shares Issued and Outstanding at December 31, 2024 6.4 6.4
Paid-in Capital 1,859.3 1,854.9
Retained Earnings 1,345.4 1,231.6
Accumulated Other Comprehensive Loss (257.7) (304.5)
Total Kemper Corporation Shareholders’ Equity 2,953.4 2,788.4
Noncontrolling Interest (7.9) (4.1)
Total Shareholders’ Equity 2,945.5 2,784.3
Total Liabilities and Shareholders’ Equity 12,601.1 12,630.4
Consolidated Entity, Excluding VIE    
Investments:    
Fixed Maturities at Fair Value 6,669.1 6,409.6
Equity Securities at Fair Value 284.1 218.5
Alternative Energy Partnership Investments 176.2 186.3
Short-term Investments at Cost which Approximates Fair Value 407.6 1,037.1
Company-Owned Life Insurance 557.1 539.2
Loans to Policyholders 278.6 280.7
Other Investments 272.8 217.1
Total Investments 8,645.5 8,888.5
Cash 175.5 64.4
Receivables from Policyholders 1,038.7 977.9
Other Receivables 192.9 185.7
Deferred Policy Acquisition Costs 658.2 628.9
Goodwill 1,250.7 1,250.7
Current Income Tax Assets 57.5 63.4
Deferred Income Tax Assets 67.6 93.3
Other Assets 448.5 436.1
Insurance Reserves:    
Insurance Reserves 5,900.0 5,811.6
Unearned Premiums 1,345.0 1,264.1
Policyholder Obligations 641.3 637.7
Deferred Income Tax Liabilities 14.7 14.8
Accrued Expenses and Other Liabilities 775.4 705.2
Long-term Debt, Current, at Amortized Cost 0.0 449.9
Long-term Debt, Non-Current, at Amortized Cost 942.6 941.7
Variable Interest Entity, Primary Beneficiary    
Investments:    
Fixed Maturities at Fair Value 33.3 1.7
Short-term Investments at Cost which Approximates Fair Value 14.9 28.0
Cash 1.5 1.0
Receivables from Policyholders 11.6 8.2
Other Receivables 0.2 0.0
Deferred Policy Acquisition Costs 1.6 1.1
Deferred Income Tax Assets 2.9 1.5
Insurance Reserves:    
Insurance Reserves 20.9 9.4
Unearned Premiums 14.5 11.2
Accrued Expenses and Other Liabilities 1.2 0.5
Life and Health | Consolidated Entity, Excluding VIE    
Insurance Reserves:    
Insurance Reserves 3,235.3 3,199.7
Property and Casualty | Consolidated Entity, Excluding VIE    
Insurance Reserves:    
Insurance Reserves $ 2,664.7 $ 2,611.9