| (a) | Kemper Corporation, a Delaware corporation (the “Registrant”), is registering an additional 625,000 shares of common stock, par value $0.10 per share (the “Common Stock”), that may be issued under the Second Amended and Restated Kemper Corporation 2023 Omnibus Plan (the “Plan”). Pursuant to Rule 416 of the Securities Act of 1933, as amended (the “Securities Act”), this Registration Statement also covers such additional and indeterminate number of securities as may become issuable pursuant to the provisions of the plans relating to adjustments for changes resulting from a stock dividend, stock split or similar change. |