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Condensed Consolidated Balance Sheets - USD ($)
$ in Millions
Mar. 31, 2025
Dec. 31, 2024
Investments:    
Company-Owned Life Insurance $ 546.5 $ 539.2
Loans to Policyholders 279.8 280.7
Other Investments 244.5 217.1
Receivables from Policyholders 1,064.6  
Deferred Policy Acquisition Costs 651.2 630.0
Total Assets 12,467.3 12,630.4
Insurance Reserves:    
Policyholder Obligations 632.0 637.7
Total Liabilities 9,555.8 9,846.1
Kemper Corporation Shareholders’ Equity:    
Common Stock, $0.10 Par Value, 100,000,000 Shares Authorized; 63,978,865 Shares Issued and Outstanding at March 31, 2025 and 63,840,442 Shares Issued and Outstanding at December 31, 2024 6.4 6.4
Paid-in Capital 1,863.6 1,854.9
Retained Earnings 1,308.9 1,231.6
Accumulated Other Comprehensive Loss (261.3) (304.5)
Total Kemper Corporation Shareholders’ Equity 2,917.6 2,788.4
Noncontrolling Interest (6.1) (4.1)
Total Shareholders’ Equity 2,911.5 2,784.3
Total Liabilities and Shareholders’ Equity 12,467.3 12,630.4
Consolidated Entity, Excluding VIE    
Investments:    
Fixed Maturities at Fair Value 6,558.6 6,409.6
Equity Securities at Fair Value 232.3 218.5
Alternative Energy Partnership Investments 185.1 186.3
Short-term Investments at Cost which Approximates Fair Value 545.3 1,037.1
Company-Owned Life Insurance 546.5 539.2
Loans to Policyholders 279.8 280.7
Other Investments 244.5 217.1
Total Investments 8,592.1 8,888.5
Cash 115.4 64.4
Receivables from Policyholders 1,052.7 977.9
Other Receivables 189.2 185.7
Deferred Policy Acquisition Costs 649.7 628.9
Goodwill 1,250.7 1,250.7
Current Income Tax Assets 40.9 63.4
Deferred Income Tax Assets 73.4 93.3
Other Assets 442.2 436.1
Insurance Reserves:    
Insurance Reserves 5,867.1 5,811.6
Unearned Premiums 1,361.6 1,264.1
Policyholder Obligations 632.0 637.7
Deferred Income Tax Liabilities 6.6 14.8
Accrued Expenses and Other Liabilities 715.5 705.2
Long-term Debt, Current, at Amortized Cost 0.0 449.9
Long-term Debt, Non-Current, at Amortized Cost 942.1 941.7
Variable Interest Entity, Primary Beneficiary    
Investments:    
Fixed Maturities at Fair Value 13.7 1.7
Short-term Investments at Cost which Approximates Fair Value 31.6 28.0
Cash 0.0 1.0
Receivables from Policyholders 11.9 8.2
Other Receivables 0.1 0.0
Deferred Policy Acquisition Costs 1.5 1.1
Deferred Income Tax Assets 2.2 1.5
Insurance Reserves:    
Insurance Reserves 14.7 9.4
Unearned Premiums 14.5 11.2
Accrued Expenses and Other Liabilities 1.7 0.5
Life and Health | Consolidated Entity, Excluding VIE    
Insurance Reserves:    
Insurance Reserves 3,229.5 3,199.7
Property and Casualty | Consolidated Entity, Excluding VIE    
Insurance Reserves:    
Insurance Reserves $ 2,637.6 $ 2,611.9