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Pay vs Performance Disclosure
number in Millions
 12 Months Ended
Dec. 31, 2024
USD ($)
Dec. 31, 2023
USD ($)
Dec. 31, 2022
USD ($)
Dec. 31, 2021
USD ($)
Dec. 31, 2020
USD ($)
Pay vs Performance Disclosure          
Pay vs Performance Disclosure, Table
Year
Summary
Compensation
Table Total
for PEO
($)(1)
Compensation
Actually Paid
to PEO
($)(2)
Average
Summary
Compensation
Table Total for
Non-PEO NEOs
($)(3)
Average
Compensation
Actually Paid to
Non-PEO NEOs
($)(4)
Value of Initial Fixed $100
Investment Based On:
Net Income
($m)(7)
Distributable
Cash Flow
($m)(8)
Total
Shareholder
Return
($)(5)
Peer Group
Total
Shareholder
Return
($)(6)
202411,456,600 18,442,994 4,541,495 5,960,008 95.23 195.70 317.8 608.9 
20238,534,646 4,496,795 2,295,490 1,304,381 68.41 154.07 (272.1)284.3 
20227,906,538 2,186,378 2,389,475 1,347,367 67.38 140.14 (286.6)307.9 
20218,222,255 (1,227,378)2,222,811 342,229 78.53 128.18 (123.7)(202.6)
20209,239,185 10,288,502 2,649,608 2,806,373 100.82 98.70 409.9 418.4 
        
Company Selected Measure Name Distributable cash flow        
Named Executive Officers, Footnote Amounts in this column represent the amounts reported for Mr. Lacher, our Chief Executive Officer, in the total column of the Summary Compensation Table for each applicable year.Amounts in this column represent the average of the amounts reported for the Company’s NEOs as a group, excluding our CEO, in the Total column of the Summary Compensation Table for each applicable year. The NEOs included for purposes of calculating the average amounts for each applicable year are as follows: (i) for 2023, Messrs. Lacher, Camden, Boschelli, Hunton, Sanders and McKinney; (ii) for 2022, Messrs. Lacher, McKinney, Boschelli, Brooks and Sanders; and (iii) for 2021 and 2020, Messrs. Lacher, McKinney, Boschelli, Sanders and Sternberg.        
Peer Group Issuers, Footnote Represents the weighted peer group TSR, weighted according to the respective companies’ stock market capitalization at the beginning of each period for which a return is indicated.        
PEO Total Compensation Amount $ 11,456,600 $ 8,534,646 $ 7,906,538 $ 8,222,255 $ 9,239,185
PEO Actually Paid Compensation Amount $ 18,442,994 4,496,795 2,186,378 (1,227,378) 10,288,502
Adjustment To PEO Compensation, Footnote Amounts in this column represent the amount of “compensation actually paid” as computed in accordance with SEC rules. The dollar amounts do not reflect the actual amount of compensation earned by or paid during the applicable year, in accordance with SEC rules, and the following adjustments were made to total compensation to determine compensation actually paid:
YearSummary
Compensation Table
Total for Mr. Lacher
($)		Exclusion of Change
in Pension Value
for Mr. Lacher
($)
Exclusion of Stock
Awards and Option
Awards for Mr. Lacher
($)(a)
Inclusion of Pension
Service Cost for
Mr. Lacher
($)
Inclusion of
Equity Values
for Mr. Lacher
($)(b)
Compensation
Actually Paid
to Mr. Lacher
($)
2024
11,456,600 — (6,999,206)— 13,985,600 18,442,994 
20238,534,646 — (6,100,711)— 2,062,860 4,496,795 
20227,906,538 — (6,000,000)— 279,840 2,186,378 
20218,222,255 — (5,378,990)— (4,070,643)(1,227,378)
20209,239,185 — (5,457,956)— 6,507,273 10,288,502 
(a)Amounts in this column represent the amounts reported in the “Stock Awards” and “Option Awards” columns in the Summary Compensation Table for each applicable year.
(b)The amounts deducted or added in calculating the equity award adjustments are set forth in the following table. The valuation assumptions used to calculate fair values did not materially differ from those disclosed at the time of grant.
YearYear-End Fair Value
of Equity Awards
Granted During Year
that Remained
Unvested as of
Last Day of Year
for Mr. Lacher
($)		Change in Fair
Value from Last
Day of Prior Year
to Last Day of
Year of Unvested
Equity Awards
for Mr. Lacher
($)		Vesting-Date Fair
Value of Equity
Awards Granted
During Year that
Vested During Year
for Mr. Lacher
($)		Change in Fair Value
from Last Day of
Prior Year to Vesting
Date of Unvested
Equity Awards that
Vested During Year
for Mr. Lacher
($)		Fair Value at Last
Day of Prior
Year of Equity
Awards Forfeited
During Year
for Mr. Lacher
($)		Value of Dividends
or Other Earnings
Paid on Equity
Awards Not
Otherwise Included
for Mr. Lacher
($)		Total - Inclusion of
Equity Values
for Mr. Lacher
($)
2024
9,443,333 3,212,364 — 1,329,903 — — 13,985,600 
20232,896,142 (1,213,236)— 379,954 — — 2,062,860 
20223,820,463 (3,214,502)— (326,121)— — 279,840 
20211,888,580 (5,261,544)— (697,679)— — (4,070,643)
20206,487,864 (61,631)— 81,040 — — 6,507,273 
        
Non-PEO NEO Average Total Compensation Amount $ 4,541,495 2,295,490 2,389,475 2,222,811 2,649,608
Non-PEO NEO Average Compensation Actually Paid Amount $ 5,960,008 1,304,381 1,347,367 342,229 2,806,373
Adjustment to Non-PEO NEO Compensation Footnote Amounts in this column represent the amount of “compensation actually paid” as computed in accordance with SEC rules. The dollar amounts do not reflect the actual amount of compensation earned by or paid during the applicable year, in accordance with SEC rules, and the following adjustments were made to total compensation to determine compensation actually paid:
YearAverage Summary
Compensation
Table Total for
Non-PEO NEOs
($)		Average Exclusion
of Change in
Pension Value for
Non-PEO NEOs
($)
Average Exclusion of
Stock Awards and
Option Awards for
Non-PEO NEOs
($)(a)
Average Inclusion of
Pension Service Cost for
Non-PEO NEOs
($)
Average Inclusion
of Equity Values for
Non-PEO NEOs
($)(b)
Average Compensation
Actually Paid to
Non-PEO NEOs
($)
2024
4,541,495 — (2,717,438)— 4,135,951 5,960,008 
20232,295,490 — (1,231,584)— 240,475 1,304,381 
20222,389,475 — (1,510,000)— 467,892 1,347,367 
20212,222,811 — (1,146,961)— (733,622)342,229 
20202,649,608 — (1,125,696)— 1,282,461 2,806,373 
(a)Amounts in this column represent the amounts reported in the “Stock Awards” and “Option Awards” columns in the Summary Compensation Table for each applicable year.
(b)The amounts deducted or added in calculating the equity award adjustments are set forth in the following table. The valuation assumptions used to calculate fair values did not materially differ from those disclosed at the time of grant.
YearAverage Year-End
Fair Value of Equity
Awards Granted
During Year that
Remained Unvested
as of Last Day of
Year for Non-PEO
NEOs
($)		Average Change in
Fair Value from Last
Day of Prior Year to
Last Day of Year of
Unvested Equity
Awards for Non-PEO
NEOs
($)		Average Vesting-
Date Fair Value of
Equity Awards
Granted During Year
that Vested During
Year for Non-PEO
NEOs
($)		Average Change in
Fair Value from Last
Day of Prior Year to
Vesting Date of
Unvested Equity
Awards that Vested
During Year for
Non-PEO NEOs
($)		Average Fair Value
at Last Day of Prior
Year of Equity
Awards Forfeited
During Year for
Non-PEO NEOs
($)		Average Value of
Dividends or Other
Earnings Paid on
Equity Awards Not
Otherwise Included
for Non-PEO NEOs
($)		Total - Average
Inclusion of
Equity Values for
Non-PEO NEOs
($)
2024
3,242,428 603,171 — 290,352 — — 4,135,951 
2023499,511 (126,046)— 84,937 (217,927)— 240,475 
20221,084,633 (554,250)— (62,491)— — 467,892 
2021352,109 (973,538)— (112,193)— — (733,622)
20201,335,361 (12,746)— (40,154)— — 1,282,461 
        
Compensation Actually Paid vs. Total Shareholder Return
The following chart sets forth the relationship between Compensation Actually Paid to our PEO, the average of Compensation Actually Paid to our other NEOs, and the Company’s cumulative TSR over the four most recently completed fiscal years.
Compensation Actually Paid versus TSR
(based on $100 investment)
03_438095(1)_barchart_CAPvsTSR.jpg
        
Compensation Actually Paid vs. Net Income
The following chart sets forth the relationship between Compensation Actually Paid to our PEO, the average of Compensation Actually Paid to our other NEOs, and our Net Income during the four most recently completed fiscal years. Net Income for the fiscal year 2020 does not reflect any modifications as a result of the modified retrospective adoption of Accounting Standards Update No. 2018-12, “Targeted Improvements to the Accounting for Long-Duration Contracts and related amendments” (“LDTI”).
Compensation Actually Paid versus Net Income
03_438095(1)_barchart_CAP-PEOandNEO_CAPvsnetincome.jpg
        
Compensation Actually Paid vs. Company Selected Measure
The following chart sets forth the relationship between Compensation Actually Paid to our PEO, the average of Compensation Actually Paid to our other NEOs, and our Distributable Cash Flow during each of the four most recently completed fiscal years.
Compensation Actually Paid versus Distributable Cash Flow
03_438095(1)_barchart_CAP-PEOandNEO_CAPvscashflow.jpg
        
Total Shareholder Return Vs Peer Group
The following chart compares our cumulative TSR over the four most recently completed fiscal years to Peer Group TSR over the same period.
Kemper TSR versus Peer Group TSR
03_438095(1)_barchart_TSRvspeergroup.jpg
        
Tabular List, Table
Distributable Cash Flow
Adjusted Operating Income
Relative Total Shareholder Return
Adjusted Return on Equity
Revenue
        
Total Shareholder Return Amount $ 95.23 68.41 67.38 78.53 100.82
Peer Group Total Shareholder Return Amount 195.70 154.07 140.14 128.18 98.70
Net Income (Loss) $ 317,800,000 $ (272,100,000) $ (286,600,000) $ (123,700,000) $ 409,900,000
Company Selected Measure Amount 608.9 284.3 307.9 (202.6) 418.4
PEO Name Mr. Lacher        
Additional 402(v) Disclosure Cumulative TSR is calculated by dividing (i) the sum of (A) the cumulative amount of dividends for the measurement period, assuming dividend reinvestment, and (B) the difference between the Company’s share price at the end of the measurement period and the beginning of the measurement period.Represents the amount of net (loss) income reflected in the Company’s audited financial statements for each applicable year. Net Income for the fiscal year 2020 does not reflect any modifications as a result of the modified retrospective adoption of Accounting Standards Update No. 2018-12, “Targeted Improvements to the Accounting for Long-Duration Contracts and related amendments” (“LDTI”).        
Measure:: 1          
Pay vs Performance Disclosure          
Name Distributable Cash Flow        
Non-GAAP Measure Description Distributable cash flow represents insurance company statutory Net Income and Non-insurance company GAAP Net Income plus additional dividends paid to parent as a result of management-specific capital efficiency strategies adjusted for amount of Actual Catastrophe Losses and LAE to equal Expected Catastrophe Losses and additional significant unusual or nonrecurring items as permitted by the Omnibus Plan.        
Measure:: 2          
Pay vs Performance Disclosure          
Name Adjusted Operating Income        
Measure:: 3          
Pay vs Performance Disclosure          
Name Relative Total Shareholder Return        
Measure:: 4          
Pay vs Performance Disclosure          
Name Adjusted Return on Equity        
Measure:: 5          
Pay vs Performance Disclosure          
Name Revenue        
PEO | Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ 0 $ 0 $ 0 $ 0 $ 0
PEO | Aggregate Pension Adjustments Service Cost          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 0 0 0
PEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (6,999,206) (6,100,711) (6,000,000) (5,378,990) (5,457,956)
PEO | Equity Awards Adjustments, Excluding Value Reported in Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 13,985,600 2,062,860 279,840 (4,070,643) 6,507,273
PEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 9,443,333 2,896,142 3,820,463 1,888,580 6,487,864
PEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 3,212,364 (1,213,236) (3,214,502) (5,261,544) (61,631)
PEO | Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 0 0 0
PEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 1,329,903 379,954 (326,121) (697,679) 81,040
PEO | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 0 0 0
PEO | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 0 0 0
Non-PEO NEO | Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 0 0 0
Non-PEO NEO | Aggregate Pension Adjustments Service Cost          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 0 0 0
Non-PEO NEO | Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount (2,717,438) (1,231,584) (1,510,000) (1,146,961) (1,125,696)
Non-PEO NEO | Equity Awards Adjustments, Excluding Value Reported in Compensation Table          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 4,135,951 240,475 467,892 (733,622) 1,282,461
Non-PEO NEO | Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 3,242,428 499,511 1,084,633 352,109 1,335,361
Non-PEO NEO | Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 603,171 (126,046) (554,250) (973,538) (12,746)
Non-PEO NEO | Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 0 0 0 0
Non-PEO NEO | Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 290,352 84,937 (62,491) (112,193) (40,154)
Non-PEO NEO | Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount 0 (217,927) 0 0 0
Non-PEO NEO | Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year          
Pay vs Performance Disclosure          
Adjustment to Compensation, Amount $ 0 $ 0 $ 0 $ 0 $ 0