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Consolidated Balance Sheets - USD ($)
$ in Millions
Dec. 31, 2024
Dec. 31, 2023
Investments:    
Fixed Maturities at Fair Value (Amortized Cost: 2024 - $7,295.0; 2023 - $7,565.8 Allowance for Credit Losses: 2024 - $10.7; 2023 - $8.2) $ 6,409.6 $ 6,881.9
Equity Securities at Fair Value (Cost: 2024 - $197.1; 2023 - $209.3) 218.5 225.8
Equity Securities at Modified Cost 539.2 513.5
Convertible Securities at Fair Value 280.7 281.2
Other Investments 199.5 241.9
Total Investments 8,888.5 8,904.2
Cash 64.4 64.1
Receivables from Policyholders (Allowance for Credit Losses: 2024 - $2.9; 2023 - $13.9) 977.9 959.5
Other Receivables 185.7 200.5
Deferred Policy Acquisition Costs 628.9 591.6
Goodwill 1,250.7 1,250.7
Current Income Tax Assets 63.4 64.5
Deferred Income Tax Assets 93.3 210.4
Other Assets 436.1 492.6
Total Assets 12,630.4 12,742.7
Insurance Reserves:    
Total Insurance Reserves 5,811.6 6,102.9
Policyholder Obligations 637.7 655.7
Deferred Income Tax Liabilities 14.8 50.6
Accrued Expenses and Other Liabilities 705.2 737.7
Long-term Debt, Current, at Amortized Cost 449.9 0.0
Long-term Debt, Non-current, at Amortized Cost 941.7 1,389.2
Total Liabilities 9,846.1 10,237.7
Kemper Corporation Shareholders’ Equity:    
Common Stock, $0.10 Par Value, 100,000,000 Shares Authorized; 63,840,442 Shares Issued and Outstanding at December 31, 2024 and 64,111,555 Shares Issued and Outstanding at December 31, 2023 6.4 6.4
Paid-in Capital 1,854.9 1,845.3
Retained Earnings 1,231.6 1,014.3
Accumulated Other Comprehensive Loss (304.5) (360.8)
Total Shareholders’ Equity 2,788.4 2,505.2
Noncontrolling Interest (4.1) (0.2)
Total Shareholders’ Equity 2,784.3 2,505.0
Total Liabilities and Shareholders’ Equity 12,630.4 12,742.7
Life and Health Insurance Product Line    
Insurance Reserves:    
Total Insurance Reserves 3,199.7 3,422.4
Property and Casualty Insurance Product Line    
Insurance Reserves:    
Total Insurance Reserves 2,611.9 2,680.5
Variable Interest Entity, Primary Beneficiary    
Investments:    
Fixed Maturities at Fair Value (Amortized Cost: 2024 - $7,295.0; 2023 - $7,565.8 Allowance for Credit Losses: 2024 - $10.7; 2023 - $8.2) 1.7 1.7
Other Short-Term Investments 28.0 2.0
Cash 1.0 0.0
Receivables from Policyholders (Allowance for Credit Losses: 2024 - $2.9; 2023 - $13.9) 8.2 0.7
Deferred Policy Acquisition Costs 1.1 0.1
Deferred Income Tax Assets 1.5 0.0
Other Assets 0.0 0.1
Insurance Reserves:    
Total Insurance Reserves 9.4 0.0
Unearned Premiums 11.2 0.5
Accrued Expenses and Other Liabilities 0.5 0.3
Consolidated Entity, Excluding VIE    
Investments:    
Fixed Maturities at Fair Value (Amortized Cost: 2024 - $7,295.0; 2023 - $7,565.8 Allowance for Credit Losses: 2024 - $10.7; 2023 - $8.2) 6,409.6 6,881.9
Other Short-Term Investments 1,037.1 520.9
Insurance Reserves:    
Unearned Premiums 1,264.1 1,300.8
Alternative Energy Partnership Investments    
Investments:    
Equity Method Investments 17.6 17.3
Equity Method Limited Liability Investments    
Investments:    
Equity Method Investments $ 186.3 $ 221.7