Insurance Expenses (Tables)

12 Months Ended

Dec. 31, 2021

Insurance Expenses [Abstract]

Schedule of Insurance Expenses

Insurance Expenses for the years ended December 31, 2021, 2020 and 2019 were:

DOLLARS IN MILLIONS	2021		2020		2019
Commissions	$	817.6	$	745.8	$	708.8
General Expenses	339.5		307.4		278.0
Premium Tax Expense	104.3		94.2		93.5
Total Costs Incurred	1,261.4		1,147.4		1,080.3
Policy Acquisition Costs:
Deferred	(772.6)		(693.4)		(475.2)
Amortized	684.3		641.8		408.3
Net Policy Acquisition Costs Amortized	(88.3)		(51.6)		(66.9)
Amortization of VOBA	45.0		4.7		6.3
Insurance Expenses	$	1,218.1	$	1,100.5	$	1,019.7