XML 87 R72.htm IDEA: XBRL DOCUMENT v3.20.4
Property and Casualty Insurance Reserves - Short-duration Insurance Contracts, Claims Development (Details)
$ in Millions
Dec. 31, 2020
USD ($)
claim
Dec. 31, 2019
USD ($)
Dec. 31, 2018
USD ($)
Dec. 31, 2017
USD ($)
Dec. 31, 2016
USD ($)
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Property and Casualty Insurance Reserves, Net of Reinsurance $ 1,756.7        
Specialty Personal Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 5,668.0        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net 4,559.4        
Outstanding Loss and Allocated LAE Reserves on Accident Years before 2015, Net of Reinsurance 3.9        
Property and Casualty Insurance Reserves, Net of Reinsurance 1,112.5        
Specialty Personal Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 2,600.6        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net 2,548.7        
Outstanding Loss and Allocated LAE Reserves on Accident Years before 2015, Net of Reinsurance 1.6        
Property and Casualty Insurance Reserves, Net of Reinsurance 53.5        
Commercial Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 609.5        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net 412.2        
Outstanding Loss and Allocated LAE Reserves on Accident Years before 2015, Net of Reinsurance 11.8        
Property and Casualty Insurance Reserves, Net of Reinsurance 209.1        
Commercial Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 130.2        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net 124.3        
Outstanding Loss and Allocated LAE Reserves on Accident Years before 2015, Net of Reinsurance 0.4        
Property and Casualty Insurance Reserves, Net of Reinsurance 6.3        
Preferred Personal Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 841.5        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net 617.5        
Outstanding Loss and Allocated LAE Reserves on Accident Years before 2015, Net of Reinsurance 8.6        
Property and Casualty Insurance Reserves, Net of Reinsurance 232.6        
Preferred Personal Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 543.6        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net 539.1        
Outstanding Loss and Allocated LAE Reserves on Accident Years before 2015, Net of Reinsurance (0.1)        
Property and Casualty Insurance Reserves, Net of Reinsurance 4.4        
Homeowners Insurance          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 947.3        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net 864.0        
Outstanding Loss and Allocated LAE Reserves on Accident Years before 2015, Net of Reinsurance 5.1        
Property and Casualty Insurance Reserves, Net of Reinsurance 88.4        
2015 | Specialty Personal Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 1,022.7 $ 1,026.0 $ 1,027.2 $ 1,021.6 $ 969.4
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 4.7        
Cumulative Number of Reported Claims | claim 417,219        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 1,008.3 987.7 943.4 831.1 459.7
2015 | Specialty Personal Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 457.4 457.0 456.9 456.9 462.2
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ (0.1)        
Cumulative Number of Reported Claims | claim 246,239        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 457.5 457.5 458.0 460.2 436.4
2015 | Commercial Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 115.6 117.7 115.6 112.4 120.5
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 1.1        
Cumulative Number of Reported Claims | claim 20,427        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 109.7 102.3 89.7 71.6 36.2
2015 | Commercial Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 24.2 24.2 24.1 24.2 24.2
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 0.0        
Cumulative Number of Reported Claims | claim 10,561        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 24.2 24.2 24.1 24.2 22.4
2015 | Preferred Personal Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 177.2 176.8 179.1 174.5 162.1
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 1.6        
Cumulative Number of Reported Claims | claim 36,766        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 169.3 161.1 145.6 114.6 61.2
2015 | Preferred Personal Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 106.2 106.2 106.3 106.6 106.6
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 0.0        
Cumulative Number of Reported Claims | claim 65,191        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 106.2 106.3 106.3 106.9 105.2
2015 | Homeowners Insurance          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 201.1 202.2 204.2 201.7 200.3
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 0.3        
Cumulative Number of Reported Claims | claim 20,019        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 199.5 198.9 195.8 190.1 $ 141.2
2016 | Specialty Personal Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 999.1 1,004.5 999.9 997.7  
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 13.7        
Cumulative Number of Reported Claims | claim 397,059        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 967.7 926.7 808.6 441.9  
2016 | Specialty Personal Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 465.6 465.1 465.6 475.6  
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 0.1        
Cumulative Number of Reported Claims | claim 251,935        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 465.9 466.0 468.7 443.0  
2016 | Commercial Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 114.3 118.3 120.0 120.5  
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 2.9        
Cumulative Number of Reported Claims | claim 19,951        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 101.7 90.7 72.3 36.3  
2016 | Commercial Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 23.4 23.5 23.5 24.2  
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 0.1        
Cumulative Number of Reported Claims | claim 9,792        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 23.4 23.4 23.5 22.2  
2016 | Preferred Personal Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 158.2 155.8 157.8 164.4  
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 1.9        
Cumulative Number of Reported Claims | claim 33,731        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 143.2 134.1 108.9 59.2  
2016 | Preferred Personal Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 105.1 105.2 105.8 109.2  
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 0.0        
Cumulative Number of Reported Claims | claim 62,385        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 105.1 105.2 106.1 104.4  
2016 | Homeowners Insurance          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 243.8 245.2 259.5 261.2  
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 0.6        
Cumulative Number of Reported Claims | claim 20,796        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 239.5 235.7 242.5 $ 165.8  
2017 | Specialty Personal Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 1,120.0 1,119.1 1,128.1    
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 33.9        
Cumulative Number of Reported Claims | claim 447,610        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 1,039.3 903.8 467.5    
2017 | Specialty Personal Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 496.4 496.9 504.9    
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ (0.4)        
Cumulative Number of Reported Claims | claim 270,000        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 497.4 501.5 463.6    
2017 | Commercial Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 113.0 116.5 123.2    
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 12.6        
Cumulative Number of Reported Claims | claim 20,146        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 88.1 68.8 36.8    
2017 | Commercial Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 23.6 23.5 23.6    
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 0.1        
Cumulative Number of Reported Claims | claim 9,567        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 23.6 23.6 21.7    
2017 | Preferred Personal Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 161.7 156.3 157.6    
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 6.1        
Cumulative Number of Reported Claims | claim 32,246        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 132.7 107.6 55.5    
2017 | Preferred Personal Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 110.4 111.0 113.9    
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ (0.1)        
Cumulative Number of Reported Claims | claim 60,707        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 110.4 111.4 107.2    
2017 | Homeowners Insurance          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 183.6 183.0 185.9    
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 3.0        
Cumulative Number of Reported Claims | claim 17,104        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 180.0 180.2 $ 127.4    
2018 | Specialty Personal Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 1,306.9 1,270.7      
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 91.4        
Cumulative Number of Reported Claims | claim 485,455        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 1,052.5 497.2      
2018 | Specialty Personal Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 581.0 574.7      
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ (10.7)        
Cumulative Number of Reported Claims | claim 286,954        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 585.7 525.8      
2018 | Commercial Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 126.1 128.4      
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 19.4        
Cumulative Number of Reported Claims | claim 19,404        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 75.7 32.4      
2018 | Commercial Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 27.1 26.0      
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ (0.3)        
Cumulative Number of Reported Claims | claim 9,290        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 26.9 23.0      
2018 | Preferred Personal Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 195.5 172.2      
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 20.0        
Cumulative Number of Reported Claims | claim 35,891        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 127.9 62.7      
2018 | Preferred Personal Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 125.8 126.4      
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ (0.7)        
Cumulative Number of Reported Claims | claim 63,776        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 126.5 120.7      
2018 | Homeowners Insurance          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 161.8 162.9      
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 4.1        
Cumulative Number of Reported Claims | claim 15,311        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 150.4 $ 111.1      
2019 | Specialty Personal Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 1,219.3        
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 368.6        
Cumulative Number of Reported Claims | claim 399,216        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 491.6        
2019 | Specialty Personal Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 600.2        
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 52.0        
Cumulative Number of Reported Claims | claim 252,237        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 542.2        
2019 | Commercial Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 140.5        
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 60.5        
Cumulative Number of Reported Claims | claim 16,457        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 37.0        
2019 | Commercial Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 31.9        
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 4.6        
Cumulative Number of Reported Claims | claim 10,936        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 26.2        
2019 | Preferred Personal Automobile Insurance—Liability          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 148.9        
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 45.8        
Cumulative Number of Reported Claims | claim 23,543        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 44.4        
2019 | Preferred Personal Automobile Insurance—Physical Damage          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 96.1        
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ (0.7)        
Cumulative Number of Reported Claims | claim 43,539        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 90.9        
2019 | Homeowners Insurance          
Claims Development [Line Items]          
Incurred Losses and Allocated LAE, Net of Reinsurance For the Years Ended December 31, 157.0        
Total of IBNR Liabilities Plus Expected Development on Reported Claims $ 17.5        
Cumulative Number of Reported Claims | claim 12,529        
Short-duration Insurance Contracts, Liability for Unpaid Claims and Allocated Claim Adjustment Expense, Net [Abstract]          
Cumulative Paid Losses and Allocated LAE, Net $ 94.6