Insurance Expenses (Tables)

12 Months Ended

Dec. 31, 2019

Insurance Expenses [Abstract]

Schedule of Insurance Expenses

Insurance Expenses for the years ended December 31, 2019, 2018 and 2017 were:

DOLLARS IN MILLIONS	2019			2018			2017
Commissions	$	708.8		$	558.7		$	425.6
General Expenses	278.0			231.9			196.2
Premium Tax Expense	93.5			71.0			50.7
Total Costs Incurred	1,080.3			861.6			672.5
Policy Acquisition Costs:
Deferred	(475.2		)	(481.5		)	(351.6		)
Amortized	408.3			377.1			318.3
Net Policy Acquisition Costs Amortized	(66.9		)	(104.4		)	(33.3		)
Amortization of VOBA	6.3			143.3			5.1
Insurance Expenses	$	1,019.7		$	900.5		$	644.3