The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ARCONIC INC COM 03965L100 33 1,710 SH   DFND   1,710 0 0
CAPITALA FIN CORP COM 14054R106 1,821 228,737 SH   DFND 2 228,737 0 0
FUSION CONNECT INC COM 36116X102 79 60,370 SH   DFND   60,370 0 0
ISHARES TR CORE S&P TTL STK 464287150 15,994 248,359 SH   DFND 2 248,359 0 0
ISHARES TR CORE S&P500 ETF 464287200 17,654 62,038 SH   DFND 2 62,038 0 0
ISHARES TR RUS 1000 ETF 464287622 5,143 32,694 SH   DFND 2 32,694 0 0
ISHARES TR LNG TR CRPRT BD 464289511 63,066 1,045,000 SH   DFND   1,045,000 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 76,155 1,311,432 SH   DFND 1 1,311,432 0 0
ISHARES INC CORE MSCI EMKT 46434G103 32,144 621,625 SH   DFND 1 621,625 0 0
ISHARES TR CORE MSCI INTL 46435G326 23,051 425,689 SH   DFND 1 425,689 0 0
NRG ENERGY INC COM NEW 629377508 5 118 SH   DFND   118 0 0
RESOLUTE FST PRODS INC COM 76117W109 35 4,425 SH   DFND   4,425 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 15,939 56,426 SH   DFND 2 56,426 0 0
SPDR SERIES TRUST PORTFOLIO LN COR 78464A367 45,948 1,693,634 SH   DFND   1,693,634 0 0
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 14,952 425,000 SH   DFND 2 425,000 0 0
SPDR SERIES TRUST PORTFOLIO LR ETF 78464A854 10,362 311,817 SH   DFND 2 311,817 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 16,177 237,715 SH   DFND 2 237,715 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 16,116 238,368 SH   DFND 2 238,368 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 18,572 454,410 SH   DFND 1 454,410 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 77,529 1,059,572 SH   DFND 1 1,059,572 0 0
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813 95,779 1,046,419 SH   DFND   1,046,419 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 25,655 295,329 SH   DFND 1 295,329 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 17,903 68,979 SH   DFND 2 68,979 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 5,169 39,819 SH   DFND 2 39,819 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 18,298 126,449 SH   DFND 2 126,449 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 44,403 306,844 SH   DFND 1 306,844 0 0
NORWEGIAN CRUISE LINE HLDG L SHS G66721104 183 3,321 SH   DFND   3,321 0 0
AMERICAN ELEC PWR CO INC UNIT 03/15/2022 025537127 823 16,000 SH   DFND 2 16,000 0 0
BANK AMER CORP 7.25%CNV PFD L 060505682 849 650 SH   DFND 2 650 0 0
BANK AMER CORP 7.25%CNV PFD L 060505682 326 250 SH   DFND 1 250 0 0
WELLS FARGO CO NEW PERP PFD CNV A 949746804 1,424 1,100 SH   DFND 2 1,100 0 0